Chennai Traffic Fines

Get Car Insurance starting at only ₹2,094/year #
Car Insurance

Tamil Nadu is infamous for maximum road accidents in the country with most of them taking place in Chennai. As per the State Transport Department, around 607 people have died in road accidents in Chennai until September in 2020.

Read more

  • Renew policy in 2 minutes*

  • 20+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Mobile No.
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Chennai Traffic Rules

      Chennai has the second-highest number of road fatalities amongst mega Indian cities. Overspeeding is one of the most common reasons for road accidents in Chennai. Keeping the high number of road accidents across the country in mind, the Central Government had amended the Motor Vehicles Act, 1988 in 2019. The Motor Vehicles Act 1988 states the motor laws of the country along with the fines and penalties in case of violations.

      With the Motor Vehicles (Amendment) Act 2019, the fines and penalties for the violation of different traffic rules were increased manifold. This was done to make people accountable for their actions and discourage them from violating the traffic rules. The amended Act came into effect from 1st September 2019.

      Tamil Nadu had a mixed response to the Motor Vehicles (Amendment) Act 2019 and they did not immediately accept the revised penalties. Nonetheless, Chennai traffic police started implementing the new traffic challan rates from 1st September 2019.

      Eventually, the Tamil Nadu government decided to accept the hiked traffic penalties rates partially. While some of the revised traffic challan rates were accepted, some of the rates remained the same as they were before the implementation of the Motor Vehicles (Amendment) Act 2019.

      Thus, the Chennai traffic challan rates are different from the rest of the country.

      Before knowing the current Chennai traffic challan rates, let’s know about the various documents that every car driver must carry as per Chennai traffic rules.

      Documents Required to Avoid a Chennai Traffic Challan

      All car drivers in Chennai must carry the following documents while driving to abide by the Chennai traffic rules:

      • A valid car insurance policy
      • Car Registration Certificate (RC)
      • A valid driver’s license of the person driving the car
      • Pollution Under Control (PUC) Certificate of the car

      If the traffic police stop a car, they may demand to see the above-mentioned documents. If the documents are unavailable, the driver may be issued a traffic challan for the violation of the Chennai traffic rules.

      Traffic Fines in Chennai

      Take a look at the various traffic fines in Chennai for the violation of different Chennai traffic rules:

      Traffic Rule Violation Chennai Traffic Challan Rates
      (As of 1st September  2019)
      Driving without wearing seatbelts Rs 1000 or/and community service
      Driving without a valid driver’s license Rs 5000
      Driving without a valid car insurance policy Rs 2000 and/or up to 3 months of jail imprisonment (For first offence)Rs 4000 and/or up to 3 months of jail imprisonment (For repeated offence)
      Using a mobile phone while driving Rs 1000 to Rs 2000
      Driving the car without a valid RC Rs 5000
      Overspeeding Rs 2000
      Drunk Driving Rs 10,000 or/and jail imprisonment for 6 months (For first offence)Rs 15,000 or/and jail imprisonment for 2 years (For repeated offence)
      Blocking the way of emergency vehicles Rs 10,000
      Rash/negligent driving Rs 5000
      Violation of noise pollution norms Rs 100
      Breaching learner’s license conditions Rs 150
      Driving without paying road taxes Rs 300 (For first offence)Rs 600  (For repeated offence)
      Carrying inflammable articles in the car Rs 300 to Rs 600
      Violation of air pollution norms Rs 400
      Violation of general traffic rules Rs 500
      Violation of road regulations Rs 500
      Excessive pollution by the car Rs 1000 (For first offence)Rs 2000 (For repeated offence)
      Disobeying the traffic police orders Rs 2000
      Entering a ‘No Entry’ zone Rs 2000 and Rs 5000
      Racing Rs 5000
      Driving a car despite the cancellation of driver’s license Rs 5000
      Allowing minors to drive the car Rs 25,000 with up to 3 years in jail (For the guardian), cancellation of car’s registration
      Violation of license conditions Rs 25,000 to Rs 1,00,000

      When the traffic police in Chennai stops a car for one of the above violations, the car driver can pay the fine amount on the spot. In case an e-challan has been issued, he/she can pay the fine amount online.

      How to Pay Chennai Traffic Challan Online?

      People who have been issued an e-challan by the Chennai traffic police can pay the fine amount online by following the steps given below:

      • Visit the official website of Tamil Nadu Traffic Police
      • Go to the option of ‘E-Payment Traffic Challans’
      • Enter either the challan number, vehicle number or DL number
      • Once the challan details are visible, enter any other requested details
      • Choose the online mode of payment
      • Pay the challan amount online
      • On successful payment, a payment confirmation will be received

      Traffic Rules That Every Car Owner in Chennai Should Follow

      Every car owner-driver in Chennai must follow the following Chennai traffic rules to avoid earning a fine:

      • Always wear a seatbelt while driving and ensure that the co-passengers are doing the same. This will prevent the occupants of the car from getting severely injured in case of an accident.
      • Maintain the speed limit specified on the road to avoid overspeeding. It will prevent the car owner from attracting a Chennai traffic challan.
      • Carry all the mandatory car documents while going out for a drive. This will allow the car driver to present the documents requested by the traffic police officials.
      • Do cooperate with the traffic police officials when they ask the car to be pulled over. Defying their directions may result in major legal trouble.
      • Follow all the signs and signages on the road to avoid a traffic challan. For instance, do not drive in one way or park in a ‘No Parking’ zone.
      • Do not take a U-turn unless the road is clear and there are no warning signs.
      • Make sure to give an appropriate indicator before changing lanes or making a turn. This can avoid the car from meeting an accident.
      • Do not drink and drive as it can lead to major accidents and cause the death of car passengers as well as other people.

      In case the person driving the car has a learner’s license, he/she should mandatorily display the letter ‘L’ on the car at all times. If not displayed, a Chennai traffic challan can be issued to the driver.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      IDV in Car Insurance

      22 Feb 2024

      In layman's terms, the IDV full form is the Insured Declared Value
      Read more
      Must-Have Car Insurance Addons for Brand New Cars

      31 Jan 2024

      Investing in a full-coverage car insurance policy is essential for
      Read more
      No Claim Bonus (NCB) in Car Insurance

      29 Jan 2024

      No Claim Bonus (NCB) is a reward given by an insurer to a
      Read more
      How to Choose the Right Car Insurance for Your First Car?

      17 Jan 2024

      Buying their first car is no less than a milestone unlocked for
      Read more
      Things To Know Before Purchasing Sedan Car Insurance

      12 Dec 2023

      The type of four-wheeler you purchase also impacts its insurance
      Read more
      Check Vehicle or Car Insurance Status/Validity Online
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      Find Car Insurance Details By Registration Number
      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due
      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.