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Universal Sompo Pay As You Drive Insurance

Universal Sompo Pay as You Drive insurance offers a discount on car insurance premium based on the number of kilometres driven. With this plan by Universal Sompo General Insurance Company, policyholders have the flexibility to pay only for the kilometres they choose to drive throughout the policy period.

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#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

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      About Universal Sompo Pay As You Drive Car Insurance

      Under Universal Sompo Pay as You Drive insurance, the insurer offers a lower premium based on the kilometre choice of the policyholder. This plan is beneficial for car owners who only cover a particular distance during a policy year. They can choose their desired kilometre slab, and the insurer will offer a discount on premium based on that slab.

      Damages sustained by the insured car will only be covered up to the chosen kilometre limit.

      Theft, fire and third-party coverage will remain the same throughout the policy year.

      How Does Universal Sompo Pay As You Drive Car Insurance Works?

      Here is how Universal Sompo Pay as You Drive car insurance works:

      • From the given kilometre slab under the Universal PAYD, choose your desired slab.
      • Kilometre slabs offered under this policy include 3,000km, 5,000km, 7000km, 8500km and 10,000km.
      • Based on the slab you choose, the insurance provider will offer you a discount on the payable premium.
      • Once you have made the payment, upload the car’s odometer reading by logging into the Policybazaar app. Here you will be required to upload a video of the insured vehicle within 24 hours of booking.
      • The insurer also offers a provision of top-up at an additional cost in case you exhaust your kilometre limit between the policy year.

      How to Buy Universal Sompo Pay As You Drive Car Insurance?

      You can purchase a Universal Sompo PAYD policy from by following these steps:

      • Visit and click on the “Car Insurance” tab
      • Enter your car number in the given form
      • Select your vehicle’s RTO make, model, variant, and fuel type from the given lists
      • Select the car’s registration year and previous policy expiry date, claim details
      • From the given car insurance policies, select Universal Sompo Pay as you drive plan
      • Choose the kilometre slab from the given options
      • Select add-ons that you wish to include in your policy
      • Fill in the proposal form and pay the final premium amount
      • Now, upload a video of your car according to the given instructions on the next window
      • Once you have uploaded a video, your Pay as you Drive policy will commence.


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