With Zuno Pay as You Drive plan, policyholders can select an annual kilometre limit under which they will drive their car in the policy year. Depending on the chosen kilometre limit, the insurer will provide a discount on the car policy premium. Thus, if you drive your car less, you'll pay a lower premium.
Additionally, any accidental damage sustained by the insured car will only be covered up to the chosen kilometre limit. The third-party, fire, and theft cover remains active throughout the policy tenure.
The Zuno Pay as You Drive plan works like a comprehensive car insurance policy except for the own damages cover. The OD cover is offered up to the kilometre slab that a policyholder chooses at the beginning of the policy.
Here is how Zuno PAYD works:
A policyholder can purchase a Zuno PAYD car insurance plan online from Policybazaar.com by following the steps mentioned below:
Ans: In case you exhaust the kilometre limit in between your policy tenure, you can easily do a top-up. A top-up can be done by opting for endorsements. You can contact your insurance provider or our customer support at 1800-258-5970 for further instructions.
Ans: Zuno General Insurance Company offers a claim settlement ratio of 98%.
Ans: No, you will not be able to raise an own damage claim if you have exhausted your kilometres limit. However, to continue receiving the required coverage, you can recharge at an additional cost.
Ans: Yes, the PAYD only affects the own damage coverage of your policy. The third-party, fire and theft coverage will remain active throughout the policy tenure.
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