An HDFC Ergo Comprehensive car insurance policy aims at legally and financially protecting the insured vehicle from damages arising out of unforeseen mishaps. Damages due to road accidents, manmade acts, earthquakes, etc., are covered under this policy by HDFC Ergo General Insurance Company.
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By purchasing an HDFC Ergo comprehensive plan, a policyholder can avail the following benefits:
The coverage of an HDFC Ergo comprehensive four-wheeler insurance policy includes the following:
Policyholders also have the option to enhance the coverage of the chosen HDFC Ergo comprehensive car plan by purchasing add-ons at an extra cost. These add-ons include:
Follow these simple steps to purchase an HDFC Ergo comprehensive car insurance policy online:
The following documents are required to effectively raise a claim with HDFC Ergo General Insurance Company:
Ans: Yes, you can use a car insurance premium calculator to get an estimate of car insurance premium before purchasing a plan. This tool considers your car details and calculates a customised premium based on the provided details.
Ans: Certain factors that affect the premium of a comprehensive car insurance policy include:
Ans: Yes, a policyholder can get a No Claim Bonus reward with an HDFC Ergo comprehensive car plan. This NCB reward can be used to get a discount on your next year’s renewal premium.
Ans: No. Purchasing HDFC comprehensive four-wheeler insurance is not mandatory as per Indian motor laws. However, this policy is recommended as it offers broader coverage to car owners.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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