Bajaj Allianz Travel Prime Age

Why Choose Bajaj Allianz Travel Prime Age Plan?

Retiring from your job does not mean retiring from your passions; especially if you have always wanted to explore the world but never had the time, you can always do it during your golden years. But there are always risks associated with the unknown, including exploring a new country at this age, and age should never be a factor to stop you from living your life to the fullest. The Travel Prime by Bajaj Allianz travel insurance is one such travel insurance plan which helps lay your doubts to rest. From expensive medical care abroad to dealing with local authorities, your travel insurance will offer several reimbursement and assistance services.

Offered by Bajaj Allianz General Insurance Co. Ltd., this senior citizen travel insurance plan covers the risks you are likely to face during your international trip. From medical emergencies to trip-related emergencies, this plan offers assistance and coverage for everything that may affect your trip financially and even mentally.

Bajaj Allianz Travel Prime Age Key Features

This Bajaj Allianz Travel Prime Age policy has been specially customised for the needs of senior travellers going abroad. It covers all medical eventualities that they may face during their time in another country. It is available for a trip lasting between 1-180 days and comes with an extension. Here are some of its key features:

• Available for travellers aged 61-70 years
• Comes in 5 plan variants with a sum insured ranging USD 50,000 - USD 1,000,000
• The policy period for this Bajaj Allianz Travel Prime Age plan is up to 180 days
• The policy can be extended 7 days prior to expiry
• No pre-policy check-up required

Bajaj Allianz Travel Prime Age Plan Variants

This Bajaj Allianz Travel Prime Age policy comes in five different plan variants, with different sums insured. You can buy a suitable plan depending on your budget and coverage needs. These are:

• Silver
• Gold
• Platinum
• Super Platinum
• Maximum

The sublimits of the benefits will vary depending on the plan variant purchased. Here are some of the key coverage and their sum insured benefits:

Allianz Travel Prime Age Inclusions

To provide the necessary coverage to individuals between 61 and 70 years travelling abroad, this Bajaj Allianz Travel Prime Age offers the following coverage benefits:

• Medical expenses like treatment costs and medical evacuation costs
• Personal accident, including death or accidental bodily injury causing permanent total disablement
• Emergency dental pain relief up to the sum insured
• Covers complete and permanent loss/destruction of checked-in baggage
• Offers reimbursement for the cost of duplicate passport in case of passport loss or theft
• Provides personal liability in case of accidental damage to a third party or their property
• Offers hijack cover in case the insured's aircraft
• The policy covers trip delays during the policy period, however, it only covers one trip delay event
• Coverage for trip cancellation expenses (under covered reasons), including accommodation or travel charges that are not recoverable from any other source
• Provides home burglary insurance coverage in case of loss or damage to the insured's home contents during the policy period

In addition to these, this Bajaj Allianz Travel Prime Age policy also offers a trip curtailment benefit, delayed checked-in baggage, a golfer's hole-in-one, and more.

Bajaj Allianz Travel Prime Age Exclusions

Along with what's covered under this plan, you should also pay attention to what is not. Here are the general exclusions under this Bajaj Allianz Travel Prime Age plan:

• Medical expenses caused due to PED before the policy commencement
• No coverage for routine medical exams abroad
• Medical expenses arising after the policy term expires
• No coverage for medical expenses due to attempted suicide, self-inflicted injuries
• Any mental or nervous disorders such as anxiety, nervousness etc., from which there is no underlying physical illness
• Coverage for any venereal disease caused because of drugs, alcohol or other intoxicants
• Any medical expense due to pregnancy or pregnancy-related ailment causing childbirth, miscarriage and other complications
• No coverage for treatment expenses other than modern medicine or allopathy
• No coverage for passport loss if it was confiscated by customs or police
• If your baggage has been delayed while your travel destination is in India, the policy won't cover it

For a complete list of exclusions, make sure to go through the policy wording.