The zero depreciation add-on by Go Digit General Insurance Limited is a highly beneficial cover for car owners that they can opt for while buying a comprehensive four-wheeler insurance policy. Under this add-on, the policyholder gets 100% cover for the repair or replacement of several parts of the insured vehicle.
During claim settlement, the insurance company deducts the depreciation costs borne by your vehicle over time. However, with Digit zero depreciation car insurance, the policyholder gets the complete claim amount without any deductions. Have a look at the key advantages provided under the zero depreciation add-on:
Buying car insurance online with a nil dep cover is a simple and quick process and involves the following steps:
You can easily raise a claim under your Digit zero depreciation motor insurance policy by following the steps cited below:
Cited below are important documents you need to keep handy to file a claim under your zero depreciation add-on:
Ans: Yes. Zero depreciation is an add-on cover that you can opt for by paying a little higher premium while purchasing a comprehensive car insurance policy. This add-on ensures that all the repair or replacement costs of your car parts are fully borne by the insurer.
Ans: Only if there was an accident where the local police got involved, you are required to submit a copy of the FIR to your insurance company for claim processing. For any theft and third party related claims, a Police FIR is mandatory.
Ans: No. Under the Digit zero depreciation add-on cover, 100% coverage is provided only for the rubber, metal and fibre parts of the damaged car.
Ans: The benefits under your Digit zero depreciation add-on can be utilised up to a specified number of times as mentioned in your insurance document.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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