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Universal Sompo Pay As You Drive Insurance

Universal Sompo Pay as You Drive insurance offers a discount on car insurance premium based on the number of kilometres driven. With this plan by Universal Sompo General Insurance Company, policyholders have the flexibility to pay only for the kilometres they choose to drive throughout the policy period.

About Universal Sompo Pay As You Drive Car Insurance

Under Universal Sompo Pay as You Drive insurance, the insurer offers a lower premium based on the kilometre choice of the policyholder. This plan is beneficial for car owners who only cover a particular distance during a policy year. They can choose their desired kilometre slab, and the insurer will offer a discount on premium based on that slab.

Damages sustained by the insured car will only be covered up to the chosen kilometre limit.

Theft, fire and third-party coverage will remain the same throughout the policy year.

How Does Universal Sompo Pay As You Drive Car Insurance Works?

Here is how Universal Sompo Pay as You Drive car insurance works:

From the given kilometre slab under the Universal PAYD, choose your desired slab.
Kilometre slabs offered under this policy include 3,000km, 5,000km, 7000km, 8500km and 10,000km.
Based on the slab you choose, the insurance provider will offer you a discount on the payable premium.
Once you have made the payment, upload the car’s odometer reading by logging into the Policybazaar app. Here you will be required to upload a video of the insured vehicle within 24 hours of booking.
The insurer also offers a provision of top-up at an additional cost in case you exhaust your kilometre limit between the policy year.

How to Buy Universal Sompo Pay As You Drive Car Insurance?

You can purchase a Universal Sompo PAYD policy from Policybazaar.com by following these steps:

Visit Policybazaar.com and click on the “Car Insurance” tab
Enter your car number in the given form
Select your vehicle’s RTO make, model, variant, and fuel type from the given lists
Select the car’s registration year and previous policy expiry date, claim details
From the given car insurance policies, select Universal Sompo Pay as you drive plan
Choose the kilometre slab from the given options
Select add-ons that you wish to include in your policy
Fill in the proposal form and pay the final premium amount
Now, upload a video of your car according to the given instructions on the next window
Once you have uploaded a video, your Pay as you Drive policy will commence.

FAQs

Q1. Will I get NCB on the purchase of Universal Sompo pay-as-you-drive policy?

Ans: Yes. A No claim bonus will be offered on the purchase of Universal Sompo pay as you drive car insurance. This NCB reward can be availed to receive a discount during car insurance renewal.
Q2. How can I do a top-up if I exhaust the chosen kilometre limit?

Ans: A top-up can be done by opting for endorsement in your existing car insurance policy. You can contact our customer support at 1800-258-5970 to get an endorsement done.
Q3. Are there any other discounts offered under Universal Sompo car insurance plans?
Ans: Yes. A policyholder can take advantage of these discounts offered by Universal Sompo General Insurance Company:
- NCB Discount
- Anti-Theft Discount
- Voluntary Deductibles Discount
- AAI Membership Discount
Q4. Will I get third party coverage with the Universal Sompo Pay as You Drive plan?

Ans: Yes. A policyholder will receive comprehensive coverage on purchasing the Universal Sompo PAYD plan. This includes OD, third party, theft and fire coverage. However, the OD cover will only be active till the chosen kilometre slab.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in