Q1. Is it possible to purchase car insurance in Hyderabad?

Ans: Yes. You can choose the most suitable car insurance for your four-wheeler, online or offline, per your requirements. If you purchase car insurance online, you can explore plans, compare them, and buy the most suitable car insurance plan from Policybazaar.com.

Q2. What is the cost of car insurance in Hyderabad?

Ans: The cost of car insurance in Hyderabad depends on the make, model, age, type of car, etc. The estimated cost of car insurance can be calculated with the help of a Car Insurance Premium Calculator on Policybazaar.com.

Q3. Can I purchase add-ons with my car insurance in Hyderabad?

Ans: Yes. Several add-on covers are available, along with comprehensive four-wheeler insurance. A few of the most required add-ons are NCB protect cover, roadside assistance cover, and zero-depreciation cover.

Q4. How can I claim my four-wheeler insurance in Hyderabad?

Ans: In case of an accident, you first need to raise a claim request along with photos of the same. Ensuring that documentation and photographic evidence are provided correctly to support your claim is essential. After the claim is registered, the surveyor from the insurance provider will check for all the damages, and you will be required to submit documents for verification. After the inspection, the car will be sent to a network garage for repairs. The insurance provider will pay the network garage for the repairs in the cashless settlement. However, in case of reimbursement or non-network garage, you must pay the bills and then file for a reimbursement claim.

Car Insurance In Hyderabad

Hyderabad, the capital city of Telangana, has transformed into a mixed bag of diverse cultures coming up from different parts of the country. Due to the increased population in technology, education, and business, the city has witnessed an influx of vehicles. This vehicle increase is directly related to the need for car insurance as it protects car owners from any financial issues arising from accidental damages, theft or third-party liability.

Popular models

Other models

All Variants
Manual
Automatic

Popular variants

Other variants

We don’t spam

View Prices

By clicking on “View Prices”, you agree to receive assistance and agree to our Privacy Policy & Terms of Use

Claim Kavach

Anywhere cashless claims

24x7 roadside assistance

Free car services

Stats About Hyderabad Traffic

The peak time of traffic in Hyderabad is between 6 pm to 7 pm
Hyderabad is ranked 17 in the Global Traffic Congestion Rankings
The number of cars in Hyderabad has increased to 1.54 lakh over the past 10 years
Around 287 people have passed away due to road accidents in Hyderabad.
Rs. 71.69 crore worth of traffic challans have been issued for car owners in Hyderabad.

View plans

Why Should You Buy Car Insurance in Hyderabad?

The purchase of a four-wheeler in a city like Hyderabad is a necessity that can help you with your daily requirements. However, when purchasing four-wheeler insurance, it is essential to understand that it protects your car, especially in case of unexpected damage, theft, or third-party liability. Hence, the purchase of car insurance in Hyderabad can be justified with the help of the following reasons:

Required According to Law

According to the Indian Motor Vehicles Act, driving your car without vehicle insurance is illegal. Therefore, when purchasing a four-wheeler, you must buy car insurance. It will protect you from having to pay high fines when driving on the roads in Hyderabad.
Protects from Accidents

Purchasing a four-wheeler insurance in Hyderabad can help protect your car from any damage due to an accident. Car insurance ensures that you get compensation from the insurance provider for the vehicle's damage. Due to the increase in road fatalities in Hyderabad over time, it is better always to purchase car insurance that provides full coverage.
Coverage Under Natural or Manmade Damage

Irrespective of the source of damage, there is a chance that your car can suffer some damage caused by man-made or natural reasons. Therefore, if you are looking to protect your vehicle from harm arising from natural or man-made causes, the purchase of car insurance can be helpful. Along with comprehensive four-wheeler insurance, you can select add-ons like roadside assistance coverage that will help repair your vehicle in case of a breakdown while travelling in or around Hyderabad.
Easy Online Purchase

The purchase of car insurance in Hyderabad can be done in an easy and stress-free way. Depending on your requirements, you can explore, compare and buy car insurance from Policybazaar.com.

View plans

Types of Car Insurance Policies in Hyderabad

The three significant types of car insurance plans provided in Hyderabad are as follows:

Third-Party Car Insurance

When living in Hyderabad, you must at least purchase third-party car insurance. This motor insurance policy ensures that the insurance company compensates for any third-party liabilities like property damage, disability or death caused by the insured car.

