National Comprehensive Car Insurance

Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Compare & Save upto 85%* on Car Insurance
Bajaj Allianz Comprehensive Car Insurance
  • 4000 Cashless garages

  • 98.5% Claim settlement ratio

  • Claims assured
Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      National Comprehensive Car Insurance

      A National comprehensive car insurance plan by National General Insurance Company provides policyholders with many benefits. It assures the customer of complete coverage against own damages and third-party liabilities are also covered. Damages arising out of accidents, theft, fire, etc, are included in policy coverage.

      Read more

      Benefits of National Comprehensive Car Insurance

      Several benefits are already covered under a comprehensive car insurance plan. You can avail of more services by purchasing add-ons. They further improve the benefits of your insurance plan. The benefits are listed below:

      • Excellent Protection: The insurance company assures the insured vehicle and the policyholder to provide complete protection. The company is responsible for compensating for all the financial needs of the policyholder in a time of crisis.
      • Third-party Coverage: All the third-party liabilities and any damage to the property are entertained under a comprehensive car insurance plan. When the policyholder is at fault during the mishap, he/she need not worry about the expenses.
      • Own Damage: If any damage occurs to the insured vehicle by natural or artificial calamities, thefts, or any accident, the repair cost will be covered under the insurance.
      • Single Premium: The third-party liabilities and personal damage are covered under the same premium, making the process easy and quick. There are no complications, and the plan works smoothly.
      • Add-ons and No-claim Bonus: Different add-ons can be purchased along with the comprehensive car insurance policy to enhance the insurance benefits. The policyholder also receives a no-claim bonus for all the claim-free years.

      Coverage Under National Comprehensive Car Insurance

      • Damages to third-party property, along with third-party death and disability
      • Accidental damages to the insured four-wheeler due to collision or road accident
      • Damages sustained by the insured car due to earthquakes, typhoons or other natural calamities.
      • Manmade acts like strikes and riots causing damages to the insured vehicle
      • Total or partial loss due to theft or fire is also covered.
      • Damages to the insured vehicle when being driven without a driving license
      • Accidental damages to the insured car when the driver was drunk driving
      • Claims arising out of the use of a personal car for commercial purposes are not entertained
      • Damages to the insured car when driven outside the specified geographical location
      • Contractual liabilities of the owner/driver of the insured vehicle

      How to Purchase a National Comprehensive Car Insurance Policy?

      Follow these steps to buy a National comprehensive four-wheeler insurance policy online from Policybazaar.com:

      • From the homepage, select “Car Insurance” tab
      • On the given form, enter your car number or select the “Brand New Car” option
      • If its car insurance renewal, all your car details will be auto-fetched
      • If it's a brand-new car, you will be required to select RTO, car make, model, variant, fuel type and registration year
      • Now select the National comprehensive car plan from the list
      • Select add-ons that you wish to include in your plan
      • Pay the final premium amount via UPI, net banking or bank cards
      • As soon as you make the payment, your comprehensive car insurance plan will be instantly mailed to you. 

      Add-ons Under National Comprehensive Car Insurance

      The following add-ons can be purchased along with a National comprehensive car insurance policy:

      • NCB Protect Cover
      • Personal Baggage Cover
      • Roadside Assistance Cover
      • Engine Breakdown Cover
      • Tyre Protect Cover

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
      Car Insurance
      Zero Depreciation Car Insurance
      Car Insurance
      Compulsory Personal Accident Cover
      Car Insurance
      Bumper to Bumper Insurance
      Car Insurance
      NCB Protector Add-On Cover
      Car Insurance
      Bundled Policy
      Car Insurance
      Roadside Assistance Cover
      Car Insurance
      Return To Invoice
      Car Insurance
      Multi-Year Car Insurance
      Car Insurance
      Engine Protection Cover
      Car Insurance
      Personal Possessions Cover
      Car Insurance
      Voluntary Deductible in Car Insurance
      Car Insurance
      Key Replacement Cover
      Car Insurance
      Daily Allowance Cover
      Car Insurance
      Tyre Protector Cover
      Car Insurance
      Rim Damage Cover
      Car Insurance
      Car Accessories Cover

      Documents Required to Raise a National Comprehensive Car Insurance Claim

      To successfully raise a comprehensive insurance claim with National car insurance, you are required to keep the following documents handy:

      • Duly filled and signed claim form.
      • Car’s registration certificate
      • Copy of driver’s driving license
      • Repair Bills and estimates of repair
      • Copy of Police FIR (for theft and third-party claims)
      • Car insurance policy copy

      National Comprehensive Car Insurance Policy FAQs:

      • Q1. What are the add-ons offered with a National comprehensive car insurance policy??

        Ans: The add-ons to your policy can enhance the benefits you eradicate from car insurance. These add-ons include:

        • Roadside assistance
        • Zero depreciation cover
        • NCB cover
        • Bi-fuel kit etc.
      • Q2. What is NCB?

        Ans: A no-claim bonus is offered on the own car damage in the plan. The NCB is awarded to the policyholder in case of a claim-free year. The NCB is 20% for the first year. It increases to 50% in 5 year.

      • Q3. How can I reduce the premium on my comprehensive car insurance plan?

        Ans: Some ways to reduce the car insurance premium are as follows:

        • Drive sensibly to earn no claim bonus
        • Drop unnecessary add-ons
        • Renew the policy before the expiry date
        • Try to raise no claim for minor damages, as it can lead you to have no claim bonus
        • Try to avail of the discounts
      • Q4. How is car insurance premium calculated?

        Ans: The car insurance premium includes the cost of the own damage premium, third-party liabilities, and the cost of add-ons. The NCB and add-ons can prove to be beneficial in reducing the premiums.

      • Q5. Is comprehensive car insurance mandatory?

        Ans: No, you can drive without comprehensive car insurance. Third-party insurance is a legally necessary document, whereas comprehensive car insurance provides extensive coverage and can be more beneficial for you.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance Policy...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      17 Jan 2024

      How to Choose the Right Car Insurance for Your First Car?

      Buying their first car is no less than a milestone unlocked for

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL