Ayushman Bharat PM-JAY Meghalaya

Why was Mukh Mantri Punjab Cancer Raahat Kosh (MMPCRK) Introduced

Prior to the introduction of MMPCRK, cancer patients in Punjab faced immense financial strain due to the high cost of diagnosis, chemotherapy, radiotherapy, and surgeries. As a result of high cost medical treatment, hundreds of lower- and middle-income families were pushed into severe debt or abandoned treatment altogether.

To address this severe public health challenge, the Government of Punjab launched MMPCRK in 2011. The primary objective of the scheme is to relieve the economic burden of cancer treatments and ensure that lack of funds does not prevent any citizen of Punjab from accessing life-saving oncology care.

Key Highlights: Mukh Mantri Punjab Cancer Raahat Kosh Scheme

Who is Eligible for Mukh Mantri Punjab Cancer Raahat Kosh Scheme

• Resident of Punjab: The individual must be an actual resident of Punjab with valid proof of state address.
• Diagnosis of Cancer Disease: The patient should have a clinically certified diagnosis and report of the disease from a credible oncologist or hospital.
• Receiving Treatments at Empanelled Hospitals: The treatment must have been conducted at any of the empanelled government medical colleges or private oncology hospitals.

Who is not Eligible for Mukh Mantri Punjab Cancer Raahat Kosh Scheme

• Government employees and their dependents.
• Employees covered under the Employees' State Insurance (ESI) Scheme.
• Individuals who are covered for medical reimbursement under any government scheme at state level or central level.
• Private individuals with private health insurance covering cancer treatment.

What Mukh Mantri Punjab Cancer Raahat Kosh Scheme (MMPCRK) Covers

• Surgical oncology: Costs associated with the removal of tumors, biopsy, and other cancer surgeries.
• Chemotherapy: Treatment costs associated with systemic cancer medicines, chemotherapy drugs, and infusions.
• Radiotherapy: External radiotherapy treatments and associated consultations.
• Hospitalization/Inpatient Treatment: Costs associated with room charge, consultation by doctors, nursing and other services related to emergency inpatient treatment needed during cancer treatment.
• Diagnostic & Lab Investigations: Tests ordered before the start of treatment and during treatment of the disease, including blood test reports, scans, histopathology report, etc.
• Cashless Payment: The approved funds are not paid to the patient as cash but are directly paid to the empanelled hospital through electronic mode (cashless & paperless).
• Free Bus Transport Scheme for Cancer Patients: Under the said scheme, cancer patients can avail of free bus transportation using Punjab Roadways and PRTC buses for travelling to approved treatment centers.

What Mukh Mantri Punjab Cancer Raahat Kosh Scheme does not Covers

• Non-Empanelled Facility: Costs for treatment at non-empanelled facilities such as private clinics and hospitals.
• OPD & Unapproved Costs: OPD costs, normal pharmacy purchases not covered by the empanelled hospitals, and personal care costs.
• Over Caps: Costs of treatment above the limit of aid cap of ₹1.50 Lakh.
• Government Employees Excluded: Employees of the government or ESI and those having private medical insurance.

Documents Required to Apply for Mukh Mantri Punjab Cancer Raahat Kosh Scheme

• Voter ID Card
• Driver's License
• Passport
• Aadhaar Card ( To be provided for ID/Address verification purposes only)
• Biopsy / Histopathology / Diagnostic Lab Reports: Certificates attesting to the cancer.
• Blood Group Report of the Patient: Official lab report showing the blood group of the patient.
• Estimate of Treatment Cost Form: Completed by the attending Doctor/Medical Superintendent from the designated hospital.
• MMPCRK Application & Self-Declaration Form: Application form attesting that the patient is a resident of Punjab and not getting medical reimbursement benefits through government/ESI/Private Health Insurance.

How to Apply Step by Step for Mukh Mantri Punjab Cancer Raahat Kosh Scheme (MMPCRK)

Step 1: Go to an empanelled government/private hospital for clinical testing and confirm your cancer diagnosis.

Step 2: Get a form of cost estimate prepared and signed by the treating doctor/medical superintendent.

Step 3: Send the duly filled application form for MMPCRK along with your proof of residence, test reports, and estimate to the Deputy Commissioner or Civil Surgeon's office.

Step 4: The application will be checked by the District Cancer Control Committee and then sent to the state health department for fund sanction.

Step 5: Check the application status online at mmpcrk.gov.in using the reference ID given to you for patients.

Step 6: Once your application is sanctioned, the money will be paid to the empanelled hospital directly for your cashless treatment.

How to Check Application Status of Mukh Mantri Punjab Cancer Raahat Kosh Scheme

For checking the application status for the Mukh Mantri Punjab Cancer Raahat Kosh Scheme (MMPCRKS), the following are the steps:

• Visit the Official Website: and access the official website of MMPCRK at mmpcrk.gov.in.
• Click Track Application: Click on the Track Application (for Patient) tab found either in the home page or in the top navigation bar.
• Enter Details: Enter the Registration number or the other necessary information of the patient given during the submission process.
• Click Search/Submit: Click Search/Submit to know the status of your application.

Helpline and Support Contact Information

Other Government Health Insurance Schemes

State Government Schemes

• Ayushman Bharat - Mukh Mantri Sehat Bima Yojana (AB-MMSBY): health insurance scheme of Punjab providing cashless coverage up to ₹10 Lakh per family per year for secondary and tertiary care hospitalization across empanelled government and private hospitals.
• Mukh Mantri Punjab Hepatitis C Relief Fund (MMPHCRF): State level scheme of Punjab for free medical treatment and drugs for Hepatitis C patients.

Central Government Schemes

• Rashtriya Arogya Nidhi (RAN): Central scheme for financial assistance to BPL cancer patients at the Regional Cancer Centres.
• Ayushman Bharat Scheme PM-JAY: The central health insurance scheme is designed to provide insurance up to ₹5 lakh per family per year.
• Employee's State Insurance Scheme (ESIS): This scheme provides health benefit, maternity benefit, and benefit in case of disabilities to employees.
• Central Government Health Scheme (CGHS): The central sponsored health schemes which provide insurance cover to government servants and pensioners.
• Pradhan Mantri Suraksha Bima Yojana (PMSBY): This is an accidental death and disability insurance scheme that provides inexpensive insurance coverage to poor people.