Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Get Car Insurance starting at only 2094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Personal Possessions Cover

      Personal possessions cover is an add-on car insurance cover that compensates for any damage or loss of the personal possessions kept inside the car while it was parked in an authorized parking. Since it is an add-on cover, you will have to pay an extra nominal premium to get coverage for your personal possessions.

      Read more

      What is Personal Possessions Cover in Car Insurance?

      Personal possessions cover is an add-on that only a comprehensive car insurance policyholder can purchase. The insurer will provide coverage for any loss or damage to any of your personal possessions kept inside the car as per the insured declared value of your car insurance policy.

      For instance, your car got stolen from parking and it had your personal belongings such as your laptop and mobile inside. In such cases, purchasing the personal belonging cover will compensate you for the loss of your belongings as per the IDV of your car. If you will not purchase this cover, only the theft will be covered as per your standard comprehensive car insurance policy.

      What is Not Covered Under Loss of Personal Belongings Cover?

      Exclusions of personal belongings cover are listed below:

      • Any incident that has been resulted due to the policyholder’s negligence
      • Claims arising out of a borrowed property are not covered
      • Personal belongings that are locked in a safety deposit box are also excluded from add-on coverage
      • Personal belongings that the policyholder does not carry around
      • Theft of any important documents are excluded
      • If the incident was not reported to the police within 24 hours of the theft or finding out
      • Loss due to climatic conditions, wear, and tear, mechanical and electrical failure, etc.
      • Personal belongings that were being used by a third-party
      • Personal belongings that are not mentioned in the police report
      • Personal belongings that were left in the car overnight
      • Loss of items due to a car accident is also not covered under the Loss of personal belongings cover. Only theft or burglary related claims are covered.

      How to Raise a Claim Under a Loss of Personal Belongings Cover?

      To raise a claim under loss of personal belonging in car insurance, the policyholder will be required to follow these steps:

      • Inform the car insurance provider within 24 hours of you finding out about the theft.
      • At the time of claim intimation, you need to furnish your personal details including your name, contact details, policy number, time and date of the theft, area of the incident.
      • And a Police File report and its copy are a must.

      To file a successful car theft claim you need to follow the process listed below. Please ensure that all the Information is provided in the stipulated time.

      • File an FIR with the Police: It is a pre-requisite. As soon as you get to know about the theft, you must report the incident and register an FIR at the nearest police station. Without this, your car theft claim process will not be initiated.
      • Call Your Motor Insurance Provider: Once you have filed an FIR report then you need to immediately call your insurance provider and inform them about your car theft. Every insurance provider follows its own process and has its own set of formalities for car theft claims. Again, make sure that there is no delay from your end.
      • Inform the Transport Office: It is required as per the law to inform the Regional Transport Office about your car theft. You will need to transfer documents and papers from them. So, make sure that you remember to get this done.
      • Gather All the Insurance Documents: Once you have followed the process, you need to gather all the required documents to authenticate the claim. Once all the documents are gathered, fill the car theft claim form (get it from an insurer or download it online) and submit all the requisite documents.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Documents Required for Personal Belongings Claim Settlement Process

      You need to submit the documents listed below to your car insurance provider while settling your car theft insurance claim:

      • Claim Form (duly signed and filled)
      • Copy of the FIR report
      • Police investigation report
      • Invoice and receipts (as required)

      Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

      Why buy from Policybazaar Insurance Brokers Private Limited?

      • 24x7 Claims Assistance: You can get 24*7 claim assistance service by contacting our customer support executives at 1800-208-8787..
      • Cashless Assurance: Get a fast cashless repair facility at any of the network garages across India. In case of reimbursement, the claim amount will be paid within the next 48 hours of repairs. .
      • 3-Day Repair Assurance: The insured car will be repaired at a trusted network garage and will be delivered back to you within 3 working days.
      • Free Pickup & Drop: We also offer free pickup and drop facility during a claim process.
      • Self Video Claims: Raising a car insurance claim can easily be done from the place of accident via the PB Claims App. Simply upload a video of your car and we get your claim settled without much hassle.
      • Windshield Claims at Home: Get your car’s windshield repaired at home by calling our claim executives. One of our garage partners will replace the windshield at your home.

      Car Insurance for Popular Brands in India

      Maruti Car Insurance
      Tata Car Insurance
      Hyundai Car Insurance
      Honda Car Insurance
      MG Car Insurance
      Kia Car Insurance
      Toyota Car Insurance

      Roadside Assistance: FAQs

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      21 May 2024

      Get Faster Claim Settlement with Policybazaar Claim...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance Policy...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.