- 3500+ Cashless Garages across India
- 50 Lakh+ Happy Customers
- 24X7 Roadside Assistance
- 100% Insurance Coverage on Service Invoice Price
We promise limited calls
What is Comprehensive Car Insurance?
- DetailsWritten by PolicyBazaar -
- Hits : 11000 -
Modified 15 November 2016
In Car insurance, a comprehensive car insurance policy covers damage to your vehicle caused by certain events. These include (but are not limited to) fire, theft, vandalism and falling objects. This also comes with a deductible you volunteer to pay and which you are obliged to pay before the insurance company pays the remainder.
It is advisable to buy the Comprehensive insurance policy for your car because it covers the insured, vehicle and third party in a single policy. This type of insurance covers all the risks covered in the Motor Vehicles Act plus loss or damage caused to the vehicle due to:
- Flood, hurricane, cyclones, typhoon, storm
- Theft, burglary, strikes and riots
- Terrorism, Malicious acts
- Accident, Fire or Theft.
- Floods and earthquake
- Transit by road, rail, watercraft, air, elevator, etc.
- Towing charges incurred after an accident.
- Explosion, self-ignition, lightning
The Comprehensive Insurance coverage excludes the loss or damage caused due to:
- Driver under the influence of alcohol at the time of impact.
- Vehicle being driven by a person not holding a valid driving license.
- Damage to the tyres unless the vehicle is also damaged.
- Wear and tear or mechanical breakdown.
- Most Read
- What Is Covered Under Third Party Car Insurance Policy?
Date: 28 March 2018
- What is Engine Protection Cover in Auto Insurance?
Date: 19 March 2018
- How a Zero-Dep Car Insurance Policy Benefits You during Claims?
Date: 20 February 2018
- Dos and Don'ts While Filing Car Insurance
Date: 13 February 2018
- Overview of Oriental Car Insurance Policy
Date: 19 January 2018
- Top 5 Motor Insurance Companies in India
Views : 255797
- What Everybody Ought to Know about Zero Depreciation Car Insurance Cover?
Views : 185233
- Insured Declared Value (IDV)
Views : 173949
- 9 Secrets That Your Motor Insurance Provider Won’t Tell You
Views : 131652
- Money Saving Advice for All Car Owners
Views : 126546