Bajaj Allianz Car Insurance Premium Calculator

Get Car Insurance starting at only ₹2,094/year #
Car Insurance
Processing

Bajaj Allianz Car Insurance Premium Calculator functions by giving you an estimated amount of premium you would be paying for your preferred car insurance policy by considering all the significant factors such as the car make and model, year of manufacturing, etc.

Read more

  • 4000 Cashless garages

  • Claim assured certificate
  • 98.5% Claim settlement ratio

Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      What is the Bajaj Allianz Car Insurance Premium Calculator?

      Buying car insurance policy online for the first time can seem to be dauntingly confusing as there are multiple factors to be considered. The most significant of them is the premium amount.

      Bajaj Allianz car Insurance premium calculator is an online tool that helps you get rid of this confusion before buying a car insurance policy online. It gives you the right premium estimate to be paid on various car insurance policies.

      How does the Bajaj Allianz Car Insurance Premium Calculator Work?

      Bajaj Allianz car Insurance premium calculator combines several factors to calculate an estimated premium amount for the chosen car insurance policy. These factors include the engine capacity of the car, type of fuel used, Insured Declared Value of the car, year of manufacture, and the brand, make, and the variant of the car.

      Additionally, the premium amount also relies on the add-on covers opted for to enhance coverage for the comprehensive car insurance policy.

      Examples of such add-on covers are the zero depreciation cover, roadside assistance cover, engine protection cover and the return to invoice cover. Since they carry an additional cost on your insurance bill, the Bajaj Allianz car Insurance premium calculator includes add-ons in the premium estimation as well.

      How to use the Bajaj Allianz Car Insurance Premium Calculator?

      Following is a simplified process of calculating premium with Bajaj Allianz car insurance premium calculator:

      Step 1: Visit the official website of Bajaj Allianz Car Insurance Company and click on the car insurance premium calculator

      Step 2: Enter in the to-be insured vehicle registration number and validate yourself by solving the simple mathematical equation.

      Step 3: Click/Tap on the ‘Get a quote’ button and you will be redirected to the next screen

      Step 4: On the new screen, fill in some basic details about your vehicle such as the brand of your car, model name of your car, model variant type, and the registration year of the car.

      Step 5: Next step involves entering basic policyholder's details such as the city of residence, name, contact number, email address, and pin code.

      Step 6: Click/tap on the ‘Submit’ button and you will be redirected to the next screen where you would be shown the premium amount for the chosen car insurance policy.

      Once you find the most appropriate premium amount, you can proceed to buy the car insurance policy.

      Benefits of Bajaj Allianz Car Insurance Premium Calculator

      • Instant premium amount: It gives you a quick estimate of the amount of premium to be paid on a car insurance policy
      • Helps make an informed decision: You would not need to buy a car insurance plan in haste and confusion. With an estimate of the premium and other variables, you can make an informed decision and choose the most appropriate car insurance policy.
      • Convenient and hassle-free usage: Bajaj Allianz car insurance premium calculator takes off the financial pressure of sitting down and calculating several insurance premium amounts before buying a car insurance policy. You can conveniently sit in the comfort of your home and independently buy your preferred car insurance policy hassle-free.

      Factors Influencing Car Insurance Premium 

      Understanding the factors that affect car insurance premium is important as it will help you analyze all the inputs that go into the Bajaj Allianz car insurance premium calculator so that you can get the correct premium estimate as to the output. Such factors are as follows:

      1. Vehicle’s Insured Declared Value (IDV): IDV refers to the value of your car as per the current market rate. It also refers to the maximum amount of compensation the policyholder would be eligible for, in case of theft or total loss to the insured vehicle. Higher IDV of a car would induce a higher premium cost. Also, note that the IDV of your vehicle will keep on reducing as the car ages.

      2. Make of the car: The make of the car greatly influences the premium amount. While all cars come with standard external parts, all of them are not built with the same quality of materials. A car that has a 5-star safety rating would attract a cheaper premium amount whereas cars with low star ratings would be comparatively expensive for your insurance policy

      3. Fuel type used: The type of fuel consumed by your car affects the premium too. While a petrol engine would give you better performance, a diesel engine would give you better fuel efficiency.

      4. Type of engine: A bigger engine entails a powerful drivetrain and quality mechanical parts to support the performance that it would produce. In the case of an accident, not only would these parts be expensive to repair but also expensive to replace. Hence, affecting the premium.

      5. Vehicle’s year of manufacture: As the age of a car increases, its value decreases in the market. Hence, the premium amount also becomes cheaper with time.

      6. Vehicle’s city of registration: Traffic in urban areas is generally more than in tier 2 and 3 locations. This increases the probability of road accidents, therefore, you might have to pay a little more premium if your car is registered in a tier 1 city.

      7. Add-on covers opted for: Add-on covers directly add to the combined premium amount of your car insurance policy. While you get enhanced coverage with your comprehensive car insurance, you would also need to pay more.

      FAQs

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      IDV in Car Insurance

      22 Feb 2024

      In layman's terms, the IDV full form is the Insured Declared Value
      Read more
      Must-Have Car Insurance Addons for Brand New Cars

      31 Jan 2024

      Investing in a full-coverage car insurance policy is essential for
      Read more
      No Claim Bonus (NCB) in Car Insurance

      29 Jan 2024

      No Claim Bonus (NCB) is a reward given by an insurer to a
      Read more
      How to Choose the Right Car Insurance for Your First Car?

      17 Jan 2024

      Buying their first car is no less than a milestone unlocked for
      Read more
      Things To Know Before Purchasing Sedan Car Insurance

      12 Dec 2023

      The type of four-wheeler you purchase also impacts its insurance
      Read more
      Check Vehicle or Car Insurance Status/Validity Online
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      Find Car Insurance Details By Registration Number
      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due
      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL