Universal Sompo Third-Party Car Insurance

Get Car Insurance starting at only ₹2,094/year #
Processing

Universal Sompo third-party car insurance covers you from such unwanted financial and legal liabilities arising out of third-party body/property damage.

Read more

  • 3500 Cashless garages

  • Plan starting @ ₹2094#

  • 96% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      While driving is an optional privilege that not many can experience in India, buying third-party car insurance is certainly mandatory in case one shares the luxury of owning a vehicle.

      The Motor Vehicles Act is an important piece of legislation that has mandated opting for at least a third-party car insurance policy if you own and drive a vehicle on Indian roads.

      All vehicle owners must not only drive responsibly on the roads but also carry a valid car insurance policy that will protect them and other vulnerable third parties from any unplanned accidents in the future.

      Universal Sompo Third Party Car Insurance vs. Comprehensive Car Insurance

      Here is the difference between Universal Sompo third-party car insurance and comprehensive car insurance plans:

      Features

      Third-Party Car Insurance

      Comprehensive Car Insurance

      Availability of coverage

      Universal Sompo Third-Party car insurance offers to cover up to Rs. 7.5 lakh along with cover for death or bodily injury to the third-party

      Alongside providing coverage for liabilities arising out of third-party damages, the comprehensive car insurance policy also offers coverage for owner’s damage incurred

      Add-on covers

      Not applicable with a third-party car insurance policy

      For enhanced coverage , you can opt for add-on covers under comprehensive insurance such as Engine Cover Protection, Zero Depreciation, etc.

      Premium cost

      Being the most basic insurance policy, it is relatively cheaper than comprehensive insurance

      Higher cost as compared to third-party insurance due to wider coverage offered

      Legal requirement

      Mandatory by the law

      Optional

      What is Covered Under Universal Sompo Third Party Car Insurance Plan?

      With Universal Sompo third-party car insurance, you are covered from any unforeseen third-party liability that would arise out of death/injury or property damage of a third party from your 4-wheeler. This policy helps you drive with peace of mind on the road as it secures you from any unplanned financial burdens.

      Universal Sompo third-party car insurance provides coverage for the following damages:

      • Coverage for injury/death of third-party involved in an accident against your vehicle. (Please note that the cover amount can be limited or unlimited, solely depending upon the nature of the accident and the injury incurred). Final compensation would be decided by the court of law.
      • Up to Rs. 7.5 lakh cover for any damage caused to the third-party’s property in the accident
      • Reimbursement for legal expenses incurred in the situation where a court trial has taken the due course of action.

      What is Not Covered by Universal Third-Party Car Insurance Policy?

      Following are some of the exclusions under the third-party car insurance plan provided by Universal Sompo General Insurance Company:

      • Damages incurred on the owner’s insured vehicle
      • Contractual liability arising out of the accident
      • Any bodily injury caused to the policyholder
      • Damage caused to the third-party or its personal property in a location stated beyond the geographical boundaries in the insurance policy
      • An accident caused due to driving under the influence of drugs/alcohol
      • An accident caused while driving without a valid driving license
      • An accident caused due to the vehicle not being driven under the speed limit or non-adherence to traffic rules and signals

      FAQs

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Things You Need to Know About SUV Car Insurance

      07 Dec 2023

      If you are planning to buy an SUV car, it is also essential that
      Read more
      All You Need To Know About Hatchback Car Insurance

      05 Dec 2023

      Investing in a hatchback can be a great option if you are looking
      Read more
      Does Your Car Insurance Cover Damages By Rat Attack?

      29 Nov 2023

      Considering the population of rats in our country, it is common to
      Read more
      All You Need to Know About Standalone OD Insurance

      29 Sep 2023

      The concept of Own Damage(OD) is not a new one. For those of us
      Read more
      Your Guide to Reducing the Chances of a Rejected Motor Insurance claim

      29 Sep 2023

      Filing a motor insurance claim can be a complex process, and
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act 1988. However
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      A comprehensive car insurance policy offers protection against third-party liabilities and own damages sustained by
      Read more

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL