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Maruti Suzuki Car Insurance
With Maruti Suzuki car insurance, you can safeguard your Maruti car from unforeseen contingencies like traffic collisions, third-party legal liabilities, and other accidental damages. If you want to purchase any of the Maruti car models, make sure to also cover your car legally and financially with a Maruti car insurance policy.
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About Maruti Suzuki India Ltd.
Maruti Suzuki India Limited is an Indian automobile manufacturer based in New Delhi. It was formerly known as Maruti Udyog Limited and was owned by the Indian Government till 2003. Later, it was sold to the Suzuki Motor Corporation in Japan. Maruti Suzuki India Limited has won 294 awards, including the ‘Indian Car of the Year’ for Vitara Brezza and the ‘Manufacturer of the Year’ award.
The company makes affordable cars that offer unmatched features like great mileage, performance, amazing comfort, quality safety and bold look. The manufacturing company believes in implementing innovation, creativity, and forward-thinking in its manufacturing process to offer the best cars for Indian roads. Some of its best-selling car models include the Maruti Suzuki Alto, Wagon R, Swift Dzire, Baleno, Swift, etc.
Popular Maruti Car Models with Insurance Price
Here are some popular Maruti car models with their motor insurance prices:
Car Models (Brand New Car) | Ex-Showroom Price | Insured Declared Value (IDV) | Zero Depreciation Cover | Maruti Insurance Premium (Bundled Policy) |
Maruti Suzuki Celerio ZXI | ₹ 6,66,500 | ₹ 6,33,175 | ₹1,890 | ₹ 13,824 onwards |
Maruti Suzuki Alto 800 LXI | ₹ 3,94,000 | ₹ 3,73,543 | ₹ 967 | ₹ 10,454 onwards |
Maruti Suzuki Wagon R VXI | ₹ 5,99,500 | ₹ 4,03,910 | ₹ 979 | ₹15,379 onwards |
Maruti Suzuki Dzire ZXI | ₹ 8,12,250 | ₹ 7,50,049 | ₹ 1,942 | ₹ 17,839 onwards |
Maruti Suzuki Swift ZXI | ₹ 7,63,000 | ₹ 7,24,850 | ₹ 1,877 | ₹ 17,675 onwards |
Maruti Suzuki Ertiga ZXI (O) | ₹ 10,59,000 | ₹ 9,64,989 | ₹ 2,505 | ₹ 19,264 onwards |
Disclaimer: The Maruti motor insurance price for various car models may vary as per the registration year of the car, its model variant, RTO, fuel variant, type of coverage opted, Insured Declared Value, etc. The prices given above are for brand-new models for DL1 RTO.
Maruti Suzuki Car Insurance Premium Calculator
You can calculate the estimated insurance premium of your Maruti insurance online by using the Maruti Suzuki Car insurance premium calculator. To calculate your motor insurance premium, you will require the following details:
- Maruti car model
- Maruti Suzuki car variant
- Fuel type
- Registration city of your car
- Car purchase year
- Previous claim detail
You can also view and compare Maruti Suzuki insurance plans using this calculator.
Maruti Suzuki Car Insurance Coverage
- Third Party bodily injury or death arising due to an accident with the insured vehicle.
- Any loss or damage caused to any third-party property by the insured car
- Damages sustained by the insured car due to natural calamities like cyclones, hurricanes, floods, etc.
- Damages to the insured car due to riots, strikes or any malicious activity
- Any damage caused due to theft or burglary of the Maruti Suzuki car
- Losses arising due to fire, explosion or self-ignition
- Physical damage caused to the insured car due to a collision on the road
- Any depreciation of the insured Maruti car
- Normal wear and tear of the Maruti Suzuki car
- Any kind of mechanical as well as electrical failure
- Damage to tyres (if not accidental)
- When the insured vehicle is being used for organised racing, speed testing, etc.
- Damages or accidents taking place due to driving under the intoxication of drugs or alcohol
- Damages sustained by the insured car while driving without a valid driving licence.
- Any loss or damage due to civil war or any nuclear peril
- Damages caused while a private car is being used for commercial purposes
- Car damages caused outside the pre-defined geographical area
Maruti Suzuki Car Insurance Add-ons
The Maruti Suzuki insurance also offers certain add-on covers to the policyholders on payment of an additional premium. These add-ons are:
- Engine Protect Cover
- Nil Depreciation Cover
- Loss of Personal Belongings
- Consumables Cover
- Roadside Assistance Cover
How to Buy/Renew Maruti Suzuki Car Insurance Online?
