Tripura Journalist Insurance Scheme

Why was the Tripura Journalist Insurance Scheme Introduced

With the aim of providing health care protection to the working Journalists of the State, the Government of Tripura has launched the Tripura Journalist Health Insurance Scheme. The basic objective of the scheme is to financially protect the Journalists from monetary burden and liabilities that are a result of unfortunate health-related situations and emergencies. Under this Scheme, the beneficiaries are eligible to receive coverage benefits up to Rs. 3 lakhs for a list of diseases that need hospitalization and others.

Tripura Journalist Insurance Scheme- Key Highlights

Who is Eligible for Tripura Journalist Insurance Scheme

• Profession: The candidate must be an actively practising journalist (editor, reporter, correspondent, photographer, cartoonist, sub-editor, etc.)
• Residency: The candidate must be a permanent resident of Tripura.
• Accreditation: The candidate must have an accreditation certificate issued by the Government of Tripura and must be a certified journalist.
• Age: The candidate should belong to the age group of 21 to 65 years.
• Exclusivity: The candidate must not be enrolled in the Ayushman Bharat Scheme (AB-PMJAY) or any other health insurance scheme of the Central/State Government.

Who is Not Covered Under the Tripura Journalist Insurance Scheme

Persons falling under the following categories have been excluded from this scheme:

• Those individuals who are mostly engaged in managerial or administrative work.
• Those individuals who are engaged in supervisory work and whose main job is that of management, either by virtue of their position or the powers held by them.

What Tripura Journalist Insurance Scheme Covers

• Annual Sum Insured: Cashless health insurance plan for up to ₹3 lakh per family per year for the purpose of getting treated in empanelled hospitals.
• Cashless Health Care: Provides a guarantee of cashless health care facilities for illnesses that require admission to the hospital.
• Medical Care Facility: Covers hospitalisation and medical care facilities for the listed diseases by the government on the recommendation of the designated committee.
• Cost Sharing: The Government of Tripura shares 80% of the total cost of the annual health insurance policy, whereas the journalist needs to pay 20%.
• Empanelled Hospitals Network: Covers all the government or public hospitals in Tripura, as well as certain empanelled private hospitals in and outside the state.

How to Apply Tripura Journalist Insurance Scheme

The steps involved in making an application for inclusion under the Tripura Journalists' Health Insurance Scheme are as follows:

Step 1: Get the Application Form

• Either collect the physical application form from the Directorate of Information & Cultural Affairs (ICA) office located at Gandighat, Agartala or your nearest Sub-Divisional Information Office (SDIO) / District Information Office (DIO)
• Or get the Notice and Application form from the official Tripura State ICA Portal website.

Step 2: Document Collection & Submission

Submit the following documents along with their self-attested copies.

Step 3: Submission of Application Form

Send the filled application form along with attached documents to:

Address: The Director, Information & Cultural Affairs Department, Tripura State Government, Gandhighat Agartala, Tripura – 799001

Step 4: Processing by Government Agencies

The application is verified by the Director of ICA through SDM and other relevant agencies, which then forwards the verified application to the Tripura Journalist Health Insurance Scheme Recommendation Committee (TJHISRC).

Documents Required for Tripura Journalist Health Insurance Scheme

To be eligible to enroll in the Tripura Journalist Health Insurance Scheme-2022, the applicant should produce the following documents along with the duly completed application form:

• Press Card: Provided by either the Government of Tripura or the Press Information Bureau (PIB).
• Proof of Permanent Residence: Proof of permanent residence in the form of PRTC (Permanent Resident Certificate) or Aadhar Card in Tripura.
• Proof of Age: Proof of age between 21 and 65 years in the form of either an Aadhar Card, Birth Certificate, School Certificate, or Voter ID.
• Proof of Occupation: Employment certificate/letter or any official document showing that you are primarily engaged as a working journalist (reporter, editor, photographer, etc.).
• Non-Enrollment Self Declaration Form: A signed declaration stating that you are not covered by Ayushman Bharat (AB-PMJAY) or any other Central/State health insurance scheme.
• Photographs: Passport-size photographs.

Helpline and Support

Other Related Schemes

• Telangana Employees and Journalists Health Scheme (EJHS): State-level health scheme which provides free medical treatment for serving/retired government employees, accredited journalists and their dependents.
• Central Government Health Scheme (CGHS): Central-level healthcare scheme that provides complete medical care services, including OPD, hospitalisation, and AYUSH to serving and retired employees of the central government, along with pensioners.
• Employee State Insurance Scheme (ESIS): Social security health scheme which provides comprehensive medical services to low-income-earning workers in case of sickness, maternity and employment injury.