ZUNO Comprehensive Car Insurance

Benefits of ZUNO Comprehensive Car Insurance Policy

The following are some of the perks offered by ZUNO car insurance to its customers:

• Financial Assistance: The policyholder is relieved of third-party financial liabilities and own-damage costs by the insurer
• Add-on Availability: Extensive coverage is ensured by the availability of a range of add-on covers at an additional premium
• Cashless Assistance: Network garages throughout India provide cashless maintenance and repair services to the policyholders
• Quick claim settlement: The claim settlement process of the insurance company is quick and straightforward. There is also a competent customer care service available to resolve the queries of policyholders.

Coverage Under Zuno Comprehensive Car Insurance

A Zuno comprehensive car insurance policy offers the following coverage to its policyholders:

Inclusions

Inclusions of a Zuno comprehensive car insurance policy include:

• Damages to third-party property, death or injury to the third party
• Damages sustained by the insured vehicle due to earthquakes, hurricanes, storms, or any other natural calamity
• Damages to the insured car due to manmade activities like riots, strikes, etc are covered
• Claim can also be raised in case of losses arising out of fire, explosion, or lighting
• Losses arising out of theft, or burglary are also covered under a car insurance
• Damages to the insured car while it was in transit via road, rail, air or water.

Exclusions

Damages that are not covered under comprehensive car insurance include:

• Damages sustained by the insured car as a result of drunk driving are not covered
• General ageing, normal wear and tear of the insured car
• Mechanical or electrical breakdown of the car
• Damages to the car when being used for commercial purposes are not included in policy coverage
• Damages arising out of war, mutiny or nuclear peril
• Damages to the insured vehicles when the driver was not carrying a valid driving license.

Add-ons Under Zuno Comprehensive Car Insurance

A Zuno package insurance policy also offers additional covers that can be used to extend policy coverage. These add-ons are available by paying an extra premium over your standard premium:

• Zero Depreciation Cover
• Return to Invoice Cover
• NCB Protect Cover
• Consumables Cover
• Key Protect Cover
• Personal Belongings Cover
• Roadside Assistance Cover
• Engine Protect Cover

How to Purchase Zuno Comprehensive Car Insurance Policy?

A Zuno comprehensive car insurance policy can be easily purchased online by following the steps mentioned below:

• Visit Policybazaar.com and select the 'Car Insurance' tab from the homepage
• Enter your car number in the given form
• Select the car's RTO from the dropdown
• Select details like car model, variant, fuel type and registration year
• You will now see a list of comprehensive and third-party insurance plans from multiple insurers. Find Zuno car insurance plan from the list
• Select additional covers if any as per your needs
• Once you have decided on the plan and add-on covers, you can proceed with the payment
• Pay the premium using online payment modes
• As soon as the premium is paid, your Zuno comprehensive car insurance policy documents will be mailed to you.

Documents Required to Raise a Zuno Comprehensive Car Insurance Claim

The documents required to raise a claim under a Zuno comprehensive motor insurance policy include:

• Duly filled claim form
• Motor insurance documents
• Copy of Police FIR
• Repair estimates
• Copy of Driving License
• Copy of car's RC
• Documents required by AML guidelines