Pulsar N125 STD Insurance

The Pulsar N125 STD is a high-quality street bike that is much-loved by Gen-Z. If you are a proud owner of the Pulsar N125 STD, you will likely schedule its regular maintenance. However, it requires more than just timely servicing. You must secure it with two-wheeler insurance. It protects your bike against unexpected troubles like accidents, theft, natural calamities, and third-party liabilities. This guide will help you choose the best Pulsar N125 STD insurance plan tailored to your needs.

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    1.2 Crore+ Bike Insured
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Pulsar N125 STD Variant with Insurance Premium

You must pick the right insurance policy by understanding the cost of different variants. Below is a table detailing the estimated Pulsar N125 STD Insurance Price (1+5 bundle policy) and Zero Depreciation add-on costs.

Pulsar N125 STD Variant Zero Dep Cover (Add-on Cover) Estimated Pulsar N125 STD Insurance Price (1+5)
Bajaj Pulsar N Disc (125 cc) Rs 216 Rs 4,082 onwards

*Disclaimer: Information presented here is indicative. The final renewal price for the Pulsar N125 STD will be based on IDV, location, registration year, add-ons, and insurer policy terms.

Reasons to Buy Pulsar N125 STD Insurance Online from Policybazaar.com

If you want to buy Pulsar N125 STD insurance, Policybazaar.com allows you to compare plans from multiple insurance players, so that you get the best coverage at competitive rates:

  • 24/7 Customer Support Call 1800-258-5970 for any insurance-related queries
  • Comprehensive Coverage Protects against own damage and third-party liabilities
  • Faster Claim Settlement Experience quick cashless and reimbursement claim processing
  • Cashless Repairs Access hassle-free repair services at network garages
  • No Claim Bonus (NCB) Earn discounts for every claim-free year
  • Roadside Assistance Get emergency help for breakdowns, towing, and fuel delivery

With a smooth and transparent process, securing two-wheeler insurance for your Pulsar N125 STD bike has never been easier.

Coverage Under Pulsar N125 STD Insurance

When you get a comprehensive Pulsar N125 STD Insurance policy, your bike remains protected against unforeseen circumstances:

  • Inclusions
  • Exclusions

A comprehensive Pulsar N125 STD insurance policy ensures financial protection in case of:

  • Natural calamities like floods, cyclones, or earthquakes
  • Damage from accidents or collisions
  • Theft or complete loss of the vehicle
  • Terrorist activities and acts of violence
  • Fire, explosions, and lightning-related damages
  • Riots, protests, and vandalism damage
  • Damage during transit via road, rail, or air
  • Third-party liabilities covering injuries or property damage

Insurance claims will be rejected under these conditions:

  • Loss due to illegal driving (without a valid licence, PUCC, or insurance)
  • Normal wear and tear of parts
  • Damage from war or nuclear incidents
  • Mechanical or electrical breakdowns
  • Riding under the influence of alcohol or drugs
  • Damages outside the policy's covered geographical limits
  • Tyre or tube damage (unless caused by an accident)

Disclaimer: Coverage under Pulsar N125 STD insurance may vary between insurers. You should read the policy terms minutely before buying.

Pulsar N125 STD Insurance Add-ons

Enhancing your Pulsar N125 STD insurance policy with bike insurance add-ons ensures maximum protection and peace of mind. These additional covers offer tailored benefits, making your insurance comprehensive.

  • Personal Accident Cover: This is a crucial coverage because it helps get financial assistance for medical expenses, disability, or accidental death.
  • Return to Invoice Cover: Ensures you receive the full purchase price if your bike is stolen or suffers total damage.
  • Zero Depreciation Cover: Removes depreciation costs, ensuring full claim amounts on parts replacements.
  • Engine Protection Cover: Covers damage due to water ingress, oil leaks, or other engine-related failures.

These add-ons ensure that your Pulsar N125 STD insurance covers all possible risks.

How to Buy or Renew Pulsar N125 STD Insurance Online?

Visiting Policybazaar.com to buy insurance? It is easy to renew or buy a Pulsar N125 STD insurance here. Follow these simple steps-

  • Step 1: Visit the homepage and select the 'Bike Insurance' tab.
  • Step 2: Enter your Pulsar N125 STD's registration number and click 'View Prices' or select 'Bought a New Bike' if purchasing insurance for the first time.
  • Step 3: Fill in the required details on the next page.
  • Step 4: Choose the policy type you want3rd-party or comprehensive.
  • Step 5: Select add-ons like Zero Depreciation Cover, PA Cover, etc.
  • Step 6: Compare Pulsar N125 STD insurance plans, select the best option, and make a payment.
  • Step 7: The policy copy will be sent via email.

How to Claim Pulsar N125 STD Insurance Online?

Whether you want to claim the Pulsar N125 STD insurance online or apply for a cashless reimbursement, the process is straightforward.

  1. Cashless Claims Settlement

    For a cashless settlement, follow these steps:

    • Step 1: Inform your insurer immediately after an accident or damage.
    • Step 2: After that, a surveyor will come to inspect the damage and make a report.
    • Step 3: Upon approval, take your bike to a network garage.
    • Step 4: Once repairs are done, the insurer directly settles the bill with the garage.
  2. Reimbursement Claims Settlement

    If you want to repair your Pulsar N125 STD at a garage outside their network, follow these steps:

    • Step 1: Notify your insurer about the incident.
    • Step 2: A surveyor assesses the damage and submits a report.
    • Step 3: The insurer finalises the report within 48 hours.
    • Step 4: Submit all necessary documents and a signed claim form.
    • Step 5: Pay for the repairs at a local garage.
    • Step 6: The insurer reimburses the approved amount to your bank account.

Documents Required for Pulsar N125 STD Insurance Claims

The essential paperwork needed to file a claim ensures a smooth and hassle-free process for policyholders. The insurer may request the following documents for claim settlement:

  • Completed and signed claim form
  • Valid Driving Licence
  • Pulsar N125 STD registration certificate
  • KYC documents (if the claim exceeds Rs 1 lakh)
  • FIR for third-party damage, theft, fire, or fatal accidents
  • Repair estimates, invoices, and payment receipts

Additional Documents for Pulsar N125 STD Theft Claims

When a bike gets stolen, the claim process becomes a little difficult. Some extra verification becomes necessary as the insurer tries to ascertain ownership. Required documents are listed below:

  • Original Registration Certificate
  • Pulsar N125 STD insurance policy documents
  • Purchase invoice and keys
  • FIR and Non-Traceable Report
  • Subrogation Letter and Financer's NOC
  • RTO letter declaring the vehicle 'No Use'

Pulsar N125 STD: FAQs

  • Q1. Can I renew my Pulsar N125 STD insurance after it expires?

    Ans: Yes. However, the insurer may have to inspect your bike, and the insurer might apply a waiting period before regularising the coverage.
  • Q2. Does Pulsar N125 STD insurance cover pillion riders?

    Ans: No. Unless you opt for a Passenger Cover add-on, which provides compensation for injuries to the pillion rider, the standard bike insurance for Pulsar N125 STD does not provide coverage for it.
  • Q3. Is the Insured Declared Value (IDV) important for my Pulsar N125 STD Insurance?

    Ans: Yes. It decides the maximum claim amount when there is a total loss or the bike is stolen. It is to be noted that when the IDV is high, it usually means a higher premium.
  • Q4. Will my Pulsar N125 STD insurance cover damage to custom parts or modifications?

    Ans: Bike insurance does not cover damage to bike modifications unless you declare them when purchasing the policy and pay an extra premium for coverage.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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