Digit Pay As You Drive Car Insurance

Get Car Insurance starting at only ₹2,094/year #
Car Insurance

Digit’s Pay as You Drive plan offers policyholders an extra discount on their policy premium if they drive less than 15,000 km per year. This plan suits seasonal car drivers as they can save on their policy premium by purchasing it from Policybazaar.com.

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Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
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      About Digit Pay as You Drive Plan

      The Pay as You Drive plan is a type of comprehensive car insurance plan under which a policyholder can receive a discount on the payable premium of Own Damage Cover. The discount is based on the number of kilometres covered in a year, i,e, 15,000 kilometres. 

      By purchasing this plan, a policyholder confirms driving his/her car up to the declared kilometre limit. Based on this declared kilometre limit, the payable premium of the car insurance policy is calculated.

      How Does Digit Pay as You Drive Car Insurance Works?

      The working of Digit Pay as You Drive is different from a standard comprehensive car insurance policy. Here is how this plan works:

      Declare Car Usage:

      The policyholder needs to choose the kilometre limit as per the usage slab provided by the insurer. Currently, Policybazaar, in association with Digit car insurance, is offering a limit of 15,000 km per year. 

      Upload Car Photos:

      The policyholder will be required to upload 7 photos of the car on the Policybazaar app. Simply log in to the app using your registered mobile number and follow the steps to upload your car’s photos.

      Premium Calculation:

      The discount on the payable premium will be based on the kilometre covered by the car during the policy period. 

      Coverage Offered:

      Under a PAYD plan, the OD coverage offered will be available till the kilometres limit opted by the policyholder.

      How to Buy Digit Pay as You Drive Car Insurance?

      If you drive your car less, purchasing a pay as you drive cover can be the best option for you to save on your premium. You can buy the Digit Pay as You Drive plan online from Policybazaar.com by following these steps:

      • Visit the "Car Insurance" section from the homepage of the website
      • Enter your car number in the given form
      • Select RTO, car make, model, variant and registration year from the following few pages
      • From the given motor insurance plans, navigate to Digit Pay as you Drive plan
      • Check the kilometre limit offered by the plan and other plan details
      • Select any add-on that you wish to include in your plan
      • Select NCB discount on the previous plan
      • Pay the premium amount, your Digit Pay as you drive plan will be issued.


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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

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