MG Car Insurance

If you plan to purchase any of Morris Garage’s cars, then make sure to purchase the MG car insurance to protect it from any unforeseen incident. An MG motor insurance policy aims to offer compensation in case your MG car sustains damages due to an accident, fire, or theft. It also covers third-party liabilities arising out of the insured vehicle.

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About MG Motor India Private Limited

Morris Garages, popularly known as MG, was founded in the United Kingdom in 1924. In India, it was set up in 2017 and started selling its vehicles in 2019. MG Motors entered the Indian Market with their 7-seater SUV MG Hector, which carried the tagline, “India’s first Internet SUV”.

Some popular MG car models in India include MG Hector, MG Gloster, MG ZS EV, and MG Astor. Recently, MG has also launched a new EV model called MG Comet.

MG Car Models with Insurance Price

*Disclaimer: The Toyota insurance rates for various car models may differ based on registration city, model variant, claim history, coverage, etc. The car insurance price has been estimated for brand-new cars as the car is under DL1 RTO.

MG Car Insurance: Premium Calculator

MG car insurance premium calculator is an online tool that lets you calculate the estimated premium amount that you will have to pay once you get insured under MG car insurance. Here is a list of details you need to enter to calculate your estimated premium amount:

• Car’s RTO
• Car’s make, model and fuel type
• Ex-showroom price of the MG car
• Details of the previous claim
• NCB discount
• Car’s registration year

MG Car Insurance: Add-Ons

Insurance companies not only provide an insurance policy but also add-ons that you can include in your existing insurance plan to enhance coverage. Here is a list of those add-ons offered under MG car insurance:

• Engine & Gearbox Add-on
• No Claim Bonus Protection Add-on
• Zero-Depreciation Add-on
• Consumable Covers
• Key Replacement Add-on
• Return to Invoice Add-on
• Roadside Assistance Add-on

How To Buy/Renew MG Car Insurance?

To buy a comprehensive car insurance policy for your new MG car or renew your existing policy online, follow the steps given below:

• Visit Policybazaar Insurance Brokers Private Limited's official website.
• Select the “Car Insurance” tab from the homepage
• Enter your car number or select the other option for a new car
• Fill in contact details, year of registration, fuel type, and RTO information.
• Compare and choose a suitable MG car insurance plan.
• Add any add-on as per your requirement to enhance the coverage.
• The premium amount will increase as per the addition of any add-on.
• You can make the final payment using UPI, Net banking, or debit/credit card.
• Once the payment is done, the insurer will send the policy documents to your email ID and your home address.

How To Raise a Claim Under MG Car Insurance?

The only purpose of purchasing an MG car insurance policy is to get a claim whenever required. So, it is essential to know about the process of raising a claim. Follow the steps below to raise the claim:

• Inform your insurer about the incident within the next 48 hours.
• The insurer will send an inspector to the spot for inspection of damages.
• Once they are satisfied, your car will be towed to the nearest network garage for repairs.
• Once the car is repaired, you can collect it from the garage.
• Since it is a network garage, the insurer will make the payment on your behalf.
• If you choose to take the car to a non-network garage, then you will have to make the payment there, and the insurer will reimburse the paid amount later.

Documents Required to Raise MG Car Insurance Claim

Here is a list of documents that you need to provide to raise the MG car insurance claim:

• Duly filled claim form
• Policy documents
• Registration certificate of the MG car
• Copy of driving license 
• Copy of FIR (If any)
• Car repair bill (In case of reimbursement)
• Bill payment receipts (In case of reimbursement)