National Insurance Company majorly offers two types of private four-wheeler insurance policies. These are:
The National Annual Car Liability Only policy covers a car owner against any third-party liability arising due to a road accident by an insured car. It provides coverage against third party bodily injuries/death and third-party property damages. It helps you to abide by the motor laws of India, which makes it mandatory for every car owner in India to purchase a third-party liability cover.
This plan offers unlimited coverage against third party's death or bodily injuries. However, the coverage for third-party property damage is limited to Rs. 7.5 lakh.
The Annual Car Package policy by the National Insurance Company covers loss or damage to the insured car arising due to accident, natural calamities, fire, theft, etc. The plan also covers the owner-driver of the insured car against bodily injuries or death.
Moreover, the Annual Package policy covers any third-party liability arising due to injury/death or property damage during an accident by the insured car.
Additionally, the National Insurance Company also offers:
Before you renew national car insurance online, you can also get an idea about the premium that you will be paying on renewal. To do so, you can use a National Car Insurance Premium Calculator and calculate the monthly premium of your insurance policy beforehand.
With the help of a National car insurance premium calculator, you can easily calculate the premium of your car and compare it with other insurance company premiums. You can then choose the policy that suits your budget the best. Here is how you can use it:
Based on the details provided, you will get the car’s IDV and the monthly premium that you will have to pay. You can also view and compare other plans to find the most suitable plan for your car.
A four-wheeler insurance policy expires after one year of purchase (except for brand new cars), after which it has to be renewed again. You can renew your car policy from the same insurance company or can choose a policy from another insurer. Either way, you can easily renew your motor insurance online on the insurer’s website or Policybazaar.com.
Follow the below-mentioned steps for National Insurance Company car insurance renewal online on Policybazaar.com:
You will also be asked for a few details for the issue of your policy document. Fill in these details correctly to receive renewal policy documents on your registered email id.
You May Also Read: Expired Car Insurance Policy
The advantage of renewing motor insurance policy online from National Insurance Company are as follows:
It is essential to renew your existing National motor insurance policy before its expiry date. If not renewed on time, the policy becomes invalid and, thus, results in claim rejections and heavy traffic fines. By using the above-mentioned steps, you can quickly renew your National car insurance policy online without any hassle.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.