Maruti Suzuki Car Insurance
With Maruti Suzuki car insurance, you can safeguard your Maruti car from unforeseen contingencies like traffic collision, third party legal liabilities, and other accidental damages.
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About Maruti Suzuki India Ltd.
Maruti Suzuki India Limited is an Indian automobile manufacturer based in New Delhi. It was formerly known as Maruti Udyog Limited and was owned by the Indian Government till 2003. It was later sold to the Suzuki Motor Corporation in Japan. Maruti Suzuki India Limited has won 294 awards including the ‘Indian Car of the Year’ for Vitara Brezza and the ‘Manufacturer of the Year’ award.
The company makes affordable cars that offer unmatched features like great mileage, performance, amazing comfort, quality safety and bold look. The manufacturing company believes in implementing innovation, creativity, and forward-thinking in its manufacturing process to offer the best cars for the Indian roads. Some of its best-selling car models include Maruti Suzuki Alto, Wagon R, Swift Dzire, Baleno, Swift, etc.
How to Buy Maruti Suzuki Car Insurance Online?
Buying a car insurance policy online for your Maruti car is a simple process as compared to purchasing it offline. Here’s a quick rundown of the online process-
- Visit Policybazaar.com and select ‘Car Insurance’ from the ‘Insurance Products’ on the homepage
- Select option ‘Proceed without a car number’ or with a ‘brand new car’
- Select RTO, Maruti car brand, model, car fuel type and variant
- Fill in the form and view prices
- Find the Maruti Suzuki insurance plan that suits your budget
- You can also select add-on covers that you want as per your requirements
- Confirm the rest of the details on the next page
- Now pay securely using a debit card, UPI, or net banking
Once the payment is complete, you will have to submit a few details for the issue of policy documents. After you have submitted these details, your Maruti car insurance policy documents will be mailed to you.
How to Renew Maruti Suzuki Car Insurance Online?
Maruti car insurance renewal is a simple and hassle-free process, especially if it is done online. Let’s see how you can renew your Maruti Suzuki insurance policy via Policybazaar.com:
- Visit the ‘Car Insurance’ page from Policybazaar.com
- Enter your Maruti car number in the given form and view renewal quotes
- Fill the given form with relevant details and view prices
- Select your policy expiry date and your claim details
- From the given plans, find the Maruti insurance renewal online plan that suits your budget.
- Select add-on covers to your plan and proceed with payment
- Select NCB discount if any
- Fill out the given form and verify your details
- Once the premium of your Maruti car insurance is verified, you can make the payment.
- After successful payment, your Maruti Suzuki insurance renewal online will be complete. Your motor insurance policy documents will be sent to your registered email ID.
How to Raise a Claim Under Maruti Suzuki Car Insurance?
Claiming your Maruti motor insurance policy is not a cumbersome process. You can follow these steps to raise a claim under your Maruti Suzuki insurance policy:
- In case of loss or damage to the insured Maruti car during an accident or collision, the insurer should be informed through the helpline number.
- The company will send a surveyor to estimate the damages sustained by your Maruti Suzuki car. Make sure to keep all the required documents ready with you.
- The surveyor will submit the assessment report to the insurance company based on which the claim amount will be decided.
- After the repairs are done, the claim amount will be paid directly to the garage in case the insured car was sent to the network garage of the insurer.
- If the car is repaired in a non-network garage, you will have to pay the repair bill and raise a reimbursement claim. The insurance company will then reimburse you the claim amount.
Documents Required to Raise Maruti Car Insurance Claim
To raise a claim under Maruti car insurance, you will be required to have the following documents:
- Copy of a valid driving license
- Copy of Registration Certificate of your Maruti car
- Copy of your Maruti Suzuki Car insurance policy documents
- A copy of the Police FIR
- Repairs estimates/ repair invoices
- Duly signed claim form
Popular Maruti Car Models with Insurance Price
Here are some popular Maruti car models with their motor insurance prices:
Car Models (2018 Registration) |
Model Variant |
Insured Declared Value (IDV) |
Zero Depreciation Cover |
Maruti Insurance Premium (Comprehensive Car Insurance) |
Maruti Suzuki Celerio |
ZXI |
Rs 1,85,737 |
Rs 1,394 |
Rs 3,478 onwards |
Maruti Suzuki Alto 800 |
LXI |
Rs 1,25,902
|
Rs 945 |
Rs 3,026 onwards |
Maruti Suzuki Wagon R |
VXI (O) |
Rs 2,13,300 |
Rs 1,601 |
Rs 3,686 onwards |
Maruti Suzuki Dzire |
ZXI |
Rs 3,15,900 |
Rs 2,489 |
Rs 5,731 onwards |
Maruti Suzuki Swift |
ZXI |
Rs 2,52,225 |
Rs 1,987 |
Rs 5,226 onwards |
Maruti Suzuki Eeco |
7 STR STD |
Rs 1,34,624 |
Rs 1,061 |
Rs 4,291 onwards |
Maruti Suzuki Ertiga |
ZXI |
Rs 2,88,000 |
Rs 2,269 |
Rs 5,509 onwards |
Disclaimer: The Maruti motor insurance price for various car models may vary as per the registration year of the car, its model variant, RTO, fuel variant, type of coverage opted, Insured Declared Value, etc.
