Maruti Suzuki Car Insurance

Maruti Suzuki cars are popular for their low maintenance and affordability. If you are considering buying a new car or already own one, choosing the right Maruti Suzuki car insurance policy is important. It will help cover the repair or replacement costs if your Maruti car is damaged in an accident, stolen, or affected by natural or man-made calamities.

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About Maruti Suzuki India Ltd.

Maruti Suzuki India Limited is an Indian automobile manufacturer headquartered in New Delhi and a subsidiary of Japan's Suzuki Motor Corporation. Formerly known as Maruti Udyog Limited, the company was established in 1981 as a joint venture between the Government of India and Suzuki Motor Corporation. It has since grown into India's leading passenger vehicle manufacturer.

In FY 2025-26, Maruti Suzuki recorded its highest-ever annual sales of 24.22 lakh vehicles, which include its domestic sales and exports. Its popular models include the Alto, WagonR, Swift, Dzire, Baleno, Fronx, Brezza and Ertiga. The company received the Indian Car of the Year 2026 award for the Victoris, and also expanded its electric vehicle presence with the e VITARA, its first battery-electric vehicle.

Popular Maruti Car Models with Insurance Prices (Brand New)

Here are the top Maruti cars with their insurance prices for a bundled policy of 1 year own damage and 3-year third party covers:

Disclaimer: These are the estimated Maruti insurance prices for the brand-new Maruti cars with 2026 registration at the DL01 RTO. The actual premium prices may vary depending on the particular insurer, variant, IDV selected, and add-ons chosen (if any).

Why Does Your Maruti Suzuki Need Car Insurance?

Here are three reasons why insurance for Maruti cars is important:

• Legal Mandate: According to the Indian Motor Vehicles Act, 1988, your Maruti Suzuki must be insured with at least a third-party liability policy to drive legally on roads.
• Financial Safety: Maruti car insurance prevents substantial expenses that may arise due to damages to your car, third-party property, or medical costs.
• Drive with Peace of Mind: When you have Maruti insurance coverage, you drive with peace of mind by being protected from unforeseen road risks and liabilities.

Maruti Suzuki Car Insurance Premium Calculator

You can calculate the estimated insurance premium of your Maruti insurance online by using the Maruti Suzuki Car insurance premium calculator. To calculate your motor insurance premium, you will require the following details:

• Maruti car model
• Maruti Suzuki car variant
• Fuel type
• Registration city of your car
• Car purchase year
• Previous claim detail

You can also view and compare Maruti Suzuki insurance plans using this calculator.

Add-ons for Your Maruti Car Insurance

You can enhance your Maruti Suzuki car insurance coverage by opting for add-on covers with a comprehensive policy. Here are the most useful add-ons to choose from:

• Engine Protect Cover
• Nil Depreciation or Zero Depreciation Cover
• Invoice Protect or Return to Invoice Cover
• Consumables Cover
• Roadside Assistance Cover

How to Buy or Renew Maruti Suzuki Car Insurance Online?

Buying or renewing a Maruti car insurance policy online is a simple process compared to the offline method. Here are the steps:

• Visit Policybazaar.com and click 'Car Insurance.'
• Select option Brand new car for a new Maruti car.
• In case of car insurance renewal, directly enter your vehicle registration number in the form.
• Select your Maruti car model, fuel type, variant and RTO.
• Choose a Maruti Suzuki insurance plan that suits your coverage requirements.
• Select the necessary add-on covers.
• Review the coverage & final premium, and securely pay via debit/credit cards, UPI, or net banking
• Once the payment is complete, your Maruti car insurance policy documents will be sent to you via email.

Once the payment is complete, you will have to submit a few details for the issue of policy documents. After you have submitted these details, your Maruti car insurance policy documents will be mailed to you.

Benefits of Buying Maruti Car Insurance from Policybazaar.com

When you buy Maruti car insurance from Policybazaar, you enjoy the following range of benefits:

• Easy Policy Comparison: You get to compare multiple car insurance quotes online for your Maruti Suzuki. This helps you thoroughly review policy features and coverage, all with just a few clicks.
• Dedicated Claim Support: With Policybazaar, you get a dedicated claim manager, pickup & drop of your Maruti vehicle from the accident spot to the workshop, 24x7 assistance, and a repair warranty on parts repaired.
• Customised Coverage: With a wide range of car insurance plans, you can customise your policy according to your specific coverage requirements and budget, ensuring optimal protection for your Maruti Suzuki.

How to Raise a Claim Under Your Maruti Suzuki Car Insurance?

Filing a claim against your Maruti motor insurance policy involves the following steps:

• In case of loss or damage to the insured Maruti car during an accident or collision, the insurer should be informed at the earliest through the helpline number.
• The company will send a surveyor to estimate the damages sustained by your Maruti Suzuki car. Make sure to keep all the required documents ready with you.
• The surveyor will submit the assessment report to the insurance company, based on which the claim amount will be decided. The insured car will then be sent to the network garage for repairs
• After the repairs are done, the claim amount will be paid directly to the network garage.
• If the car is repaired in a non-network garage, you will have to pay the repair bill and raise a reimbursement claim. The insurance company will then reimburse you the claim amount.

Documents Required to Raise a Maruti Suzuki Insurance Claim

You will need the following documents when raising a claim against your Maruti insurance policy:

• Duly signed & filled claim form
• Copy of a valid driving licence
• Copy of vehicle registration certificate
• Copy of your Maruti car insurance policy
• A copy of the Police FIR (in case of theft or third party claims)
• Repair estimates or bills