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New India Assurance Zero Depreciation Car Insurance
  • 3000 Cashless garages

  • Plan starting @ ₹ 2094#

  • 95% Claim settlement ratio

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      New India Assurance Zero Depreciation Car Insurance

      New India Assurance Zero depreciation car insurance is an add-on cover. The policy has been a revolution policy that has attracted a huge amount of customers towards itself. In the market of car insurance, it is well known that the value of the car gets depreciated along with time. It becomes very difficult for a car owner to get a good claim when the car is getting old. To overcome this hurdle, New India Assurance Zero Depreciation car insurance policy has provided the customers a platform where keeping an old car is not a matter to worry about anymore.

      Read more

      Benefits of New India Assurance Zero Depreciation Car Insurance

      With the Zero Depreciation car insurance add on the policyholder will get coverage against default depreciation that is counted on the car and its parts. It simply means that the policyholder who is paying a little extra amount of premium will get a good return while making any claims irrespective of the age of the vehicle. Few other benefits of New India Zero Depreciation Car Insurance are mentioned below:

      • No deduction in a claim based on the age of the car
      • Applicable to the car and its parts
      • Coverage for repair as well as replacement of car’s depreciated parts
      • An unlimited number of claims is given under this policy
      • Avail of this policy is any time before the age of the car is 34 months

      Take a good look at the table given below to have a better understanding of the benefits of getting Zero depreciation add on:

      Age of Car

      Rate without zero depreciation cover

      Rate with zero depreciation cover

      Under 6 month



      Up to 1 year  



      1-2 year



      2-3 year



      3-4 year



      Above 10 years



      Claim Process of New India Assurance Zero Depreciation Cover

      New India Assurance Car Insurance has developed an easy mechanism for the claim process. The policyholder can opt for both cashless and reimbursement processes.

      Here is the list of documents required for initiating the claim process:

      • Policy paper
      • Driving license
      • RC of the Car
      • Claim form
      • First information report (In some cases)
      • Estimate cost of repair or expense bill invoice

      After arranging all the necessary documents, the policyholder is required to follow the following steps for the initiation of the claim process:

      • Contact the insurer immediately
      • Fill up the claim form
      • Respond to the survey arranged by the company
      • Get your car repaired at the network garage or at any other nearby garage
      • Avail the claim either by cashless process or reimbursement. 

      New India Assurance Zero Depreciation Car Insurance FAQs

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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

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