Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana - Chattisgarh (for disabled)

Why Was Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana Introduced

Work on a construction site involves physical labour and has a significant degree of risk of injury, disability, and even death compared to other jobs. Construction workers who register in Chhattisgarh are mostly employed in the informal or semi-formal sector, where workers do not have access to any form of insurance or protection from the employers. A workplace accident that results in disability or death can push an entire family into extreme poverty, leaving them with no means to take care of themselves.

This welfare scheme was brought in by the Chhattisgarh government through the BOCW Board as a way of protecting these workers by offering financial support to the affected person (in case of disability) or the family (in case of death) using the welfare tax levied on construction activity by the state.

Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana - Key Highlights

Who is Eligible for Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana

To be eligible for the Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana, an applicant must meet the following criteria:

• Registration: The worker must be registered with the Chhattisgarh Building and Other Construction Workers Welfare Board under Section 12 of the Building and Other Construction Workers (BOCW) Act, 1996.
• Age Limit: The construction worker must be between 18 and 60 years of age at the time of the event.
• Occupation: The individual must be employed as an active construction worker in the state of Chhattisgarh.
• Qualifying Incident:
• In case of Permanent Disability: Applies directly to the registered worker who suffers permanent disability due to an accident at the work site.
• In case of Death: Applies to the legal heirs/nominees of the registered worker in the event of normal death or an accidental death occurring at the work site.
• Exclusions: Financial assistance is generally excluded in cases involving self-harm, illegal activities, or intentional violence.

What Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana Covers

Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana involves financial support depending upon the type of incident:

• Accidental Death at Work Site: Financial support of ₹5 lakh will be provided to the nominee/legal heir.
• Permanent Disability at Work Site: Financial support of ₹2,50,000 will be given directly to the registered worker.
• Natural Death: Financial support of ₹1 lakh will be given to the nominee/legal heir.Accidental Death of an Unregistered Worker: Financial support of ₹1 lakh will be provided to the family/nominee.

What Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana Does not Cover

• Any death due to drug addiction or suicide is specifically excluded from the coverage.
• Incidence of disability/death that does not result from an activity at work.
• People who are not registered and those who are not in the 18-60 age limit for eligibility.

Documents Required to Apply for Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana

The documents to be submitted in order to obtain benefits under the scheme are listed below:

Documents Related to Identification & Registration Construction

• Worker Registration Certificate/Labour Card (as per CBOCWWB rules)
• Aadhar Card of the Construction Worker
• WorkerNominee/ Legal Heir’s Aadhar Card (in case of death)
• Address Proof/Residence Proof (such as ration card/Voter Identity Card)Beneficiary/Nominee’s
• Bank Details/Bank Passbook
• Passport-sized Photograph
• Active Mobile Number

Documents Related to Specific Events

If there is Death (Accidental/Normal):

• Death Certificate issued by government authorities. Death Certificate of the registered construction worker
• Copy of FIR/Post-Mortem Report (Only for accidental deaths)
• Certificate from the employer/witnessing construction site authority stating the place where the accident took place (for accidental death at the workplace)

In Case of Permanent Disability:

• Disability certificate issued by a certified Government Medical Board/Declaration stating the percentage of permanent disability
• Employer/Witnessing Construction Site Authority certificate stating the construction worker was injured while performing construction activities

Step-by-Step Application Process for Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana

Process to Apply for Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana

Step 1: Collect All Necessary Documents

Collect all the necessary documents with you, which include Labour Card, Aadhaar Card, Bank Passbook, and event-specific documents (Death Certificate & FIR/ Post-Mortem Report for death claims or Medical Disability Certificate for disability claims).

Step 2: Visit the Official Website

Visit the official website of Chhattisgarh Labour Department (cgshram.gov.in) or go to your nearest Choice Centre/Lok Seva Kendra (CSC).

Step 3: Apply for the Scheme

• On the homepage of the portal, click on BOCW / Nirmaan Shramik.
• Under the heading Scheme Application , select Apply for Scheme.

Step 4: Enter the Worker's Details to Verify the Worker

Enter the worker’s registered Labour Registration Number for active membership of the Chhattisgarh Building and Other Construction Workers Welfare Board.

Step 5: Choose the Scheme

From the list of schemes, choose Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana.

Step 6: Fill out the Application Form

Fill in all the details of the worker, bank account details and nominee details if you are applying for death assistance. Select the category of the claim (Normal Death, Workplace Accidental Death, or Workplace Disability).

Step 7: Upload Documents & Submit: upload scanned copies of all required supporting documents in the specified format/size and submit the application. Note down the generated Application Reference Number for tracking.

Step 8: Verification & Disbursement The submitted application is reviewed by the designated Labour Inspector / Officers. Upon physical verification and approval, the financial assistance is transferred directly into the beneficiary's or nominee’s bank account via Direct Benefit Transfer (DBT).

How to Check Application Status of Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana

You can track the status of your application for the Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana through an online portal, the Chhattisgarh Labour Department Portal, which is as follows:

Step 1: Visit the application status portal on the official website:

Chhattisgarh Labour Portal Scheme Application Status (shramevjayate.cg.gov.in).

Step 2: Select the Name of Scheme as Chief Minister Nirman Shramik Death and Disability Support Scheme.

Step 3: Fill in the Application Number provided during submission.

Step 4: Click on See the situation / View Status

Helpline and Support

Other Government Schemes

• Pradhan Mantri Suraksha Bima Yojana (PMSBY): An accidental insurance that gives Rs. 2 lakhs for accidental death and total disability, and Rs. 1 lakh for partial disability.
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): A central life insurance policy that covers Rs. 2 lakhs for death from any cause.
• Ayushman Bharat (AB PM-JAY): Health insurance flagship scheme that provides up to Rs. 5 lakhs cover for cashless hospitalisation per family per annum.
• Mukhyamantri Noni Sashaktikaran: Chhattisgarh government scheme where a one-time amount of Rs. 20,000 is given to daughters of construction workers for their empowerment.
• Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY): A health insurance scheme by the state government of Maharashtra that provides up to Rs. 1.5 lakhs cashless treatment per family per annum (Rs. 5 lakhs if added with PM-JAY).
• Central Government Health Scheme (CGHS): OPD and IPD medical coverage for central government employees, pensioners, and dependents.