National Third Party Car Insurance

National Third Party Car Insurance policy is very beneficial and keeps the policyholder free from liabilities of the third party. The policy provides coverage for bodily injuries, property damage, death, or disability caused in an accident by the policyholder’s car. This insurance plan provides coverage of up to 7.5 lakh rupees for third-party property damages. Therefore, this plan is great to have to meet all kinds of third-party requirements in the event of an accident.

List of Benefits Offered by National Third Party Car Insurance

The policy comes with a host of benefits that include:

• National Third Party car insurance can be purchased online or offline without a hassle. Online car insurance leads to savings on premiums as well.
• The car insurance plan is useful for the death of the third party in the event of an accident caused by the car which is insured under this policy.
• This third-party insurance plan provides coverage for accidental injuries and disability of the third party.
• The claim settlement process of this insurance plan is quicker.
• It provides coverage of up to 7.5 lakh rupees for third-party property damages during an accident.
• The third-party car insurance of the national insurance company also comes with an optional personal accident cover of Rs 15 lakh  for the insured person.
• It also includes an optional accident cover of Rs 2 lakh for other passengers traveling in the insured vehicle.

Procedure of the National Third Party Car Insurance Claim Settlement

Third party car insurance claims of the national car insurance are usually settled after listening to the verdict of the court. So, the process may take more time than usual. The claim procedure under this plan is listed below.

• First, you will need to register for a claim by informing the company immediately after an accident.
• Once your claim is registered with the company, you have to inform the police and file a case.
• After the hearing of the court, you will need to inform the insurance company again and provide the relevant documents to the company.
• You have to submit the correctly filled claim form and the required documents like driving license, copy of the FIR, registration certificate, etc.
• After verifying the documents, the insurance company will process the claim as per the policy terms and conditions.