National Zero Depreciation Car Insurance

Get Car Insurance starting at only ₹2,094/year #

When you buy something new, you know that your purchase will not remain brand new forever. It will undoubtedly undergo the natural process of depreciation. With time your car will also age, and it will lose its original market value. If one has bought a simple insurance cover for one's car, the owner will have to bear the cost of all the wear and tear at the time of claim settlement.

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#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
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      But buying a zero depreciation cover such as National Zero Depreciation car insurance will ensure one's exemption from paying the cost of depreciation. The customer can claim the full amount with a Zero Dep policy. Not paying the depreciation value of damaged parts helps one save a lot of money. National Zero Depreciation cover will help you avail the following benefits.

      Benefits of National Zero Depreciation Car Insurance

      If one has purchased a car in recent times and you don't want to run the risk of paying out of one's own pocket in case of any wear and tear, one can opt to buy a zero depreciation car insurance policy. This depreciation can happen due to natural disasters or due to everyday use. The benefits of the National Zero Depreciation Car Insurance policy are mentioned below:

      • Less Liability

      The National Car Insurance provides the facility of zero depreciation to the customers in a form of add-on cover. Option for zero dep. add-on your purchase of car insurance exempts one from bearing the cost of depreciation during claim settlement. The customer won’t pay for any wear and tear that the car has experienced over the years and will get the full amount during a claim. This way, the customer gets a higher claim amount than a simple car insurance policy.

      • Extended Coverage

      This add-on covers all parts of your car at 100 percent, but tires, tubes, and batteries get insured at 50 percent. This protects the customer from financial loss. The company compensates for the complete repair and replacement amount.

      National Zero Depreciation Car Insurance Claim Process

      Claiming under zero depreciation cover of National Car Insurance is very easy. Steps for making a claim are as mentioned below:

      1. Intimate the Insurer

      The first step in the process includes conveying the accident news to the company's customer care. The policyholder can dial the toll-free number 1800 200 7710 for registering your claim. After that, the customer will be provided with a claim registration number.

      2. Inspection of the Damaged Car

      After the claim has been registered, the company will arrange an inspection of the damaged vehicle to establish your claim. The inspection will focus on the extent of damage incurred. You may also need to produce the required documents as asked by the inspector.

      3. Documentation

      Based on the inspection, the inspector will prepare a report and submit it to the company. Then the policyholder's claim amount will be decided as per the terms and conditions of the company.

      4. Repair and Claim Settlement

      After getting the confirmation, the policyholder can get his/her vehicle repaired at any garage. The customer will have to pay only for the deductibles.

      National Zero Depreciation Car Insurance FAQs

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