Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Get Car Insurance starting at only ₹2,094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Rim Damage Cover

      A rim damage cover offers an insured’s vehicle indemnity for any loss or damage to the wheel rims. This is a type of add-on that can be purchased at an additional premium along with a comprehensive car insurance policy.

      Read more

      What is Rim Damage Cover in Car Insurance?

      In case any damage or loss is caused to an insured vehicle's wheel rims, a rim damage cover will offer reimbursement in case a rim or rims get physically damaged or warped. This can be caused as a result of a blowout or due to driving over kerbs, potholes or road debris. Many insurers have started offering this add-on to ensure the safety of a vehicle’s wheel rims.

      This cover offers the cost of replacing the damaged wheel rim of the insured's vehicle up to a specific number of times. Usually, an insured vehicle can utilize this feature up to four times within the entire policy term. The optional cover will extend coverage to the damaged rims and offer a replacement with new wheel rims of a similar model, make and specifications.

      Does Insurance Cover Rim Damage?

      Rim damage is usually not covered by most car insurance policies. Most vehicles are prone to damaged rims due to the impact of road debris or driving over potholes so it is recommended to buy insurance with rim damage cover. This cover needs to be bought as an optional cover for which the policyholder must pay an additional premium.

      Depending on the insurer, there may be a few special conditions that should be kept in mind before purchasing a cover:

      • Many insurers offer this coverage only in vehicles fitted with Run Flat Tyres or Tubeless Tyres
      • The number of times one may avail of the cover's benefits is usually restricted to 4 wheel rims during a policy period
      • In case the insured replaces the wheel rim on their own, then they must inform the insurance company about the necessary details, including the identification number of the wheel rims
      CI Renewal CI Renewal

      Rim Damage Cover: What is Covered & Not Covered?

      The type of protection offered by a rim damage cover varies from one insurer to another. Given below are some general inclusions and exclusions under this add-on cover:

      What is Covered?

      Following are the benefits offered by this add-on:

      • The add on cover for rim damage will cover the cost of replacing the damaged wheel rims with a near equivalent make
      • Several insurers also include the cost of consumables as well as service or labour charges incurred during the replacement

      What is Not Covered?  

      In case of the following, the insurer will not provide any indemnification:

      • Any loss or damage occurring before the inception of the policy
      • If the damage caused to tyres are of another type than tubeless tyres or run flat tyres
      • Cost of non-damaged rims to match them
      • Loss due to manufacturing defects that are covered under the manufacturer's warranty
      • Damage caused due to modification or due to operating or periodic negligence
      • Loss arising out of illegal activities
      • Expenses incurred due to routine maintenance such as wheel balancing, tyre rotation, alignment etc.
      • If the vehicle is not repaired at an authorized garage
      • Damages resulting from poor workmanship during repair
      • Minor damages that don't affect the functioning

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Car Accessories Cover

      Rim Damage Cover: FAQs

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar
      Claim Assurance Program

      Car insurance Articles

      • Recent Article
      • Popular Articles
      20 Jun 2024

      Top 5 Car Care Tips to Beat The Summer Heat

      The extreme heat and constant heat wave warnings have made

      Read more
      11 Jun 2024

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand

      Read more
      21 May 2024

      Get Faster Claim Settlement with Policybazaar...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more

      How To Find Car Insurance Details By Registration...

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more

      How to Check Car Owner Details By Registration...

      Scenarios like hit-and-run accidents or purchasing a second-hand car require you to find car owner details by number

      Read more

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.