Buying or renewing a car insurance policy online for your Maruti car is a simple process compared to purchasing it offline. Here's a quick rundown of the online process-
- Visit Policybazaar.com and click on the 'Car Insurance' option from the homepage
- Select option Brand new car for a new Maruti car.
- If it is a car insurance renewal, directly enter your car number in the form
- Select RTO, Maruti car brand, model, car fuel type and variant
- Fill in the form and view the prices
- Find the Maruti Suzuki insurance plan that suits your budget
- You can also select add-on covers that you want as per your requirements
- Confirm the rest of the details on the next page
- Now pay securely using a debit card, UPI, or net banking
Once the payment is complete, you will have to submit a few details for the issue of policy documents. After you have submitted these details, your Maruti car insurance policy documents will be mailed to you.
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How to Raise a Claim Under Maruti Suzuki Car Insurance?
Claiming your Maruti motor insurance policy is not a cumbersome process. You can follow these steps to raise a claim under your Maruti Suzuki insurance policy:
- In case of loss or damage to the insured Maruti car during an accident or collision, the insurer should be informed at the earliest through the helpline number.
- The company will send a surveyor to estimate the damages sustained by your Maruti Suzuki car. Make sure to keep all the required documents ready with you.
- The surveyor will submit the assessment report to the insurance company, based on which the claim amount will be decided. The insured car will then be sent to the network garage for repairs
- After the repairs are done, the claim amount will be paid directly to the network garage.
- If the car is repaired in a non-network garage, you will have to pay the repair bill and raise a reimbursement claim. The insurance company will then reimburse you the claim amount.
Documents Required to Raise Maruti Car Insurance Claim
To raise a claim under Maruti car insurance, you will be required to have the following documents:
- Copy of a valid driving licence
- Copy of Registration Certificate
- Copy of your car insurance policy documents
- A copy of the Police FIR
- Repair estimates/ repair invoices
- Duly signed claim form
Maruti Suzuki Car Insurance FAQs
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Q1. Why should I buy comprehensive car insurance for my Maruti Car?
Ans. If you want to avail maximum benefits under car insurance, then you must buy a comprehensive motor insurance plan for your Maruti car. It offers you and your car coverage against any accident and loss or damage arising due to fire, explosion, natural disasters, and vandalism, amongst others It also provides third-party liability cover against any property damages, death or injury caused to a third party by your vehicle.
Moreover, you can also buy add-ons such as roadside assistance cover, engine protection cover, etc., to enhance the coverage of your car policy.
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Q2. Do I get a No Claim Bonus on my Maruti Suzuki Car insurance policy?
Ans: Yes, you can get NCB for not making a claim for your Maruti car during the policy period. The discount is applicable to the Maruti Suzuki car insurance renewal premium.
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Q3. What is the own damage cover in Maruti motor insurance?
Ans: Under Maruti car insurance, own damage cover ensures the insurer compensates you for any loss or damages to the insured car during an accident. This policy can be purchased along with a third-party policy to extend coverage to the car’s own damage.
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Q4. What is a personal accident cover in Maruti Suzuki Car insurance?
Ans: In the case of the owner-driver of the Maruti car who suffers from disabilities and death as a result of a car accident, the personal accident cover ensures that the insurance provider compensates you financially. A cover of ₹15 lakh is offered under this add-on.
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Q5. What is a Nil Depreciation cover in Maruti Insurance?
Ans: By purchasing a zero-dep cover for your Maruti car, you can claim the total cost of repairing/replacing depreciated car parts during claim settlement. Under this add-on, the depreciation borne by your car will be compensated as part of your claim amount.
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Q6. How to Download Maruti car insurance policy?
Ans: If you purchased your insurance for your Maruti car insurance online, you may have a copy of the policy in your email. Find the email consisting of your policy document and download it. You can also download a copy from Policybazaar.com or from the insurer’s official website.
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Q7. From where can I purchase motor insurance for my Maruti Suzuki car?
Ans: You can visit Policybazaar.com to compare and purchase a car insurance policy for your Maruti car that best suits your budget.
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Q8. Is it mandatory to buy a car insurance policy for my Maruti Car?
Ans. Yes. As per the motor laws of India, every car owner must have a valid motor insurance policy with third-party cover to drive on the roads of India. Thus, having at least third-party car insurance for your Maruti car is compulsory.
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Q9. What to do in case of theft of my Maruti car?
Ans. In case of your Maruti car theft, lodge an FIR in the nearest police station and collect a copy of the FIR. Inform the motor insurance company about the incident at the earliest so that a claim can be registered within the stipulated time.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.