Universal Sompo Zero Depreciation Car Insurance

Get Car Insurance starting at only ₹2,094/year #
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Car insurance provided under Universal Sompo General Insurance broadly falls into two categories, namely third party car insurance policy, which is a standard insurance policy made compulsory by the government, and the comprehensive car insurance policy, which protects the driver from the financial losses caused by any mishap such as fire or untimely accidents, natural calamity or man-made calamity. Universal Sompo zero depreciation car insurance is an add-on cover that can be availed with the comprehensive car insurance.

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Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
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      This policy allows policyholders to acquire even up to total claim sum without resolving depreciation charges on the particular insured car and its parts.

      Benefits of Universal Sompo Zero Depreciation Car Insurance

      Some of the amazing benefits of this policy are:

      • Higher Claim Amount- The zero depreciation car insurance plans are widely purchased along with the comprehensive car insurance policy. The policyholder is made insured of his car damages and enjoys specific higher claim amounts. By purchasing this add-on cover, a customer would not be responsible for paying depreciation charges by changing the financial obligation to the insurer liable.
      • Availability of 2 Claims- This is one of the fundamental reasons why zero depreciation is widespread among customers, which is the availability of 2 claims. A person who has opted for a comprehensive insurance policy can apply for a maximum of 2 zero depreciation add-on covers; the only thing he has to do is opt for nil depreciation add-on cover.
      • Obviate Additional cost- Unexpected cost out of pocket is not payable in the case of this cover since depreciation cost is not considered.
      • Greater Compensation- Policies IDV calculates the limit of claim the policyholder is meant to receive. The depreciation rate impacts this aspect directly. Hence, with the zero depreciation add-on cover, the policyholder can make claims that do not take into account the car's depreciation rate and receive a higher claim amount.
      • Greater Peace of Mind- Zero depreciation cover provides a plethora of protection layers to the policyholder and his/her vehicle by making up for losses, consequently resulting in peace of mind and serenity, which is a luxury when it comes to the matters of insurance of the vehicle purchased by the hard-earned money of the policyholder.

      Claim Process of Universal Sompo Zero Depreciation Cover

      Universal Sompo car insurance offers a simple interface and easy, user-friendly method to claim the policyholder. To purchase the policy cover, follow the following steps after visiting the official website of the insurance company:

      • Opt for car insurance and select the zero depreciation cover or zero depreciation add-on policy.
      • Fill in the details related to the insurance policy number, model, company, year of purchase of the policy, etc., to access the zero depreciation plan offered by the company.
      • Make the payment online via multiple methods such as digital wallets supported by the company, UPI, net banking, credit cards, debit cards, etc.

      Universal Sompo Zero Depreciation Car Insurance FAQs

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