How to Renew New India Assurance Car Insurance Online?

Buying at least a third-party four-wheeler insurance cover is mandatory for every car owner in India. However, all motor insurance plans come with validity and you are required to renew the policy before the expiry date to ensure continued coverage. If you have purchased a car policy from the New India Assurance Company, you must renew it before the expiry date. Read further to know how to renew New India Assurance car insurance online.

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Above-mentioned prices are for a 7-year-old Maruti WAGON R AVANCE LXI (998 CC) registered in Gurgaon and 15 days before expiry of previous policy

New India Assurance Car Insurance Plans

The New India Assurance Company offers two major types of motor insurance plans for private cars. They are:

1. New India Assurance Liability-only Policy

The New India Assurance liability-only policy offers coverage to the car owner from legal liabilities to a third party, such as third-party property damages and third-party injury/death due to a road accident by the insured car. The liability-only policy offers unlimited coverage for the bodily injury or death of a third party. For damage to third-party property, the coverage limit is up to Rs.7.5 lakh. It also offers personal accident cover for the owner-driver of the insured car.

However, it does not offer coverage for the insured car itself. Therefore, this policy is less expensive than a comprehensive plan. Moreover, a third-party cover is a mandatory cover under the motor laws of India.

2. New India Assurance Package Policy

The comprehensive insurance policy or the Package Policy offered by the New India Assurance Company is an optional but recommended plan as it offers extensive coverage to the car owner. The policy covers the policyholder from any loss or damage suffered by the insured's car during an accident, theft, calamities, etc. It also offers personal accident cover of Rs 15 lakh to the owner-driver of the insured car.

Additionally, this policy offers coverage against third-party liabilities, such as property damage, injury and death of the third party involving the insured car. This plan coverage can also be extended by purchasing add-ons on the payment of an additional premium.

New India Assurance Car Insurance Premium Calculation

Before moving to the process of New India Assurance car insurance renewal online, you can calculate the insurance premium of your four-wheeler using a car insurance premium calculator. A New India Assurance car insurance premium calculator can help you calculate your policy premium based on your requirements and plan type. Here is how you can use the calculator:

  1. Log on to PolicyBazaar.com and go to the New India Assurance car insurance premium calculator
  2. Enter the car’s make, model, fuel type and variant details
  3. Select the ex-showroom price of the car
  4. Select the car registration city
  5. Select the year of the car purchase
  6. Select whether you have made a claim previously
  7. Select the calculate premium option.

Based on the details provided, you will receive the car's IDV (insured declared value) and the premium under the New India four-wheeler policy.

How to Renew a New India Car Insurance Policy?

If you have purchased a car policy from the New India Assurance Company, you will be required to renew it before the expiry date. You can renew the policy on the website of the insurance company. Alternatively, you can also renew your New India Assurance car insurance policy online from Policybazaar.com by following these steps:

  1. Visit Policybazaar.com and go to Car Insurance page from the ‘Insurance Products’ dropdown.
  2. You will find a form on top of the page. Enter your car number and select ‘View Instant Quotes’
  3. Fill in your details like name, email and mobile number and select View Prices.
  4. Select the expiry date of your policy and whether you have previously made a claim or not
  5. Find the New India Assurance car insurance plan from the mentioned plans. You can also view policy details by selecting the ‘Policy Details’ option
  6. Select add-ons you wish to add at an additional premium and select the plan
  7. Select No Claim Bonus of your existing policy and select ‘Proceed’
  8. Fill the proposal form and proceed with “Summary and Payment"
  9. Once the premium has been verified, make payment using your preferred payment mode.
  10. Once the payment is done, your motor insurance policy will be renewed. You will also be intimated about the renewal by email.

New India Assurance Car Insurance Online Renewal Benefits

Renewing your four-wheeler insurance policy from the New India Assurance Company can offer you the following benefits:

  1. No Claim Bonus discount of up to 50% on renewal of the car policy
  2. Large availability of network garages for cashless car repairs
  3. Free towing services from the place of accident to the workshop
  4. Availability of 24x7 emergency assistance services

Wrapping Up!

Purchasing and renewing four wheeler insurance might sound like a difficult process. However, the renewal process of the New India Assurance Company is quite simple and hassle-free. If you want government-backed insurance coverage for your four-wheeler, then New India Assurance car insurance can be a great option for you.

Written By: PolicyBazaar - Updated: 10 February 2022
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