Universal Sompo Comprehensive Car Insurance

Universal Sompo Car Insurance is quite a popular product in the market. The company offers two types of car insurance: the first one is a third-party insurance policy and the other is a comprehensive car insurance policy.

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The Comprehensive Car Insurance policy enhances the overall coverage of the policy. It ensures coverage against the financial cost of the damage caused by any unforeseen event including accidents. Along with accidents, the comprehensive plan also covers theft, damages due to natural calamities, any sort of man-made calamities, or any other mishap.

Universal Sompo Comprehensive Car Insurance also provides a wide range of add on covers that include Zero Depreciation, Consumable Cover, NCB protection, etc.

Benefits of Universal Sompo Comprehensive Car Insurance

Universal Sompo Comprehensive Car Insurance comes with a lot of benefits for the customers. Its alluring features directly attract the customers towards itself. Here is the list of benefits of the comprehensive plan:

  • The plan covers personal accident coverage up to Rs 15 lakh.
  • 24/7 emergency assistance and customer services.
  • Complete digital facilities from buying a policy to claiming it
  • Add ons like Zero Depreciation and NCB protection
  • Coverage of bodily injury or permanent disability.

How to Claim Universal Sompo Comprehensive Car Insurance?

Universal Sompo Comprehensive Car Insurance has gained a lot of trust from customers when it comes to claim settlement. With a claim settlement ratio of more than 90%, Universal Sompo car insurance is one of the leading insurance companies in terms of claim settlement. The policyholder gets indemnification for the expenses caused by any kind of car accident. The claim settlement mechanism is very fluent and easy to avoid any difficulties to be faced by the policyholder. The policyholder needs a few important policy-related documents to initiate the claim process. The documents required are mentioned below:

  • Filled claim form
  • Policy documents
  • Registration certificate of the vehicle
  • Driving license of the driver
  • Estimate cost or repair cost invoice
  • First information report (In some cases)

After arranging all the important policy-related documents, the policyholder needs to follow the following steps to initiate the claim process:

  • Immediately contact the insurer after any sort of accident by dialing the toll-free number
  • The company will make an immediate arrangement for the inspection of the accidents
  • The policyholder needs to take the damaged vehicle to the network garage of any other garage available nearby.
  • Get your car repaired at the garage
  • At network garage policyholder may avail cashless claim
  • At other garages, the policyholder has to pay the repair cost and then later get the reimbursement. 

Universal Sompo Comprehensive Car Insurance FAQs

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