Standalone Own Damage Car Insurance

Own-damage car insurance helps protect your vehicle from damage caused by collisions, theft, accidents, fires, etc.. However, it is essential to remember that standalone own car damage insurance does not cover any damage caused by a third party. It can also be purchased with third-party insurance to cover the car's damages.

Comprehensive Car Insurance

When you decide to purchase a motor car in Hyderabad, it is recommended that you buy comprehensive vehicle insurance. In case of any damage caused to the insured vehicle, the comprehensive insurance plan covers it and any third-party liabilities. Under comprehensive car insurance, your vehicle is protected from unanticipated damages like natural calamities, theft, fire, etc.

Explore all plans

Coverages Under Car Insurance in Hyderabad

What is Covered in Policy

Loss or damage to the car in case of an explosion or fire
Damage or loss arising due to strike, riot, or terrorist acts
Damages caused at the time of transit via air, road, rail or water
Losses caused by theft or burglary of the car
Any damage caused by natural calamities like floods, hurricanes, etc.

What is Not Covered in Policy

Damages to the car when driving under the influence of drugs or alcohol
Damages arising out of personal vehicles being driven for commercial purposes
Damage caused when driving without a driver's licence
Mechanical or electrical breakdown of the car
Damage occurring when the vehicle is driven outside the geographical area
Regular wear and tear of the insured car
Any contract-based responsibilities of the owner/driver of the vehicle

How to Buy Car Insurance Online in Hyderabad?

You can purchase a car insurance in Hyderabad by following the steps mentioned below:

Visit the official website of Policybazaar Insurance Brokers Private Limited (Policybazaar.com)
Select the “Car Insurance” tab from the homepage
On the form provided, mention the car number or choose the 'Brand New Car' option
Then choose the RTO, variant, model, fuel type and other essential details
Enter all the details requested on the registration form
Select the required four-wheeler insurance plan along with the add-ons
Pay the mentioned premium amount as per the chosen payment mode
Once the payment is completed, the car insurance plan will be provided to you

Explore Add-Ons for Your Car Insurance

Zero Depreciation Car Insurance

Compulsory Personal Accident Cover

Bumper to Bumper Insurance

NCB Protector Add-On Cover

Bundled Policy

Roadside Assistance Cover

Return to Invoice (RTI) in Car Insurance

Engine Protection Cover

Traffic Do's and Don'ts in Hyderabad

Here are a few critical do's and don'ts that you should follow in Hyderabad:

Do not overspeed and stick to the mentioned speed limit
Use turn signals or indicators at the time of changing lanes or taking a turn
Do not drive a car without a valid driving licence, insurance papers, RC and PUC
Ensure that the seat belt is worn at all times to protect yourself from mishaps
Using mobile phones can lead to distractions and mishaps on the road

FAQs About Car Insurance in Hyderabad

Q1. Is it possible to purchase car insurance in Hyderabad?

Ans: Yes. You can choose the most suitable car insurance for your four-wheeler, online or offline, per your requirements. If you purchase car insurance online, you can explore plans, compare them, and buy the most suitable car insurance plan from Policybazaar.com.
Q2. What is the cost of car insurance in Hyderabad?

Ans: The cost of car insurance in Hyderabad depends on the make, model, age, type of car, etc. The estimated cost of car insurance can be calculated with the help of a Car Insurance Premium Calculator on Policybazaar.com.
Q3. Can I purchase add-ons with my car insurance in Hyderabad?

Ans: Yes. Several add-on covers are available, along with comprehensive four-wheeler insurance. A few of the most required add-ons are NCB protect cover, roadside assistance cover, and zero-depreciation cover.
Q4. How can I claim my four-wheeler insurance in Hyderabad?

Ans: In case of an accident, you first need to raise a claim request along with photos of the same. Ensuring that documentation and photographic evidence are provided correctly to support your claim is essential. After the claim is registered, the surveyor from the insurance provider will check for all the damages, and you will be required to submit documents for verification. After the inspection, the car will be sent to a network garage for repairs. The insurance provider will pay the network garage for the repairs in the cashless settlement. However, in case of reimbursement or non-network garage, you must pay the bills and then file for a reimbursement claim.

Explore More Under Car Insurance

Car Insurance Companies

Bajaj Car Insurance

Chola MS Car Insurance

Digit Car Insurance

Generali Central Car Insurance

HDFC Ergo Car Insurance

ICICI Lombard Car Insurance

IFFCO Tokio Car Insurance

IndusInd General Car Insurance

Liberty Car Insurance

Magma Car Insurance

View more insurers

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in