Honda Navi Insurance

What is the Insurance Premium For Different Honda Navi Variants?

If you own a Honda Navi, you must get it insured. Let us look at the best Honda Navi bike insurance price and the zero-dep add-on cost:

*Disclaimer: The above premium is calculated based on the year of registration, IDV, and registration location using an online bike insurance premium calculator from Policybazaar.com.

Why Should You Buy Honda Navi Insurance Online from Policybazaar.com?

Purchasing Honda Navi insurance is convenient and beneficial when bought online from Policybazaar.com. Here are some reasons why purchasing a two-wheeler insurance online is a smart choice:

• Round-the-clock Customer Support: Whether you need query resolution or claim assistance, get it instantly by calling 1800-258-5970 at any time.
• Cashless Repair Convenience: No upfront payments are required. Enjoy cashless repairs by simply taking your Honda Navi to an authorised garage.
• Comprehensive Coverage: Whether it's own damage or third-party liability, you are fully covered.
• Complete Claim Assistance: Receive end-to-end claim assistance, from claim intimation to settlement, whether it's a reimbursement claim or a cashless claim.
• No Claim Bonus (NCB): Didn't claim in the policy period? Now get up to 50% premium discount while renewing your policy.

Disclaimer: The inclusion and exclusions under Honda Navi insurance may differ from one insurance to another. It is therefore necessary to carefully review all the details.

What are Some of the Best Honda Navi Insurance Add-ons?

Boosting the Honda Navi insurance is now possible with valuable add-ons. Here are some of the best add-ons that are a must-have in a two-wheeler insurance:

• Engine Protection Cover: Repairing a damaged engine or gearbox can be quite expensive, and not every two-wheeler insurance policy covers engine repairs. This add-on ensures that, regardless of the repairs or replacements required for the engine, they will be covered under the policy.
• Passenger Cover: A passenger or pillion rider is not covered by default under a bike insurance policy. However, this add-on ensures that financial aid is provided if the accident results in disability or the death of the pillion rider.
• Zero Depreciation Cover: By including zero depreciation cover in your bike insurance policy, you can ensure that the depreciation amount is not factored in during claim settlement. This way, you will receive the complete claim amount for repairs and replacement of bike parts.
• Emergency Medical Expenses: If, due to an accident, the pillion rider is injured and requires medical services, the cost of the services can be claimed. The filing can be done for ambulance costs or emergency medical expenses, such as medicines, plaster, etc.

How to Buy or Renew Honda Navi Insurance Online?

Honda Navi insurance is available online on Policybazaar.com. Here is how you can buy a new two-wheeler insurance or renew an existing one:

• Step 1: Go to Policybazaar.com. Next, select the 'Two-wheeler Insurance' option available on the homepage.
•  Step 2: If you have a new bike, click on the 'Bought a new bike' option. Next, select the model type, RTO details and fuel variant. For renewal, enter your vehicle number in the given field and click on 'View Prices'.
• Step 3: Select either comprehensive insurance or third-party bike insurance according to your preference.
• Step 4: You can also consider add-ons for better protection.
• Step 5: From the available options, select the Honda Navi insurance plan that meets your requirements.
• Step 6: Complete the payment. Within minutes, you will receive the policy documents in your email.

How to Claim Insurance for a Honda Navi Online?

Under Honda Navi insurance, you can select your preferred claim process: cashless or reimbursement. Here are the steps that are involved in both processes under bike insurance:

1. Cashless Claims Settlement

   If you opt for the cashless claim settlement process under two-wheeler insurance, you have to follow the steps below:

   • Step 1: Notify the insurance provider by calling them or using an alternative accepted means and inform them about the incident.
   • Step 2: A surveyor will be appointed to inspect the damage to your Honda Navi, and an evaluation report will be sent to the insurer.
   • Step 3:. The insurance provider will ask you to take your bike to an authorised garage to get the repair done.
   • Step 4: The insurance provider will settle the bill amount.

2. Reimbursement Claims Settlement

   The reimbursement claim procedure under the Honda Navi insurance is best for individuals who cannot wait for the approval of a cashless claim. Here is how the whole process works:

   • Step 1: Inform the insurance company about the incident and the claim.
   • Step 2: The insurer appoints a surveyor to inspect the damages.
   • Step 3: After the inspection, the surveyor shares a post-inspection evaluation report.
   • Step 4: You can now get the repairs done at any garage of your choice.
   • Step 5: Next, you must submit a duly filled claim form along with all mandatory documents for claim processing.
   • Step 6: You will primarily need to pay the bill amount. As per the policy terms and conditions, the reimbursement amount will be sent to your bank account.

Which Documents Are Required for Honda Navi Insurance Claims?

Below is the list of documents that are mandatory for claim processing under two-wheeler insurance:

• Claim form
• KYC documents (for damages of more than Rs 1 lakh)
• FIR Report
• Driving licence
• RC
• Receipts
• Repair estimates and invoices

What Additional Documents Are Required for Honda Navi Theft Claims?

For a theft claim under Honda Navi insurance, the following documents would be needed:

• Purchase invoice
• Registration certificate
• Insurance documents
• A NOC from the financier
• Police FIR
• RTO declaration stating that the insured Honda Navi is 'No Use'.
• Letter of Subrogation
• Non-Traceable Report