Bajaj Allianz Pay As You Consume/Drive Insurance

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      Bajaj Allianz Pay As You Consume/Drive Insurance

      The Bajaj Pay as You Consume is a unique car insurance plan that offers policyholders a discount on payable premium. This plan by Bajaj Allianz General Insurance Company is based on the distance they actually drive, providing them with a cost-effective coverage option.

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      About Bajaj Allianz Pay as You Consume Plan

      With a Bajaj Allianz Pay as You Drive insurance plan, policyholders are charged a premium based on the distance they drive in a policy year. It allows policyholders to select an annual kilometre limit determining the distance they can drive their car within a policy year.

      The insurer will then offer a discount on the policy premium based on the chosen kilometre limit.

      This Pay as you drive insurance plan is ideal for those who drive less frequently or for shorter distances. Moreover, the coverage offered under this plan only applies to own damages to the insured car. Theft, third party and fire-related damages will remain active throughout the car policy tenure.

      How Does Bajaj Allianz Pay as You Consume Car Insurance Works?

      The process of Bajaj Pay as You Consume car insurance is simple and easy to follow. Just follow these steps:

      • Choose the annual kilometre limit for your driving when you purchase the Bajaj pay as you drive plan.
      • You can select your desired slab from the given kilometre slabs. These include 3,000km, 5,000km, 7500km, 10,000km, 12500km and 15,000km.
      • Based on the kilometre limit you choose, you will receive a discount on your policy premium based on the kilometre limit you choose.
      • During the booking process, log into the Policybazaar app and upload your car's odometer reading.
      • If you exceed your kilometre limit during the policy tenure, you can quickly recharge it by paying an additional amount.

      How to Buy Bajaj Allianz Pay as You Consume Car Insurance?

      By following these steps, you can easily buy the Bajaj Pay as You Consume car insurance plan through

      • Navigate to the homepage and select "Car Insurance".
      • Fill in your car number in the provided form.
      • Choose the RTO, car make, model, variant, and registration year from the given options.
      • Select the Bajaj PAYD plan from the list of available car insurance policies.
      • Select the annual driving limit that suits your needs and preferences to receive a discount on your premium.
      • Select any additional coverage you wish to include in your plan if desired.
      • Proceed to purchase the plan by making the final premium payment through the online payment mode.
      • Once the purchase is complete, upload your car's odometer reading for the policy to start.


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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

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