Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Get Car Insurance starting at only 2094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Car Insurance in Hyderabad

      Hyderabad, the capital city of Telangana, has transformed into a mixed bag of diverse cultures coming up from different parts of the country. Due to the increased population in technology, education, and business, the city has witnessed an influx of vehicles. This vehicle increase is directly related to the need for car insurance as it protects car owners from any financial issues arising from accidental damages, theft or third-party liability.

      Read more

      Statistics About Hyderabad Traffic

      • The peak time of traffic in Hyderabad is between 6 pm to 7 pm
      • Hyderabad is ranked 17 in the Global Traffic Congestion Rankings
      • The number of cars in Hyderabad has increased to 1.54 lakh over the past 10 years
      • Around 287 people have passed away due to road accidents in Hyderabad.
      • Rs. 71.69 crore worth of traffic challans have been issued for car owners in Hyderabad.

      Why Should You Purchase Car Insurance in Hyderabad?

      The purchase of a four-wheeler in a city like Hyderabad is a necessity that can help you with your daily requirements. However, when purchasing four-wheeler insurance, it is essential to understand that it protects your car, especially in case of unexpected damage, theft, or third-party liability. Hence, the purchase of car insurance in Hyderabad can be justified with the help of the following reasons:

      • Required According to Law: According to the Indian Motor Vehicles Act, driving your car without vehicle insurance is illegal. Therefore, when purchasing a four-wheeler, you must buy car insurance. It will protect you from having to pay high fines when driving on the roads in Hyderabad.
      • Protects from Accidents: Purchasing a four-wheeler insurance in Hyderabad can help protect your car from any damage due to an accident. Car insurance ensures that you get compensation from the insurance provider for the vehicle's damage. Due to the increase in road fatalities in Hyderabad over time, it is better always to purchase car insurance that provides full coverage.
      • Coverage Under Natural or Manmade Damage: Irrespective of the source of damage, there is a chance that your car can suffer some damage caused by man-made or natural reasons. Therefore, if you are looking to protect your vehicle from harm arising from natural or man-made causes, the purchase of car insurance can be helpful. Along with comprehensive four-wheeler insurance, you can select add-ons like roadside assistance coverage that will help repair your vehicle in case of a breakdown while travelling in or around Hyderabad.
      • Easy Online Purchase: The purchase of car insurance in Hyderabad can be done in an easy and stress-free way. Depending on your requirements, you can explore, compare and buy car insurance from Policybazaar.com.

      Types of Car Insurance Plans in Hyderabad

      The three significant types of car insurance plans provided in Hyderabad are as follows:

      1. Comprehensive Car Insurance

        When you decide to purchase a motor car in Hyderabad, it is recommended that you buy comprehensive vehicle insurance. In case of any damage caused to the insured vehicle, the comprehensive insurance plan covers it and any third-party liabilities. Under comprehensive car insurance, your vehicle is protected from unanticipated damages like natural calamities, theft, fire, etc.

      2. Third-Party Car Insurance

        When living in Hyderabad, you must at least purchase third-party car insurance. This motor insurance policy ensures that the insurance company compensates for any third-party liabilities like property damage, disability or death caused by the insured car.

      3. Standalone Own Damage Car Insurance

        Own-damage car insurance helps protect your vehicle from damage caused by collisions, theft, accidents, fires, etc.. However, it is essential to remember that standalone own car damage insurance does not cover any damage caused by a third party. It can also be purchased with third-party insurance to cover the car's damages.

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Coverage Offered Under Car Insurance in Hyderabad

      The purchase of car insurance in Hyderabad provides the following coverage:

      Inclusions

      Damages or risks that are included under the comprehensive motor insurance policy in Hyderabad are as follows:

      • Loss or damage to the car in case of an explosion or fire
      • Damage or loss arising due to strike, riot, or terrorist acts
      • Damages caused at the time of transit via air, road, rail or water
      • Losses caused by theft or burglary of the car
      • Any damage caused by natural calamities like floods, hurricanes, etc.

      Exclusions

      Damages that are not included or applicable under four-wheeler plans in Hyderabad are the following:

      • Damages to the car when driving under the influence of drugs or alcohol
      • Damages arising out of personal vehicles being driven for commercial purposes
      • Damage caused when driving without a driver's licence
      • Mechanical or electrical breakdown of the car
      • Damage occurring when the vehicle is driven outside the geographical area
      • Regular wear and tear of the insured car
      • Any contract-based responsibilities of the owner/driver of the vehicle

      How Much Car Insurance Coverage Do You Need in Hyderabad?

      If you decide to purchase car insurance in Hyderabad, it is essential to ensure that you at least have third-party insurance. The purchase of third-party insurance for your four-wheeler is enough to follow Hyderabad's traffic rules legally.

      However, with increasing population and peak traffic hours, there is an increased risk of road accidents, leading to heavy repair expenses; therefore, purchasing a comprehensive car insurance plan is better. This car policy will cover third-party damages and damages to your car from road accidents or other unexpected incidents like theft, fire, etc.

      How to Buy Car Insurance Online in Hyderabad?

      You can purchase a car insurance in Hyderabad by following the steps mentioned below:

      • Visit the official website of Policybazaar Insurance Brokers Private Limited (Policybazaar.com)
      • Select the “Car Insurance” tab from the homepage
      • On the form provided, mention the car number or choose the ‘Brand New Car' option
      • Then choose the RTO, variant, model, fuel type and other essential details
      • Enter all the details requested on the registration form
      • Select the required four-wheeler insurance plan along with the add-ons
      • Pay the mentioned premium amount as per the chosen payment mode
      • Once the payment is completed, the car insurance plan will be provided to you

      Traffic Do's and Don'ts in Hyderabad

      Here are a few critical do's and don'ts that you should follow in Hyderabad:

      • Do not overspeed and stick to the mentioned speed limit
      • Use turn signals or indicators at the time of changing lanes or taking a turn
      • Do not drive a car without a valid driving licence, insurance papers, RC and PUC
      • Ensure that the seat belt is worn at all times to protect yourself from mishaps
      • Using mobile phones can lead to distractions and mishaps on the road

      FAQs

      • Q1. Is it possible to purchase car insurance in Hyderabad?

        Ans: Yes. You can choose the most suitable car insurance for your four-wheeler, online or offline, per your requirements. If you purchase car insurance online, you can explore plans, compare them, and buy the most suitable car insurance plan from Policybazaar.com.

      • Q2. What is the cost of car insurance in Hyderabad?

        Ans: The cost of car insurance in Hyderabad depends on the make, model, age, type of car, etc. The estimated cost of car insurance can be calculated with the help of a Car Insurance Premium Calculator on Policybazaar.com.

      • Q3. Can I purchase add-ons with my car insurance in Hyderabad?

        Ans: Yes. Several add-on covers are available, along with comprehensive four-wheeler insurance. A few of the most required add-ons are NCB protect cover, roadside assistance cover, and zero-depreciation cover.

      • Q4. How can I claim my four-wheeler insurance in Hyderabad?

        Ans: In case of an accident, you first need to raise a claim request along with photos of the same. Ensuring that documentation and photographic evidence are provided correctly to support your claim is essential. After the claim is registered, the surveyor from the insurance provider will check for all the damages, and you will be required to submit documents for verification. After the inspection, the car will be sent to a network garage for repairs. The insurance provider will pay the network garage for the repairs in the cashless settlement. However, in case of reimbursement or non-network garage, you must pay the bills and then file for a reimbursement claim.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      21 May 2024

      Get Faster Claim Settlement with Policybazaar Claim...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance Policy...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.