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Mukhyamantri Shikshak Cashless Chikitsa Yojana: Uttar Pradesh
The Uttar Pradesh government has launched 'Mukhyamantri Shikshak Cashless Chikitsa Yojana' to provide cashless health insurance for teachers as well as non-teaching staff in the state. The scheme was inaugurated by Chief Minister Yogi Adityanath in Varanasi on July 8, 2026, and provides eligible beneficiaries with cashless medical coverage of up to ₹5 lakh. The Chief Minister's Teachers' Cashless Medical Scheme aims to provide access to quality healthcare to the state's Basic Education Department without financial burden.
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- Mukhyamantri Shikshak Cashless Chikitsa Yojana: Uttar Pradesh
Mukhyamantri Shikshak Cashless Chikitsa Yojana: Key Highlights
| Categories | Specifications |
| Policy Coverage | ₹5 lakh health coverage |
| Launch Date | July 8, 2026 |
| Registration Completion Date | September 6, 2026 |
| Coverage Type | Individual or family floater |
| Beneficiaries | Teachers, Education Staff, PM Poshan Cooks and their Eligible Dependents |
| Nodal Authority | State Agency for Comprehensive Health and Integrated Services (SACHIS) |
| Application Mode | Online |
Benefits of Uttar Pradesh Mukhyamantri Shikshak Cashless Chikitsa Yojana
The Uttar Pradesh Mukhyamantri Shikshak Cashless Chikitsa Yojana provides financial protection against medical expenses arising from serious illnesses, accidents, surgeries, or other medical emergencies.
Here are the benefits of the Mukhyamantri Shikshak Cashless Chikitsa Yojana in UP:
- It provides cashless hospitalization of up to ₹5 lakh.
- Beneficiaries can avail treatment at government hospitals and SACHIS-empanelled private hospitals.
- Eligible individuals as well as their dependent family members are covered.
- Treatment packages are provided at Ayushman Bharat and NHA-approved rates.
- It helps the state's teachers and non-teaching staff to reduce their out-of-pocket medical expenses.
- It allows hospitalization at the eligible hospitals without the need to pay money in advance.
- It also covers other health insurance benefits, like air accident insurance.
- It provides add-on benefits to support the education of employees' children and the marriage of daughters in case of an unforeseen tragedy.
- A personal accident insurance cover ranging from ₹30 lakh to ₹80 lakh is also provided to the contractual employees earning a monthly salary of more than ₹10,000.
Who is Eligible for Uttar Pradesh Mukhyamantri Shikshak Cashless Chikitsa Yojana Guidelines?
The Mukhyamantri Shikshak Cashless Chikitsa Yojana scheme is available to eligible personnel working under the Basic Education Department and their dependent family members.
The following beneficiaries are covered:
- Teachers working in Basic Education Council schools
- Teachers working in aided schools recognized by the Basic Education Council
- Teachers working in self-financed schools recognized by the Basic Education Council
- Shiksha Mitras working under the Basic Education Department
- Instructors (Anudeshak)
- Special Teachers (CWSN)
- Full-time teachers working in Kasturba Gandhi Balika Vidyalayas
- Part-time teachers working in Kasturba Gandhi Balika Vidyalayas
- Wardens working in Kasturba Gandhi Balika Vidyalayas
- Cooks working under the PM Poshan (Mid-Day Meal) Scheme
- Eligible dependent family members of the above beneficiaries
It is to be noted that people who are already covered under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), Mukhyamantri Jan Arogya Abhiyan or any other government health insurance scheme are not eligible to apply for this scheme.
How to Apply for Mukhyamantri Shikshak Cashless Chikitsa Yojana?
The beneficiaries must obtain a Cashless Health Card to obtain treatment under the scheme.
Here is how you can apply for the Chief Minister's Teachers' Cashless Medical Scheme (Mukhyamantri Shikshak Cashless Chikitsa Yojana):
- Visit the official website of Mukhyamantri Shikshak Cashless Chikitsa Yojana.
- On the homepage, click "Apply for Shikshak Cashless Chikitsa Card Yojana."
- Enter all your details and submit the required documents.
Documents Required to Apply for Mukhyamantri Shikshak Cashless Chikitsa Yojana
Here are the details required to apply for the Uttar Pradesh Mukhyamantri Shikshak Cashless Chikitsa Yojana:
- Aadhaar card
- Employee ID or service-related details
- Mobile number (linked with Aadhaar)
- Photographs
- Disability Certificate (if any)
- Family details for dependent members
- Additional documents as required by the Basic Education Department or SACHIS
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*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
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