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Zuno Zero Depreciation Car Insurance

Zuno zero depreciation cover is a popular car insurance add-on that car owners can choose with their comprehensive car insurance policy. This add-on transfers the risk of the car’s depreciation to the insurance company in exchange for a nominal insurance premium amount.

Benefits of Zuno Zero Depreciation Insurance

Any depreciation borne by the insured car is not covered under a standard comprehensive car insurance policy. With the help of a Zuno zero dep cover, a policyholder can cover this depreciation and receive the whole claim amount without deducting the cost of depreciation. Mentioned below are some benefits of Zuno zero depreciation car insurance:

Greater Claims Payments
When combined with a conventional comprehensive motor insurance plan, the zero depreciation cover helps policyholders to get higher claim amounts.
Multiple Claims
During a policy term, a customer can make up to two claims using the Zuno zero depreciation cover.
Full Compensation
The Zuno zero dep cover ensures that a policyholder receives the full claim amount without deducting the cost of depreciation borne by the insured car and its parts.

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How to Buy Zuno Zero Depreciation Add-on Cover?

Buying a Zuno bumper-to-bumper add-on cover is a very simple process. Simply head to Policybazaar.com and follow the steps mentioned below:

From the homepage, select the 'Car Insurance' tab
Enter your car number on the given form
Select the rest of the details of your car such as make, model, variant, and registration year
From the given comprehensive car insurance plans, select Zuno car insurance plan.
Now select Zero depreciation add-on from the 'Addons and Accessories' dropdown
As soon as you will select this add-on, your policy premium will increase
Pay the premium amount via chosen online payment mode
Once the premium is successfully paid, your Zuno zero depreciation car insurance policy documents will be mailed to you.

Zuno Zero Depreciation Car Insurance Claim Process

When you claim under a zero dep cover, you receive complete compensation without deducting the depreciation borne by your car. Here is an easy process to raise a claim under Zuno zero dep cover:

Inform the Zuno General Insurance (Formerly Edelweiss General Insurance) Company about the unanticipated damages sustained by your car
Upon intimation, the insurer will register your claim
The insurer will appoint a surveyor to estimate the damages sustained by the insured car
After the survey and document verification, the insured car will be sent for repairs
After the repairs are complete, the insurer will pay the full claim amount without deducting the amount of depreciation.

Documents Required for a Zuno Zero Depreciation Car Insurance Claim

Following documents are required to raise a Zuno zero dep car insurance claim:

Duly filled and signed claim form
KYC Documents
Zuno motor insurance policy papers with zero dep cover
Valid driving license
Copy of Registration Certificate
Estimates of repair and bills of repair
Copy of Police FIR

Zuno(Formerly Edelweiss) Zero Depreciation Car Insurance FAQs

Q: What is not covered under the Zuno(Formerly Edelweiss) Car insurance policy?

Ans: It does not cover wear & tear of parts of the car and damage due to war or nuclear damage. Electrical or mechanical damage is also not covered under the standard comprehensive policy.
Q: Is it compulsory to have Zuno(Formerly Edelweiss) private car insurance?

Ans: No, it is not mandatory to purchase a Zuno zero depreciation cover as it is an optional add-on with your four-wheeler comprehensivre insurance policy.
Q: Does Zuno General Insurance have the option of NCB?

Ans: Like other insurance companies, Zuno(Formerly Edelweiss) insurance also offers an no claim bonus discount on its own damage premiums. It can go up to 50% if no claim is filed for up to 5 years.
Q: Can I buy a Zuno zero depreciation cover online?

Ans: Yes, you can purchase Zuno zero depreciation add-on cover online in just 5 miniutes on Policybazaar.com.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in