HDFC Ergo Third Party Car Insurance

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Hdfc Ergo Third Party Car Insurance
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  • Plan starting @ ₹ 2094#

  • 99% Claim settlement ratio

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      HDFC Ergo Third Party Car Insurance

      With HDFC Ergo third-party car insurance, policyholders can protect their vehicles from third-party liabilities caused due to the insured car. Third-party death, disability, bodily injuries and property damages are included under this policy by HDFC Ergo General Insurance Company.

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      Benefits of HDFC Ergo Third-Party Car Insurance

      Here are the benefits of an HDFC Ergo third-party motor insurance policy:

      • Fulfills Legal Mandate: With an HDFC third party four-wheeler insurance policy, you can fulfil the legal mandate of having a valid car insurance policy.
      • Financial Coverage: Financial coverage is another benefit of having an HDFC Ergo TP insurance policy. Compensation will be offered if your car meets with a third party accident.
      • Less Premium: The premium of this insurance policy is also very affordable, as the IRDAI already defines it.
      • Personal Accident Cover: With third-party insurance for the car, you can also purchase a personal accident cover for the owner/driver of the insured vehicle.

      Coverage Under HDFC Ergo Third Party Car Insurance

      The inclusions and exclusions offered under an HDFC Ergo third-party policy include the following:


      • Death of the third person caused due to the insured car is covered under the third party insurance.
      • Property or vehicle damage of the third party
      • Bodily injuries or disability of the third person caused due to the insured vehicle.
      • Personal accident cover to the owner or driver of the insured four-wheeler


      • Own damage sustained by the insured car in any unforeseen incident. These include manmade acts, natural calamities, fire, theft, etc.
      • Driving under the influence of alcohol or drugs
      • Additional covers offered under the comprehensive plan are not included
      • Mechanical or electrical breakdown of the insured car are not covered under the third-party car policy

      How to Purchase an HDFC Ergo Third-Party Car Insurance Policy?

      An HDFC Ergo third party four-wheeler insurance policy can be purchased quickly from by following these steps:

      • Select the “Car Insurance” option from the homepage
      • Enter your car number. If you don’t have a car number, select “Brand New Car” or “Proceed without a car number”
      • From the list, choose your car’s RTO, make, model, variant, fuel type
      • Select the registration year of your four-wheeler
      • Fill in the registration form
      • From the given motor insurance plans, select HDFC Ergo third-party plan
      • Pay the premium via the online payment mode
      • Once you have paid the premium, your HDFC Ergo third party policy will be issued.

      Documents Required to Raise an HDFC Ergo Third-Party Car Insurance Claim

      To successfully raise a third party claim with HDFC Ergo General Insurance Company, make sure to submit these documents:

      • Copy of third party car insurance documents
      • Duly filled and signed claim form
      • Copy of driving license of the driver
      • Copy of car's registration certificate
      • Copy of Police FIR


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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

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