How to Renew National Car Insurance Policy Online

Why is Timely Renewal of National Car Insurance Policy Important?

Timely renewal of your National Insurance car policy is crucial for uninterrupted coverage and compliance with Indian laws. A lapsed policy also leads to the loss of benefits like the No Claim Bonus (NCB), which offers premium discounts for claim-free years. As per the Motor Vehicles Act, 1988, holding an active car insurance policy is mandatory in India. Failure to meet this requirement can lead to heavy fines or imprisonment.

Car owners who have a lapsed car insurance policy are liable for any damages caused by their car. Reinstating a lapsed policy may require a vehicle inspection and could result in higher premiums and delayed protection. By renewing your car insurance before its expiration date, you can avoid legal issues and ensure coverage against accidents, theft, and third-party liabilities.

Steps to Renew National Car Insurance Policy Online

Policyholders can renew their National car insurance policy online by following these steps:

Via National Insurance Company Limited's Website

1. Visit National Insurance Limited's official website.
2. On the homepage, navigate to the 'Renew' tab and click it.
3. Enter your current policy number and the Captcha code. Click on 'Renew Policy'.
4. Select the add-ons that you need for your car insurance policy.
5. Click 'Pay Now' after checking your premium amount.
6. You will be redirected to a secure payment gateway page to make your insurance premium payment.
7. You will receive your National Insurance car insurance policy documents in your email.

Via Policybazaar Insurance Brokers Private Limited's Website

1. Open Policybazaar.com.
2. On the homepage, navigate to the 'Renew Your Policy' tab.
3. Click 'Motor Insurance' from the dropdown.
4. Enter your car number and click 'View Prices'.
5. Enter your name and mobile number. Click 'View Prices'.
6. Provide details about claims and the expiry date of your current insurance policy.
7. Car insurance policies and plans of different insurance providers will be displayed on the screen.
8. Select National Insurance's car insurance policy. You will be directed to a payment gateway screen.
9. After making your payment, you will receive your policy documents in your email.

Documents Required for National Insurance Car Insurance Renewal

A few documents that are required for renewing your National car insurance policy are:

• Previous/Existing policy details
• Identity proof - Aadhar card, PAN card
• Residence proof - Passport, Aadhar card
• Driving licence
• Recent passport photo
• Car registration certificate
• Pollution certificate
• Debit/credit card information for net banking

Benefits of Renewing National Car Insurance Policy Online

Policyholders can avail themselves of the following benefits by renewing their National car insurance policy online.

1. Convenient: Policyholders can renew their existing car insurance policy online from the comfort of their home without visiting the National Insurance company's office physically.
2. No Paperwork: Applicants do not need to fill in paperwork as the entire renewal process is completed online. Policyholders will also receive their new policy documents in their email.
3. Discounts: Insurance providers often offer online discounts for car insurance renewal, which makes it a cost-effective option for policyholders.

Stay Protected by Renewing Your National Car Insurance Policy

Renewing your car insurance policy before its expiration date is essential as it allows you to retain coverage and protects you from risks. Insurance providers may also charge extra premiums and/or conduct vehicle inspections to renew expired car insurance policies. To avoid these hassles, policyholders should check the validity date of their existing car insurance policy and renew it before it expires.