Bajaj Pulsar RS200 Insurance

Bajaj Pulsar RS200 is a head-turner on the road thanks to its speed, agility, and stylish appearance. However, power also comes with responsibility, so it is imperative to make sure your bike is safeguarded against unforeseen events. Third-party liability, theft, and damage from accidents and natural disasters are all covered by Pulsar RS200 insurance. A well-chosen two-wheeler insurance policy keeps your bike safe and helps you avoid unexpected expenses. Opt for essential add-ons like zero depreciation and engine protection to enjoy complete coverage and peace of mind.

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Popular Bajaj Pulsar RS200 Variants with Insurance Premium

The bike model, the type of coverage, and any extra add-ons influence the premium for Pulsar RS200 Insurance. The estimated premiums and the zero depreciation add-on cost for each variant are as mentioned below. This will assist you in selecting the best insurance for your Pulsar RS200.

Pulsar RS200 Variants	Zero Dep Cover (Add-on Cover)	Estimated Pulsar RS200 Bike Insurance Price (1+5)
Bajaj Pulsar RS ABS (200 cc)	₹494	₹7,725 onwards
Bajaj Pulsar RS Non ABS (200 cc)	₹509	₹7,741 onwards

*Disclaimer: Pulsar RS200 Insurance renewal price may vary based on IDV, location, and additional coverage.

Reasons to Buy Bajaj Pulsar RS200 Insurance Online from Policybazaar.com

It is beneficial to purchase Pulsar RS200 insurance online because it offers cost savings, flexibility, and convenience. You can compare policies, pick the best one, and get coverage sitting at home.

Comprehensive Coverage: This includes unanticipated events, including third-party liabilities and own damage.
Cashless Repairs: Get your Pulsar RS200 fixed at network garages without paying upfront.
Faster Claim Settlement: Enjoy smooth and quick claim processing with minimal paperwork.
Roadside Assistance: Access emergency services like towing, fuel assistance, and battery jumpstart.
No Claim Bonus (NCB): For each year without a claim, receive discounts at renewal.
24/7 Customer Support: Call 1800-258-5970 for assistance anytime.

Coverage Under Bajaj Pulsar RS200 Insurance

Inclusions
Exclusions

A comprehensive Pulsar RS200 insurance policy protects your bike in multiple situations. Selecting the best policy for your needs will be easier if you know what is and is not covered. The inclusions and exclusions are listed below for your reference.

This policy provides financial coverage in various situations:

Accidental damage to the bike.
Theft or total loss due to burglary.
Fire or explosion-related destruction.
Damages from floods, earthquakes, and storms.
Riots, strikes, or vandalism-related losses.
Third-party liabilities for property or physical injury.
Damages occurring while transporting the bike.

The following circumstances are not covered by Pulsar RS200 bike insurance:

Routine wear and tear of bike parts.
Mechanical or electrical breakdowns.
Accidents caused under the influence of alcohol.
Damage when riding without a valid licence.
Losses beyond the policy’s geographical limit.
War or nuclear-related damages.
Tyre or tube damage unless part of an accident.

Disclaimer: Coverage varies by insurer, so read the policy terms carefully before purchasing.

Bajaj Pulsar RS200 Insurance Add-ons

Including bike insurance add-ons to your Pulsar RS200 insurance provides additional protection against unforeseen circumstances. These optional covers offer the highest level of financial security for your bike, despite having a slightly higher premium. Consider the following crucial add-ons:

Personal Accident Cover: This covers medical expenses and compensation for disability or loss of life due to an accident. It is essential for financial security in case of unfortunate incidents.
Return to Invoice Cover: If your Pulsar RS200 is stolen or declared a total loss, you receive the full invoice value, including registration and taxes. Prevents financial loss due to depreciation.
Zero Depreciation Cover: This guarantees that you receive full claim benefits for your replaced bike parts without depreciation deductions. An essential item for costly repairs.
Engine Protection Cover: This covers engine repairs due to water ingression, oil leakage, or mechanical failure.

Add-ons for your two wheeler insurance

How to Buy or Renew Bajaj Pulsar RS200 Insurance Online?

The process of purchasing or renewing Pulsar RS200 insurance online is simple and time-efficient. You can obtain your policy and have continuous bike coverage in minutes by following a few easy steps.

Step 1: Visit Policybazaar.com; select "Bike Insurance."
Step 2: Enter your bike registration number and select "View Prices." If applicable, choose "Bought a New Bike."
Step 3: Enter the required details in the provided form.
Step 4: Choose third-party and comprehensive options.
Step 5: Choose useful add-ons for extra protection.
Step 6: Compare quotes; select the plan that suits you.
Step 7: Make the payment online; get your policy instantly in your inbox.

How to Claim Insurance of a Bajaj Pulsar RS200 Online?

Filing a claim under Pulsar RS200 insurance can be done via cashless or reimbursement methods.

Cashless Claims Settlement

A cashless claim ensures you do not have to pay for repairs upfront. Know the step-by-step procedure to raise a cashless claim:

Step 1: After an accident or damage, immediately notify your insurer.
Step 2: A surveyor inspects the Pulsar RS200 and submits a damage report.
Step 3: The insurer verifies the claim and approves repairs at a network garage.
Step 4: The insurer will pay the bill directly once your bike gets repaired.

Reimbursement Claims Settlement

You can claim reimbursement if your bike gets repaired at a non-network garage. This is how:

Step 1: Immediately notify the insurer about the incident.
Step 2: A surveyor will be appointed to assess the bike's damage.
Step 3: The person conducting the evaluation will submit the inspection report in 48 hours.
Step 4: Send in a signed claim form along with the required paperwork
Step 5: Pay for repairs at a garage of your choice.
Step 6: The insurer reimburses the approved amount to your bank account.

Documents Required for Bajaj Pulsar RS200 Insurance Claims

To ensure a seamless claim procedure, keep these documents on hand:

Completed and signed claim form
Driving Licence
Registration Certificate
KYC (know your customer) documents for claims above ₹1 lakh
FIR (for theft, fire, or damage to third parties)
Repair estimate
Payment invoice

Additional Documents Required for Bajaj Pulsar RS200 Theft Claims

If someone steals your bike, you'll have to complete some extra paperwork:

Registration Certificate
Pulsar RS200 insurance policy document
Bike's keys and purchase invoice
Police FIR and Non-Traceable Report
A document from the Regional Transport Office (RTO) informs that the bike is classified as 'No Use'
Subrogation letter and NOC (No Objection Certificate) from the financer (if under loan)

Bajaj Pulsar RS200 Insurance FAQs

Q1. Can I buy Pulsar RS200 insurance without a Driving Licence?

Ans: No, to purchase bike insurance, a valid driver's licence is required.
Q2. Is it necessary to buy a comprehensive bike insurance policy for the Pulsar RS200?

Ans: Comprehensive bike insurance is recommended to protect your Pulsar RS200 as it covers both own damage and third-party liabilities.
Q3. Will my claim be approved if my bike was damaged in a race?

Ans: No. If you used your Pulsar RS200 for racing, the damages from racing, unlawful activity, or careless riding are not covered under bike insurance.
Q4. Can I renew my Pulsar RS200 insurance after it expires?

Ans: Yes, you can renew bike insurance even after the policy expires. It is to be noted that a bike inspection may be required before renewal if the bike insurance policy has already lapsed.
Q5. Is my Pulsar RS200 covered if it gets stolen?

Ans: Theft is covered if you have a comprehensive bike insurance policy or have purchased own damage insurance for the Pulsar RS200. So, in case your bike gets stolen, you can claim compensation.

Written By: PolicyBazaar

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in