Self Inspection Video for Car Insurance Renewal

Self-video inspection is a digital process for car insurance renewals that allows car owners to record a guided video of their car to show its condition to the insurer. It helps speed up the renewal process and eliminates the need for a physical inspection by a surveyor. This car inspection is mandatory when you renew a lapsed or expired policy or when you opt for a comprehensive policy.Read more

Why Do Insurers Need Car Inspection Video?

Car insurance companies need the car inspection video to assess its current condition, verify the chassis number, check for any existing damage, and based on this assessment, they decide the policy terms and premium. While recording the self-inspection video, you need to make sure that the following aspects of your car are clearly visible:

• Overall condition of the vehicle body
• Windshield and windows
• Headlights and taillights
• Tyres and wheels
• Dashboard and seats
• Engine compartment
• Verify Chassis Number
• Existing Car Damage

Tips for Recording Your Self Inspection Video for Renewal

Here is a list of conditions that you must fulfill before you record the video during your car insurance renewal:

• Avoid blurry footage and ensure you record all the required angles of your car.
• For a clear video, clean your car's windshield and windows.
• Include close-up shots of essential parts like the engine, tyres, etc.
• Ensure your car's chassis number (engraved under the front bonnet or near the driver's side door frame/B-pillar) and registration plate are in the video.
• Remember to record your car's registration certificate (RC) and Previous-year-Policy (PYP) documents in the video.
• Enable geo-tagging and timestamps to verify the car inspection location and ensure the video is recent.
• Ensure that your parked car location for recording is well-lit and not under a tree, at the workshop, or in the garage.

How to Record Self-inspection Video for Car Insurance Renewal?

Here is a step-by-step procedure to complete a self-inspection video for your car insurance renewal:

1. Install the App: Download the Policybazaar app from the Google Play Store or iOS App Store.
2. Policy Purchase: Log in to the app using your registered mobile number and proceed towards renewing your expired car insurance.
3. Vehicle Preparation and Documentation: Keep your car's registration certificate (RC) ready and ensure it is clean & parked in a well-lit & open area.
4. Start Inspection: Follow the on-screen instructions and record a clear 360-degree video of the car, including the exterior, interior, windshield, tyres, and the chassis number engraved on your car's body (on the driver's side door frame/B-pillar).
5. Review and Submit: Review the recorded video to ensure all angles of your car are covered. If required, re-record the video before submitting it to the insurer for approval.

Benefits of Self Car Inspection for Car Insurance Renewal?

Here are the benefits of self inspection of your car when renewing your expired car insurance policy:

1. Time-saving

   Self-inspection for renewing a lapsed car insurance policy saves a lot of time as compared to a physical inspection, which is done by a surveyor appointed by your insurer.

2. Faster Insurance Approvals

   The insurer will review the uploaded video and approve it after verification. Meanwhile, the physical inspection takes approx. 2-3 days.

3. No Need for a Specialized Surveyor

   As a car owner, you can simply follow all the instructions mentioned in this ‘self-inspection demo video’. Even if you are not tech-savvy or do not have enough knowledge about insurance jargon, you can conduct a self-video inspection without any hassles. There is no need for any specialized surveyor.

4. No Paperwork

   No paperwork is required at the time of renewal. You can do this with a smartphone and a stable internet connection.

5. Prompt Customer Care Assistance

   At Policybazaar Insurance Brokers Private Limited, you get assurance for prompt customer care assistance regarding any issues related to policy renewal.

Conclusion

Earlier, renewing an expired policy required a physical inspection by a surveyor. However, with the self-inspection video feature, the car insurance renewal process has become simpler. It saves you time while ensuring a hassle-free renewal experience. By following the instructions above and recording a clear inspection video, you can renew your expired car insurance smoothly.