How to Renew National Car Insurance Policy Online?

Get Car Insurance starting at only ₹2,094/year #
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National Insurance Company is one of the leading government-backed insurance companies in India offering motor insurance to car owners for years. The insurance policy purchasing and renewing process of the company is quite simple and quick. If you are looking to renew your car insurance policy from this company, you can easily do so in the comfort of your home. Read to know more on how to renew a National Insurance car policy online.

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#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

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      Types of Car Insurance Plans Offered by National Insurance Company

      National Insurance Company majorly offers two types of private four-wheeler insurance policies. These are:

      National Annual Car Liability Only Policy

      The National Annual Car Liability Only policy covers a car owner against any third-party liability arising due to a road accident by an insured car. It provides coverage against third party bodily injuries/death and third-party property damages. It helps you to abide by the motor laws of India, which makes it mandatory for every car owner in India to purchase a third-party liability cover.

      This plan offers unlimited coverage against third party's death or bodily injuries. However, the coverage for third-party property damage is limited to Rs. 7.5 lakh.

      National Annual Car Package Policy

      The Annual Car Package policy by the National Insurance Company covers loss or damage to the insured car arising due to accident, natural calamities, fire, theft, etc. The plan also covers the owner-driver of the insured car against bodily injuries or death.

      Moreover, the Annual Package policy covers any third-party liability arising due to injury/death or property damage during an accident by the insured car.

      Additionally, the National Insurance Company also offers:

      • 3 years liability only policy (for new vehicles purchased on or after 1st September 2018)
      • 3 years package policy (for new vehicles purchased on or after 1st September 2018)
      • A bundled policy with one-year own damage and 3-year liability cover (for new cars purchased on or after 1st September 2018)

      National Car Insurance Premium Calculation

      Before you renew national car insurance online, you can also get an idea about the premium that you will be paying on renewal. To do so, you can use a National Car Insurance Premium Calculator and calculate the monthly premium of your insurance policy beforehand.

      With the help of a National car insurance premium calculator, you can easily calculate the premium of your car and compare it with other insurance company premiums. You can then choose the policy that suits your budget the best. Here is how you can use it:

      1. Visit and go to ‘Insurance Products’
      2. Click on ‘car insurance calculator’ under ‘Car insurance’ to view a form
      3. Fill in your car number or choose to proceed without entering your car number
      4. Enter the details of the car, such as model, variant, fuel type, registration city, etc.
      5. Enter car purchase year and your contact details
      6. Select your policy due date and whether you have made a claim previously or not

      Based on the details provided, you will get the car’s IDV and the monthly premium that you will have to pay. You can also view and compare other plans to find the most suitable plan for your car.

      How to Renew National Car Insurance Policy?

      A four-wheeler insurance policy expires after one year of purchase (except for brand new cars), after which it has to be renewed again. You can renew your car policy from the same insurance company or can choose a policy from another insurer. Either way, you can easily renew your motor insurance online on the insurer’s website or

      Follow the below-mentioned steps for National Insurance Company car insurance renewal online on

      1. Visit and select ‘Car Insurance’ from the ‘Insurance Products’ dropdown menu on the homepage.
      2. Enter your car number and select ‘View Instant Quotes’
      3. Enter details like your name, email and mobile number to proceed
      4. Select the expiry date of your policy and whether you have made a claim or not
      5. From the mentioned plans, find the National car insurance plan that you want to renew. You can also view the policy details by selecting the suitable option.
      6. Select add-ons that you wish to add to your policy at an additional premium
      7. Select No Claim Bonus discount on your existing policy and select ‘Proceed’
      8. Confirm the existing policy details and select “Summary and Payment"
      9. Make a payment using your preferred payment mode
      10. Once the payment is complete, your motor insurance policy will be renewed.

      You will also be asked for a few details for the issue of your policy document. Fill in these details correctly to receive renewal policy documents on your registered email id.

      You May Also Read: Expired Car Insurance Policy

      Benefits of National Insurance Company Car Insurance Renewal Online

      The advantage of renewing motor insurance policy online from National Insurance Company are as follows:

      • 24*7 service assistance to the customers
      • Wide range of cashless network garages
      • No Claim Bonus discounts on motor insurance renewal
      • Availability of add-on covers at an additional premium to increase policy coverage

      Wrapping Up!

      It is essential to renew your existing National motor insurance policy before its expiry date. If not renewed on time, the policy becomes invalid and, thus, results in claim rejections and heavy traffic fines. By using the above-mentioned steps, you can quickly renew your National car insurance policy online without any hassle.

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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

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