Maruti Suzuki Car Insurance Premium Calculator
You can calculate the estimated insurance premium of your Maruti insurance online by using the Maruti Suzuki Car insurance premium calculator. To calculate your motor insurance premium, you will require the following details:
- Maruti car model
- Maruti Suzuki car variant
- Fuel type
- Ex-showroom price
- Registration city of your car
- Car purchase year
- Previous claim detail
You can also view and compare Maruti Suzuki insurance plans using this calculator.
Inclusions and Exclusions Under Maruti Suzuki Car Insurance
- Bodily injury arising due to an accident while driving
- Any loss or damage caused to any third party or property by the insured car
- Damages sustained by the insured car due to natural calamities like cyclones, hurricanes, floods, etc.
- Damages to the insured car due to riots, strikes or any malicious activity
- Any damage caused due to theft or burglary of the Maruti Suzuki car
- Damages arising due to fire, explosion or self-ignition
- Physical damage caused to the insured car due to a collision on the road
- Personal accident cover of up to Rs. 15 lakh to the car’s owner-driver
- Any depreciation of the insured Maruti car
- Normal wear and tear of the Maruti Suzuki car
- Any kind of mechanical as well as electrical failure
- Damage to tyres (if not accidental)
- When the insured vehicle is being used for organized racing, speed testing, etc.
- Damages or accidents taking place due to driving under the intoxication of drugs or alcohol
- Damages sustained by the insured car while driving without a valid driving license
- Any loss or damage due to civil war or any nuclear peril
- Damages caused while a private car is being used for commercial purposes
- Car damages caused outside the pre-defined geographical area
Maruti Suzuki Car Insurance Add-ons
The Maruti Suzuki insurance also offers certain add-on covers to the policyholders on payment of an additional premium. These add-ons are:
Explore add-ons for your car insurance
Maruti Suzuki Car Insurance FAQs
-
Q1. Why should I buy comprehensive car insurance for my Maruti Car?
Ans. If you want to avail maximum benefits under car insurance, then you must buy a comprehensive motor insurance plan for your Maruti car. It offers you and your car coverage against any accident, and loss or damage arising due to fire, explosion, natural disasters, and vandalism amongst others. It also provides third-party liability cover against any property damages, death or injury caused to a third party by your vehicle. Moreover, you can also buy add-ons to enhance, such as roadside assistance cover, engine protection cover, etc. to enhance the coverage.
-
Q2. Do I get a No Claim Bonus on my Maruti Suzuki Car insurance policy?
Ans: Yes, you can get NCB for not making a claim for your Maruti car during the policy period. The discount is applicable on the insurance premium at the time of policy renewal.
-
Q3. What are the documents required to file a Maruti car insurance claim in India?
Ans: The following documents are required at the time of filing a Maruti vehicle insurance claim:
- Insurance copy
- Claim form
- Police FIR
- Driving License
- Registration Certificate
- ‘No trace report' in the case of car thefts
-
Q4. What is own damage cover in Maruti motor insurance?
Ans: Under Maruti car insurance, own damage cover ensures that the insurer compensates you for any loss or damages to the insured car during an accident.
-
Q5. What is a personal accident cover in Maruti Suzuki Car insurance?
Ans: In the case of the owner-driver of the Maruti car suffers from disabilities and death as a result of a car accident, the personal accident cover ensures that the insurance provider compensates you financially.
-
Q6. What is a Nil Depreciation cover in Maruti Insurance?
Ans: By purchasing a zero-dep cover for your Maruti car, you can claim the total cost of repairing/replacing car parts during claim settlement. Under this add-on, the depreciation borne by your car will be compensated as part of your claim amount.
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Q7. How do I download a Maruti Suzuki Car insurance policy?
Ans: If you had purchased your insurance for your Maruti car insurance online, you may have a copy of the policy in your email. Find the email consisting of your policy document and download it.
-
Q8. From where can I purchase motor insurance for my Maruti Suzuki car?
Ans. You can visit Policybazaar.com to compare and purchase a car insurance policy for your Maruti car that best suits your budget.
-
Q9. Is it mandatory to buy a car insurance policy for my Maruti Car?
Ans. Yes. As per the motor laws of India, every car owner must have a valid motor insurance policy with third party cover to drive on the roads of India. Thus, it is compulsory to have at least third-party car insurance for your Maruti car.
-
Q10. What to do in case of theft of my Maruti car?
Ans. In case of your Maruti car theft, lodge an FIR in the nearest police station and collect a copy of the FIR. Intimate the motor insurance company about the incident at the earliest so that a claim can be registered within the stipulated time.
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