What is RSA in car insurance?

RSA full form in insurance is Roadside assistance. RSA is an add-on that car owners can opt for with a comprehensive car insurance policy. RSA insurance covers emergency car assistance services, such as towing, refueling, tyre change, etc., in the event of a car breakdown.

Is there a limit to roadside assistance?

Yes. There are limitations to using RSA in car insurance, and they vary among insurance providers and the type of service availed.

Can I buy 24x7 roadside assistance separately?

No. You can only opt for an RSA add-on when you buy/renew comprehensive car insurance by paying a little extra premium.

Does RSA in car insurance cover tyre punctures?

Yes. Roadside assistance in car insurance offers coverage for fixing your tyre punctures or replacing them with your vehicle's spare tyre.

Can I use RSA in car insurance multiple times in a year?

Yes. You can avail of roadside assistance services under your comprehensive car insurance policy multiple times in a policy year. However, the number of times you can use RSA depends on your insurer's terms and conditions.

Does roadside assistance in car insurance cover towing for long distances?

Typically, RSA in car insurance offers towing services to the nearest garage in case of a breakdown or an accident. You should check your policy terms and conditions to know the actual towing distance your insurer provides. Beyond the mentioned limit, you may need to pay the extra charges from your pocket.

In which situation is roadside assistance necessary?

Roadside assistance in car insurance is helpful whenever your vehicle breaks down on the road and stops working. These situations include when your car runs out of fuel, has a flat tyre, needs a battery jumpstart, etc.

How much is roadside assistance?

RSA charges in car insurance varies based on the insurance company and the coverage level. It is recommended that you consult your insurer for accurate pricing and details on roadside assistance services.

Is purchasing a 24x7 roadside assistance add-on useful?

Opting for RSA in car insurance is beneficial for those who frequently drive long distances, as the chances of a car breakdown are high when you travel far.

Will raising a claim for roadside assistance affect no claim bonus?

No. Roadside assistance does not account for a claim, so your NCB remains intact when you use RSA insurance services.

RSA in Car Insurance - Buy Roadside Assistance Add On Cover

What is Covered Under RSA?

Battery Breakdown

RSA in car insurance includes coverage for your car's battery failure. In this case, the insurer will assign a technician to jump-start your car's dead battery.
Minor Repairs

24x7 roadside assistance also covers you if your car encounters a minor mechanical or electrical fault. Under this scenario, the insurer will send a mechanic to your location for instant repair.
Flat Tyre

If you ever encounter a flat tyre situation, you can reach out to your insurance company and ask for a quick roadside assistance. Your insurer will ensure you get back on the road without hassle.
Towing

Roadside assistance add-on in your four-wheeler insurance also offers a towing facility. If your car breaks down, your insurer will arrange to tow it to the nearest garage or workshop of your choice.
Provision of Spare Keys

As silly as it may sound, some of us accidentally lock our keys inside the car. In this case, even if the car keys are lost, a spare key is provided under RSA in car insurance.
Low Fuel

In case you find yourself with an empty fuel tank midway through your journey, the insurer can send fuel so you don't have to search for the gas station, which might not be available for miles.