National Third Party Car Insurance

If you own a car in India, you will have to purchase a third party insurance plan, which is a basic plan needed for all car owners. As per the motor vehicle rules of India, this is compulsory for every car owner. The third-party insurance offered by the National Insurance Company Ltd. is a brilliant option to fulfill the third-party expenses caused due to an accident by the insured car.

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National Third Party Car Insurance policy is very beneficial and keeps the policyholder free from liabilities of the third party. The policy provides coverage for bodily injuries, property damage, death, or disability caused in an accident by the policyholder’s car. This insurance plan provides coverage of up to 7.5 lakh rupees for third-party property damages. Therefore, this plan is great to have to meet all kinds of third-party requirements in the event of an accident.

List of Benefits Offered by National Third Party Car Insurance

The policy comes with a host of benefits that include:

  • National Third Party car insurance can be purchased online or offline without a hassle. Online car insurance leads to savings on premiums as well.
  • The car insurance plan is useful for the death of the third party in the event of an accident caused by the car which is insured under this policy.
  • This third-party insurance plan provides coverage for accidental injuries and disability of the third party.
  • The claim settlement process of this insurance plan is quicker.
  • It provides coverage of up to 7.5 lakh rupees for third-party property damages during an accident.
  • The third-party car insurance of the national insurance company also comes with an optional personal accident cover of Rs 15 lakh  for the insured person.
  • It also includes an optional accident cover of Rs 2 lakh for other passengers traveling in the insured vehicle.

Procedure of the National Third Party Car Insurance Claim Settlement

Third party car insurance claims of the national car insurance are usually settled after listening to the verdict of the court. So, the process may take more time than usual. The claim procedure under this plan is listed below.

  • First, you will need to register for a claim by informing the company immediately after an accident.
  • Once your claim is registered with the company, you have to inform the police and file a case.
  • After the hearing of the court, you will need to inform the insurance company again and provide the relevant documents to the company.
  • You have to submit the correctly filled claim form and the required documents like driving license, copy of the FIR, registration certificate, etc.
  • After verifying the documents, the insurance company will process the claim as per the policy terms and conditions.

Frequently Asked Questions

  • Q. What are the things not Included in the National third party car insurance?

    Ans: This insurance plan doesn’t include the damages to the vehicle due to an accident or natural calamities. Also, it doesn’t provide coverage for injuries or death of the policyholder if there is no personal accident cover.  

  • Q. Why should I buy car insurance of National Insurance Company Ltd.?

    Ans: The insurer is a reliable insurance provider in the Indian market with a good market reputation. It provides many benefits and ensures to meet the needs of the customers. Also, it provides friendly customer service, settles the claims in less time period, allows people to buy the insurance policies online, offers savings, etc. Therefore, it is worth buying the insurance policies of the national insurance company.

  • Q. How can I make corrections in my National Third Party Car Insurance?

    Ans: Correcting the details in your car insurance policy is very easy. You can do it by simply contacting the customer care of the national insurance company. For all types of corrections like address change, phone number change, name corrections, etc., can be done by contacting the insurance company.

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