How to Find Your Car Insurance Policy Number?

Losing track of your car insurance policy number can be a real headache, especially when you need it in situations like after an accident, during a traffic stop, or at the time of car insurance renewal. If you're not sure where to find it, don't stress. This article breaks down simple ways to find your car insurance policy number without any hassle.

Read more

What is a Car Insurance Policy Number?

A car insurance policy number is a unique number granted to every policyholder to identify his/ her insurance policy. It is a reference number that recognises your car insurance policy and coverage.

As a car owner, you must remember your four-wheeler insurance policy number, as you may need it under certain circumstances. Besides, you must always keep a hard copy of your policy document in your car and a soft copy in your mail to access it.

Steps to Find a Car Insurance Policy Number

Below, we have mentioned different ways through which you can find your car insurance policy number:

Find Car Insurance Policy Number Offline

1. Policy Document

   The easiest way to find your policy number is by checking your document. Be it comprehensive insurance or third-party insurance, your policy number will be mentioned in your policy document.

2. Via Insurance Agent

   If you bought your car policy with the help of an insurance agent, you must contact them to know your policy number. Insurance agents usually keep a copy of the policy details of their clients, which may help you find your policy number.

3. Telephonic Assistance

   All those people who did not buy car insurance online or through an agent can know their policy number by contacting their car insurance company over the telephone. Every insurer has a customer care team to help solve your problems and doubts. You can call your insurer's customer service number to learn your policy number. All you need to do is provide the requested details to the customer executive, and they will tell you your policy number. You can also find the customer care contact number on the insurer's website.

4. Visit the Nearest Branch of the Insurance Provider

   For a policy number check, you can also visit the nearest branch of your motor insurance provider. The branch executive may ask for a few details to verify. After verification, they will tell you your car insurance policy number.

Find Car Insurance Policy Number Online

1. Insurer's Website/ Mobile App

   If you have purchased car insurance from the insurer's website, you can log in to your account on their official website to know your policy number. To retrieve your account, you will be required to provide a few details, such as your car's registration number, your name, phone number, etc.
   Some of the car insurance companies also have mobile applications where you can access details of your four-wheeler insurance policy. Just enter the requested details to log in to your account and get your insurance policy number.

2. Parivahan Website

   You can also visit the Parivahan Sewa website to find your car insurance policy number via your vehicle number. Simply visit the portal and provide your vehicle registration number to know all the details about your car insurance policy.

3. Via Policybazaar.com

   If you have purchased a car insurance policy from us, you can quickly know your policy number by logging into your Policybazaar account using your mobile number and OTP. From your account dashboard, navigate to the Policies section to find your car policy number and other policy details.

You May Also Read: How to Find Car Insurance Details By Registration Number

When Do You Need Your Car Insurance Policy Number?

A motor insurance policy number may be required in a variety of scenarios. Take a look at the various situations where you may have to provide your four-wheeler insurance policy number:

1. Car Insurance Renewal

   When renewing your motor policy, you must provide your previous policy number. The policy number is essential for finding your plan details, NCB, and previous claim details and ensuring. The same policy is being renewed.

   Even when you plan to change your insurer and buy a policy from another car insurance company, you will still need to provide your previous insurance policy number. It is also essential to ensure that your No Claim Bonus (NCB) is transferred from your previous policy to your new car policy.

2. After a Car Accident

   If, unfortunately, your car is involved in an accident, you will need to provide your policy number to file a claim with your insurer. For third-party damages, you may be required to file a First Information Report (FIR) with the police, where you may be asked for your four-wheeler insurance policy number.

   Moreover, if you have caused accidental damages to someone else's car, you may be required to provide your motor insurance details, including the policy number, to the third party so they can raise a claim.

3. During Police Check

   While driving your car, you may have often seen police check posts where a few vehicles are stopped. These routine checks are conducted for safety purposes and to verify the possession of important documents with the car driver, including car insurance. In case your car is stopped at a police checkpoint, the police official may ask for your policy document or your policy number. You may also need to provide your insurance policy number to the concerned authorities if you travel out of the station.

4. Applying for Duplicate Policy Document

   If you have lost your insurance policy document and need to apply for a duplicate copy with your motor insurance company, you must provide your policy number. Your car policy number will be the first information your insurer will request.

5. Updating your Car Insurance Policy Details

   Sometimes, you may find incorrect information in your motor insurance policy document. Or you may have changed your address or phone number and would want to update the details in your policy document. To do so, you will have to request that your motor insurance provider update the information. The insurer will not update policy details unless you provide your policy number.

6. Selling Your Car

   If you are selling your car, the buyer may want to check the validity of the car's insurance policy. In such a situation, he/she may ask you for your insurance policy number. Moreover, you may also need to provide your policy number to transfer your NCB from the sold car to your new vehicle.

You May Also Read: Check Used Car Valuation Online

In a Nutshell

A car insurance policy number is the identification number of the insurance policy. Without this number, you cannot avail yourself of the benefits of your four-wheeler insurance policy. Thus, you must never forget your policy number, regardless of whether you have comprehensive or third-party insurance. But if you don't, you can use one of these eight methods to find your insurance policy number.