TATA AIG Travel Insurance

Plans offered by TATA AIG Travel Insurance

TATA AIG travel insurance plans vary considerably from each other and are made for different purposes to cater to your varying insurance needs. These are the different travel insurance plans that are offered by TATA AIG General Insurance Company Ltd.:

• TATA AIG Travel Insurance - International Plus

  TATA AIG Travel Insurance - International Plus is available for Indians going on international trips. It offers a wide range of benefits, with some unique coverage like personal accident cover in India, accommodation extension, compassionate travel/stay, loss of international driving license, rental vehicle cover & return, etc. It offers following variants:

  • Silver
  • Silver Plus
  • Gold
  • Platinum
  • Titanium
  • Titanium Plus
  • Schengen - Silver Plus
  • Schengen - Gold
  • Schengen - Platinum
  • Schengen - Titanium
  • Schengen - Titanium Plus
  • Senior
  • Senior Plus
  • Super Senior

  
  It also offers several bundles and add-ons for cruise, accident, and optional assistance services.

• TATA AIG Travel Insurance - International

  This policy protects your international travel from several unforeseen circumstances. It is available for a wide age group, starting from 6 months to 86+ year old travellers. International Travel Insurance Plans offer a lot of options to choose from. These plans are available with and without sub-limits, with varying premiums. TATA AIG International Travel Insurance Plan offer the following plan variants (with and without sublimits) to choose from:

  • Silver Plan (Worldwide including/excluding USA/Canada)
  • Gold Plan (Worldwide including/excluding USA/Canada)
  • Silver Plus Plan (Worldwide including/excluding USA/Canada)
  • Annual Multi-trip (Gold and Platinum)
  • Silver Plus Plan (Worldwide including/excluding USA/Canada)
  • Platinum Plan (Worldwide including/excluding USA/Canada)
  • 70+ Senior Plan (Worldwide including/excluding USA/Canada)

• TATA AIG Travel Insurance- Student

  TATA AIG Travel Insurance - Student is exclusively made for students who go abroad for higher studies. It is for Indians 16 - 35 years old who are enrolling and attending a full-time registered educational institution of higher learning outside India.
  The following plan options are available under this TATA AIG Travel Insurance - Student:

  • Plan A
  • Plan B
  • Ultimate
  • Ultimate Plus
  • Supreme

  
  The policy offers coverage for claims arising due to personal accidents, sponsor protection, compassionate visit, study interruption, and accident & sickness reimbursement.
  This TATA AIG Travel Insurance - Student also offers special extensions under some plan variants. These are:

  • Coverage for Pre-existing Diseases
  • Childcare
  • Maternity Benefits
  • Treatment for Mental and Nervous Disorders, which includes alcohol consumption and addiction to drugs
  • Cancer Screening and Mammography Examinations
  • Physiotherapy

  
  Please note that the benefits will vary with plan variants and are subject to change.

• TATA AIG Travel Insurance - Asia

  This TATA AIG travel insurance plan is specially made to protect all your holidays in Asia. The plan is applicable to travellers aged up to 70 years and can be issued for individuals and families travelling across Asian countries. This TATA AIG Travel Insurance - Asia plan comes in the following plan variants:

  • Silver
  • Silver Plus
  • Gold

• TATA AIG Travel Insurance - Domestic

  Tata AIG Travel Insurance - Domestic plan is designed to cover the risks of travelling within India either by road, air, or rail. These are highly recommended as they provide financial protection for many common emergencies, including accidents, personal liability, or other mishaps.

  • Medical Reimbursement: This policy will offer reimbursement of your medical expenses incurred from the treatment of injuries due to an accident.
  • Missed Departure or Air/ Rail: In case of an emergency or a condition resulting in your missing departure for your trip, you can claim reimbursement if you've opted for this add-on.
  • Loss of tickets: In case of any situation that may cause you to misplace or lose your travel tickets, this add-on benefit lets you be reimbursed for the lost ticket.
  • Emergency Medical Evacuation: If an emergency requires you to be evacuated, then the policy will cover the expenses for your transportation and medical treatment.

  
  Please note that some benefits can only be availed if the policyholder has opted for those additional benefits.

TATA AIG Travel Insurance: FAQs

• Q1. Is travel insurance necessary?

  Ans: Yes, travel insurance is necessary to secure your trips from unforeseen financial emergencies. While on a holiday or a business trip, you can face some unexpected accidents that can ruin your perfect planning. Issues like medical emergencies, baggage & passport loss can happen to anybody. Having travel insurance helps you to enjoy a secure environment while travelling.

• Q2. When can I file the claim for TATA AIG Travel Insurance Policy?

  Ans: You can file a claim as soon as the policy is active and the coverage begins. However, you must raise a claim within the stipulated timeframe. You must also inform the insurer at the earliest, in some cases within a few hours of facing an issue.

• Q3. What happens if my tour is extended?

  Ans: In case the tour time is extended for some reason that is not under your control, you are eligible for an extension. You can get extended coverage from your insurer after submitting an additional premium. Make sure you contact your insurer and discuss all the details as soon as possible.

• Q4. What is the claim procedure for TATA AIG travel insurance policy?

  Ans: In case you meet with an accident, you need to first inform your insurance company about the mishap and follow their instructions. They will get back to you as soon as possible. Tata AIG Travel General Insurance Company has a 24x7 customer support system that helps with claim status.

• Q5. Can I cancel my TATA AIG travel insurance policy during the policy tenure?

  Ans: Yes, it is allowed to cancel the policy during the policy tenure. It will be cancelled in the case only when the policyholder has not undertaken the journey. Proofs are also required at the time when applying for cancellation, for example, a passport is required if you’re cancelling your international plan.

• Q6. What documents are required at the time of filing the TATA AIG travel insurance claim?

  Ans: There are some common documents that are required for filing the claim. These are:

  • Claim form
  • Bill, voucher, prescription, discharge summary with details like name, treatment done, and expenses incurred
  • The price and names of the medicines should be mentioned in the prescription

• Q7. Why should you opt for Tata AIG Travel Insurance plans?

  Ans: The insurer is among the most reputable insurers in India, known for its dedicated customer support and high claim settlement ratio. For more clarity, feel free to check various TATA AIG travel insurance reviews available on different platforms.

• Q8. What are the modes of premium payment?

  Ans: There are two different modes of premium payment: cash payment, you can pay at the branch, and online payment, which can be paid by means of credit card, debit card, and net banking.

• Q9. How to check the policy status for Tata AIG travel insurance online?

  Ans: You can check the Tata AIG Travel Insurance Policy status very easily from the comfort of your home. All you need to do is register yourself on their website and log in with your username and password. This will give you all the information related to your travel insurance policy. You can also call the Toll-free number of TATA AIG Travel Insurance. You can also check the status through Policybazaar instead at 1800-708-8787 and care@policybazaar.com.

• Q10. What are the steps for Tata AIG Travel Insurance Claim Settlement?

  Ans: There are two ways for claim settlement: one is the traditional way in which the person has to visit the office with the required documents to file the claim and another is online. It allows you to save time as it can be done from anywhere across the globe. You can register your claim online. The claims department will call you in 1 hour. Upon successful completion of formalities within 7 working days, the claim is settled.