As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you may face situations when you need car insurance details but do not have access to insurance papers. In such situations, you can easily find car insurance policy details with the help of a car registration number. Let's read the article to know more about it.
A car registration number is a unique number issued to a car by the RTO of your district. When you buy a car, it is obligatory to register it within 30 days from the date of buying at the nearest RTO. Then, the respective RTO will allot a unique number to the car that will become its identity.
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A vehicle registration number is a 10-digit number. In this number, the first two digits imply the state from where the car is registered, the next two digits mean the district code, and the remaining four digits are the unique identification number. If a unique number is not available, then one or more letters are added before it to make it unique.
Let's say if the car registration number is UK 04 AA 9596, UK stands for Uttarakhand, 04 refers to the district of the state to which the car belongs to i.e. Nainital, and 9596 is the unique identification number of the vehicle. AA is the additional letters added to make the number 9596 unique.
You are required to have a registration number to buy car insurance policy. Once you have purchased it, a car insurance policy number is provided by the insurer.
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Below are some of the reasons why a car insurance policy number is of extreme importance:
If you have forgotten the car insurance policy number or lost your policy document, then you can easily find vehicle insurance details by registration number. Your car insurance policy is linked with the car registration number and hence, you can check insurance details with its help. Here are some of the ways to find car insurance details by registration number-
Use the following methods to find car insurance policy number online with the help of its registration number-
IRDAI has launched the insurance data depository known as the Insurance Information Bureau (IIB). You can access the official website of IIB to check car insurance details by registration number. Here are some of the steps that you need to follow-
The Ministry of Road Transport and Highways also holds the details of a motor insurance policy. All you need to do is enter your car registration number to get access to car insurance policy information. Follow the below steps to access the insurance details of the vehicle by registration number from the VAHAN portal-
By visiting the official website of the insurer, you can check the car insurance policy number. You just need to log in to your account to access all the details of your car insurance policy.
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There are two methods for accessing car insurance policy information offline. Either you can call the insurance company or visit the respective RTO office to avail the information.
Car insurance is essential to keep vehicles financially protected and abide by the law. This makes it important to renew car insurance policy on time. If you wish to know the policy end date and do not have policy details, you can use the car registration number to get car insurance details.
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