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Hdfc Ergo Car Insurance Renewal
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  • Plan starting @ ₹ 2094#

  • 99% Claim settlement ratio

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      How to Renew HDFC ERGO Car Insurance Policy Online?

      An HDFC ERGO car insurance policy provides financial protection to the car owner in an unfortunate event of vehicle damage or a third-party liability due to an accident. To avoid policy lapse, car owners must renew car insurance before its expiry. Read the detailed guide below to learn how to renew HDFC ERGO car insurance policy online.

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      Why is Timely Renewal of HDFC ERGO Car Insurance Important?

      To enjoy continuous coverage, car owners must renew their HDFC ERGO car insurance policy before its validity expires. If the car insurance policy lapses, the vehicle owner becomes liable for financial expenses that may arise from accidents or third-party liabilities. A lapsed policy will also incur traffic penalties as a valid car insurance policy is mandatory under the Indian Motor Vehicles Act, 1988.

      Steps to Renew HDFC ERGO Car Insurance Online

      Car owners can renew HDFC ERGO car insurance online by following these steps:

      1. Via HDFC ERGO's Website

        • Visit the official website of the HDFC ERGO General Insurance Company.
        • Click 'Renew Existing HDFC ERGO Policy' on the homepage.
        • You will be directed to a new tab.
        • Enter your Registered Mobile Number/Email ID/Policy Number and click 'Renew Now'. You will receive an OTP to your registered mobile number/email ID.
        • Enter the OTP to view your HDFC ERGO car insurance premium for renewing your policy. Click on the premium amount to be directed to a secure payment gateway.
        • Pay your HDFC ERGO car insurance premium via netbanking/credit/debit card/UPI.
        • You will receive your car insurance policy documents in your email.
      2. Via Policybazaar Insurance Brokers Private Limited's Website

        • Open Policybazaar.com on your browser and choose 'Car Insurance'.
        • Enter your car number and click on 'View Prices'.
        • Now, enter your name and mobile number. Click on 'View Prices'.
        • You can see different insurance providers and their car insurance premiums displayed on the screen.
        • Click on the premium amount displayed for HDFC ERGO car insurance.
        • You will be directed to the payment gateway page where you can pay via netbanking/UPI/credit/debit card.
        • After making the premium payment, you will receive your HDFC ERGO car insurance policy documents in your email.

      Documents Required for HDFC ERGO Car Insurance Renewal

      To renew HDFC ERGO car insurance policy online, the following documents are needed:

      • Government-issued ID & address proofs (PAN card/Aadhaar card/Passport).
      • Driving Licence
      • Registration Certificate
      • Recent Passport-size Photo
      • Pollution Check Certificate.
      • Existing/old car Insurance Policy Number.

      Benefits of Renewing HDFC ERGO Car Insurance Online

      When you renew your HDFC ERGO car insurance online, you can enjoy these benefits:

      • Renew Anytime: With online renewal, policyholders can renew their HDFC ERGO car insurance policy at any time of their convenience.
      • Paperless Process: As the entire renewal process is completed online, there is no paperwork involved. Policyholders will receive their renewed HDFC ERGO car insurance policy documents in their email instantly.
      • No Agent Required: Policyholders can renew their car insurance without visiting the insurance provider's office or meeting any agent.
      • Instant Renewal: The entire car insurance renewal process can be completed with a few clicks.
      • Quick Comparison: Policyholders can compare premium rates offered by different insurance providers quickly while renewing their car insurance policy.

      FAQs

      • Q1: Can I renew my expired HDFC ERGO car insurance policy?

        Ans: Yes. You can renew your expired HDFC ERGO car insurance policy. Most insurance providers offer a grace period of 30 to 90 days to allow their customers to renew their expired car insurance policies.
      • Q2: Can I include more add-on covers while renewing my car insurance policy?

        Ans: Yes. When you renew your HDFC ERGO car insurance, you can check out different add-on covers and choose the essential ones. Your car insurance premium may increase depending on the add-on covers that you include in your policy.
      • Q3: Can I change my car insurance provider to HDFC ERGO at the time of renewal?

        Ans: Yes. You can switch to HDFC ERGO car insurance at the time of renewal. Most policyholders usually compare different insurance plans and coverage options offered by different providers before making a decision.
      • Q4: How can I save money when renewing HDFC ERGO car insurance policy?

        Ans: To save money while renewing your HDFC ERGO car insurance policy, you can take the following steps:

        • Compare car insurance policies and premium rates offered by different insurance providers.
        • Install ARAI-certified anti-theft devices on your vehicle to get a discount.
        • Use your accumulated No-Claim Bonus to reduce your premium amount.
        • Select only essential add-on covers.

      Save upto 91% on Car Insurance
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      +Savings are based on the maximum discount on own damage premium as offered by our insurer partners.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

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