With a Bajaj Allianz Pay as You Drive insurance plan, policyholders are charged a premium based on the distance they drive in a policy year. It allows policyholders to select an annual kilometre limit determining the distance they can drive their car within a policy year.
The insurer will then offer a discount on the policy premium based on the chosen kilometre limit.
This Pay as you drive insurance plan is ideal for those who drive less frequently or for shorter distances. Moreover, the coverage offered under this plan only applies to own damages to the insured car. Theft, third party and fire-related damages will remain active throughout the car policy tenure.
The process of Bajaj Pay as You Consume car insurance is simple and easy to follow. Just follow these steps:
By following these steps, you can easily buy the Bajaj Pay as You Consume car insurance plan through Policybazaar.com.
Ans: You should choose a plan based on the distance you drive annually. There are six plans with different kilometres options for the customer to choose from (3,000 km, 5,000 km, 7,500 km, 10,000 km, 12,500 km, 15,000 km).
Ans: You can get your kilometre slab changed using Endorsements by contacting the insurer or our customer support portal.
Ans: No, an accidental claim cannot be raised if you have exhausted your chosen kilometre limit. Make sure to do a top-up if you wish to continue receiving OD coverage.
Ans: If you exhaust your kilometre limit, you can recharge by using endorsements. Contact our customer support at 1800-258-5970 to know the complete endorsement process.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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