HDFC Ergo Comprehensive Car Insurance

Your RTO details
RTO name
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Compare & Save upto 85%* on Car Insurance
Hdfc Ergo Comprehensive Car Insurance
  • 8200 Cashless garages

  • Plan starting @ ₹ 2094#

  • 99% Claim settlement ratio

    Other models
    Other variants
    Select your variant
    View all variants
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      HDFC Ergo Comprehensive Car Insurance

      An HDFC Ergo Comprehensive car insurance policy aims at legally and financially protecting the insured vehicle from damages arising out of unforeseen mishaps. Damages due to road accidents, manmade acts, earthquakes, etc., are covered under this policy by HDFC Ergo General Insurance Company.

      Read more

      Benefits of HDFC Ergo Comprehensive Car Insurance

      By purchasing an HDFC Ergo comprehensive plan, a policyholder can avail the following benefits:

      • Legal Coverage: With an HDFC Ergo private package policy, you can fulfil the requirement of having motor insurance to drive legally in India.
      • Third Party Cover: Being an extensive policy, this comprehensive insurance cover also offers compensation in case of third party damages.
      • Financial Coverage: With an HDFC Ergo comprehensive cover, you and your car can get financially covered in case of mishaps like collisions, theft, fire, calamities, etc.
      • Add-on Covers: An HDFC Ergo comprehensive cover can also be enhanced by purchasing add-ons along with the standard policy.

      Coverage Under HDFC Ergo Comprehensive Car Insurance

      The coverage of an HDFC Ergo comprehensive four-wheeler insurance policy includes the following:


      • Third Party Damages: An HDFC Ergo package policy includes third party death, disability and property damage
      • Theft: Claims can also be raised for theft, housebreaking or burglary of the insured car
      • Fire: Losses sustained by the insured car as a result of fire or explosion
      • Manmade Acts: Damages caused due to a manmade act, such as a riot or strike, are also covered under this policy
      • Natural Disasters: Damages to the insured vehicle due to natural disasters such as cyclones, hurricanes, floods, etc.


      • Drunk Driving: Driving under the influence of alcohol is an illegal offence. Any damage sustained by the insured car while the driver was drunk will not be covered.
      • Driving without DL: Damages to the insured car when the driver was driving without a driving license
      • Depreciation: The general wear and tear, as well as depreciation sustained by the insured car, is not included in the policy coverage
      • Breakdown: The HDFC Ergo car insurance policy will also not cover any electrical and mechanical breakdown of the insured vehicle.

      Add-ons Under HDFC Ergo Comprehensive Car Insurance

      Policyholders also have the option to enhance the coverage of the chosen HDFC Ergo comprehensive car plan by purchasing add-ons at an extra cost. These add-ons include:

      • Zero Dep Cover
      • Return to Invoice
      • No Claim Bonus Protection
      • Engine and Gearbox Protection
      • Emergency Assistance Cover
      • Cost of Consumables 
      • Loss of Personal Belongings

      How to Purchase an HDFC Ergo Comprehensive Car Insurance Policy?

      Follow these simple steps to purchase an HDFC Ergo comprehensive car insurance policy online:

      • Visit the official website of Policybazaar Insurance Brokers Private Limited (
      • Select the 'Car Insurance' option from the homepage
      • Enter your car number and continue
      • Choose the car details such as model, variant, fuel type, and registration year from the provided list.
      • You will be presented with a list of multiple comprehensive four-wheeler insurance plans.
      • Select the HDFC Ergo comprehensive plan from the list.
      • Customise your plan by selecting additional covers based on your requirements.
      • Once you have finalised the plan and add-ons, make the premium payment.
      • Using the online payment modes, pay the premium amount.
      • After completing the payment, you will receive your car insurance policy documents via mail.

      Documents Required to Raise an HDFC Ergo Comprehensive Car Insurance Claim

      The following documents are required to effectively raise a claim with HDFC Ergo General Insurance Company:

      • Duly filled and signed claim form
      • Motor insurance policy papers
      • Copy of vehicle’s RC
      • Copy of Police FIR
      • KYC
      • Repair bills and estimates of repair


      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      21 May 2024

      Get Faster Claim Settlement with Policybazaar Claim...

      Getting your car insurance claim settled is no longer a hassle

      Read more
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance Policy...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.