Bajaj Allianz Third Party Car Insurance

Bajaj Allianz third party car insurance is a type of motor insurance policy by Bajaj Allianz General Insurance Company that provides coverage for third party accidental liabilities only.

Read more


third-party-rates

Third-party rates expected to increase* soon. Renew today!

Stay home & renew car insurance in 2 mins
No documents required
Save upto 85%*
Chose from 20+ insurers
51 lakh+ Cars insured
Processing
Other options
third-party-rates

Third-party rates expected to increase* soon. Renew today!

Save upto 85%* on Car Insurance

Cashless garages1024

Plans starting @₹ 2072

* TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.
Top Plans
Cashless Garages
1024
Plan type
Comprehensive
Starting from
₹ 2,868
Check premium
Claim Advantage
Spot Claims Upto Rs. 30,000
Repair service at select cashless garages
Cashless Garages
1024
Plan type
Third Party
Starting from
₹ 2,072
Check premium
Claim Advantage
Covers damages to third party property
Covers damages to third party person

Above-mentioned prices are for a 7-year-old Maruti WAGON R AVANCE LXI (998 CC) registered in Gurgaon and 15 days before expiry of previous policy

It covers the car owner against any legal liabilities arising out of causing bodily injuries or property damages to third parties by the insured car. Basically, third-party car insurance ensures that Bajaj Allianz Car Insurance Company pays compensation to the third party for their injuries or damages on behalf of the policyholder if he/she is at fault.

Benefits of Buying Bajaj Allianz Third Party Car Insurance

Take a look at some of the benefits of buying a Bajaj Allianz third party car insurance policy:

  • Third Party Liability Coverage - It provides coverage against third party bodily injuries and property damages caused by the insured car during an accident.
  • Abides by the Law - It helps the car owner to abide by the motor laws of the country as third party insurance cover is mandatory for all vehicles in India.
  • Reduces Driving Stress - It reduces the level of stress while driving as the car owner does not have to worry about dealing with third party legal liabilities in case he/she causes an accident involving a third party.
  • Lower Premiums - Bajaj Allianz third party car insurance is available for a lower premium amount as compared to the comprehensive policy.

Inclusions of Bajaj Allianz Third Party Car Insurance

The Bajaj Allianz third party car insurance policy covers the car owner against the following:

  • Property Damages - It pays for the damages caused to the property of the third party in an accident caused by the insured car.
  • Vehicle Damages - It reimburses the cost of repairing the damages caused to a third-party vehicle by the insured car during an accident.
  • Bodily Injuries - It compensates the third party for any physical injuries caused by the insured car during an accident. It also pays compensation to third parties in case the accident results in their death or disability.

Exclusions of Bajaj Allianz Third Party Car Insurance

Bajaj Allianz General Insurance Company does not cover the following under third party car insurance:

  • Injuries of the Car’s Owner-Driver - It does not cover the accidental physical injuries sustained by the owner-driver of the insured car unless he/she has opted for a personal accident cover.
  • Own Damages of the Car - It does not provide coverage for any own damages of the insured car arising out of accidental or non-accidental events.
  • Electrical/ Mechanical Breakdown - It does not pay for the repair expenses incurred due to the electrical and mechanical breakdown of the insured car.
  • Wear and Tear of the Car - It does not pay for the regular wear and tear of the insured car.
  • Car Depreciation - It does not reimburse the amount of depreciation levied on the insured car’s value.
  • Consequential Loss - It does not cover any consequential loss of the insured car.
  • Add-On Covers - It does not offer any add-on covers to expand the coverage of the car policy.

Find similar car insurance quotes by body type

Hatchback Sedan SUV MUV
insurance-ka-superhero
Car insurance save up to 85
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Calculate your car IDV
IDV of your vehicle
Calculate IDV
Calculate Again

Note: This is your car’s recommended IDV as per IRDAI’s depreciation guidelines.asdfsad However, insurance companies allow you to modify this IDV within a certain range (this range varies from insurer to insurer). Higher the IDV, higher the premium you pay.

Policybazaar lets you compare premium prices from 20+ Insurers!
Compare Prices

Why buy from Policybazaar?

  • 24x7 Claims Assistance
    NEW
  • Cashless Assurance
  • 3-Day Repair Assurance
  • Free Pickup & Drop
  • Self Video Claims
  • Windshield Claims At Home
View Plans