Honda Activa 6G H-Smart Insurance

Honda Activa 6G H-Smart Models and Insurance Costs

To get a suitable Activa H-Smart insurance, evaluate the costs for its different variants. Here's a table with two models, their insurance price (1+5 plan), and costs for the zero depreciation add-on.

*Disclaimer: These are estimated costs. Your Activa H Smart renewal price could vary based on the scooter's value, age, location, or add-ons.

Reasons to Buy Activa 6G H-Smart Insurance Online from Policybazaar.com?

Purchasing Activa H-Smart insurance online from Policybazaar.com is a wise choice for new-age scooter owners. Evaluate some of the best two-wheeler insurance plans to buy the one that aligns with your needs.

• Comprehensive Coverage: This plan shields your scooter from third-party liability and own damage.
• Cashless Repairs: Your two-wheeler will be fixed at your insurer's network garage without having to pay in advance.
• Faster Claim Settlement: Your claims will be handled swiftly, whether you choose cashless or reimbursement methods.
• No Claim Bonus (NCB): Your premium amount will be reduced for each year you ride without filing a claim.
• Roadside Assistance: In case your scooter breaks down on the road, this insurance coverage provides 24/7 support with benefits like fuel delivery, battery help, small repairs, and towing.
• 24/7 Customer Support: Call 1800-258-5970 at any time to get answers to all your insurance-related questions.

Policybazaar offers a simple and reliable way to insure your Activa 6G H-Smart from unexpected financial expenses due to accidents or other damages.

*Disclaimer: Coverage might change by the insurer. Check your Activa H-Smart insurance policy terms for complete details.

Activa 6G H-Smart Insurance Add-ons

Bike Insurance Add-ons Covers for your Activa 6G H-Smart insurance provide additional protection to your scooter. They cost a little more but save you from typical road troubles that may not be covered in your standard insurance plan. Here are four innovative options for Indian riders:

• Personal Accident Cover: This add-on covers your medical bills and lost earnings if an accident injures you. It pays for treatments like doctor visits or hospital stays after a crash on the road. If you cannot work for a few days due to an injury, it provides financial support (salary remuneration) to cover your daily needs.
• Zero Depreciation Cover: This option ensures you receive the full repair amount after an accident, with no deduction for scooter parts. For example, if your Activa gets damaged, the insurer pays the entire cost of a new replacement, sparing you extra expenses. This add-on maximises your insurance claim for frequent riders and keeps repair costs low.
• Engine Protection Cover: This add-on covers repair costs if your scooter's engine suffers damage from water or oil leaks, a common risk during heavy rains. If the flood keeps your Activa H-Smart from working, your repair expenses will be covered. It is mainly considered crucial for city commuters driving during the monsoon season.
• Return to Invoice Cover: If your Activa is stolen or irreparably damaged (more than 70%), you will receive a refund of the entire original purchase price, including taxes. It is beneficial in areas where theft is common. With this add-on, you can recover your original purchase price instead of the depreciated insured declared value (IDV), an integral part of your standard two-wheeler insurance policy.

How to Buy or Renew Activa H-Smart Insurance Online?

Purchasing or renewing your Activa H-Smart insurance policy through Policybazaar is simple. Just follow these simple instructions:

• Step 1: Visit Policybazaar.com and click on 'Bike insurance.'
• Step 2: If you are renewing, provide your scooter's registration number. Choose "Bought a New Bike" if the vehicle is brand-new.
• Step 3: Fill out the form with the necessary information on the following page. 
• Step 4: Decide between comprehensive and third-party two-wheeler insurance.
• Step 5: Evaluate the need for add-ons like engine protection cover or zero depreciation.
• Step 6: Check Activa H-Smart renewal price options, select a suitable one, and pay with UPI, net banking, or card.
• Step 7: Your policy will be sent to your e-mail soon.

How to Claim Activa H-Smart Insurance Online?

It's simple to submit a claim for your Activa H-Smart insurance. You have the option of reimbursement or a cashless method. Each of the techniques operates as follows:

1. Cashless Claim Settlement

   Follow these steps to get cashless claims without paying upfront for repair:

   • Step 1: Tell your insurance company as soon as your Activa gets damaged or suffers an accident.
   • Step 2: An evaluator is assigned by your insurer to examine your scooter. The examination report is prepared by the evaluator and forwarded to the insurance company.
   • Step 3: The insurer confirms that your vehicle needs repairing and guides you to take your two-wheeler to a nearby cashless garage affiliated with them.
   • Step 4: After the repair is done, the garage receives payment from the insurance company based on your Activa 6G H-Smart insurance price.

2. Reimbursement Claims Settlement

   The following describes the Activa H-Smart insurance claim reimbursement procedure:

   • Step 1: As soon as possible, call the insurer's helpline to inform them of the scooter issue.
   • Step 2: Within 48 hours, the insurance provider dispatches an assessor to examine your Activa and draft an inspection report.
   • Step 3: The insurer receives the report from the evaluator.
   • Step 4: Present the necessary documentation and a signed form corresponding to your insurance policy.
   • Step 5: Have your scooter fixed at any garage, pay for it, and keep the receipts.
   • Step 6: The insurer sends the approved claim amount to your bank account.

Documents Required for Activa 6G H-Smart Insurance Claims

The following documents need to be collected in advance so that the claim process for Activa 6G H-Smart is trouble-free:

• Signed claim form.
• Driving Licence.
• Registration Certificate.
• Know Your Customer (KYC) documents (if the damage is more than ₹1 lakh).
• Police FIR for fire, third-party issues, or theft.
• Repair estimate.
• Repair bills.
• Payment receipts.

Additional Documents Required for Theft Claims

• Original Registration Certificate.
• Original Activa H-Smart insurance policy documents.
• Invoice for scooter, keys, and corresponding purchase documents.
• Police FIR.
• Non-traceable Report.
• Letter of Subrogation.
• No Objection Certificate (NOC) from a financial institution.
• Regional Transport Office (RTO) letter declaring the Activa as 'No Use'.