Car Insurance in DigiLocker: Everything You Need to Know

You can legally carry your car insurance policy in the DigiLocker app instead of keeping a physical document. This government-recognised app lets you store and access your vehicle insurance and other documents whenever needed. Read on to learn how to add your car insurance to DigiLocker, its benefits, and whether it is valid during traffic checks and claims.Read more

What is DigiLocker?

DigiLocker is a safe and secure digital platform managed by the Ministry of Electronics and Information Technology (MeitY). It allows you to store, access, and verify government-issued documents in digital format. These include your PAN, Aadhaar, driving licence (DL), vehicle registration certificate (RC), and pollution under control certificate (PUCC), among others. As per the IT Rules 2016, these digital documents hold the same legal validity as physical documents. You can access your DigiLocker documents through the mobile application or by visiting the official website.

Benefits of DigiLocker Car Insurance

Here are the important benefits of storing car insurance in your DigiLocker account:

• Paperless Convenience: You can access your car insurance policy anytime on your phone without having to carry the physical copy.
• Zero Risk of Document Loss: Since your car insurance is stored digitally, you do not have to worry about misplaced or damaged copies.
• Quick Access During Claims: DigiLocker car insurance speeds up the claim process by allowing car insurance companies to fetch information directly from verified databases.
• Accepted During Traffic Checks: If stopped by traffic police or enforcement authorities for checks, you can show your DigiLocker documents, which are legally accepted across India.
• Simple and Quick Sharing: In case of an unfortunate accident, DigiLocker can help you share your car insurance instantly with the insurer, thus saving your time and effort looking for physical documents.

How to Add Car Insurance to DigiLocker?

Here is the simple procedure to retrieve or add car insurance in DigiLocker:

1. Open the DigiLocker App or website.
2. Log in or create your account via mobile or Aadhar number.
3. Go to 'Banking, Financial Services and Insurance.
4. Select your car insurance provider.'
5. Enter your policy number and other required details.
6. Your car insurance policy will now appear under 'Issued Documents'.

*Note: You can follow the same process to store or access your other documents

Other Documents You Can Store in Your DigiLocker Account

part from storing your car insurance, you can also carry the following documents with DigiLocker:

To Conclude

DigiLocker makes it simple and convenient to access your car insurance and other vehicle documents on the go. It ensures that your documents are readily available so you can avoid carrying physical copies. If you are looking to buy or renew car insurance, compare quotes online from multiple insurers at Policybazaar and select a suitable plan at affordable rates.