Kia Car Insurance

Kia cars are known for their modern designs, feature-rich interiors and range of SUVs, MPVs and electric vehicles. Whether you own a Kia Seltos, Sonet, Carens or another model, a suitable Kia car insurance policy can protect you against financial losses due to accidents, theft, fire and other covered events.

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About Kia Motors Corporation

Kia Corporation is a South Korean automobile manufacturer that operates in more than 190 countries around the world. Its product portfolio includes SUVs, MPVs and electric vehicles (EVs), which are designed to meet the diverse needs of its customers.

In India, Kia offers a diverse range of vehicles, including SUVs, MPVs and electric cars. Some of its popular Kia car models are the Seltos, Sonet, Syros, Carens, Carens Clavis, Sorento and Carnival. The brand also offers electric vehicles such as the EV6, EV9 and Carens Clavis EV, giving buyers more options across conventional and electric powertrains.

Popular Kia Cars with Insurance Prices (Brand-New)

Take a look at the Kia car insurance price for various models in the following table:

*Disclaimer:These Kia insurance prices are for brand-new cars with registration in 2026 at DL01 RTO. The actual premium price may vary depending on the specific variant, fuel type, type of coverage, add-ons chosen, etc.

Kia Car Insurance Premium Calculator

You can calculate the estimated premium before buying a Kia motor insurance policy using a Kia car insurance calculator. This calculator takes into account the following details:

• Kia car model
• Car variant and fuel type
• RTO and registration year
• Previous claim details

Why is Insurance for Kia Cars important?

Essentially, there are three reasons to get a Kia car insurance policy:

• Legally Required: As per the Indian Motor Vehicles Act, 1988, your Kia car should have at least third party insurance in order to ply on roads legally.
• Financial Protection: If your Kia car gets damaged in an accident or injures someone, it can lead to significant expenses. A Kia car insurance policy can help keep you financially safe against these costs.
• Hassle-free Driving: With insurance for Kia cars, you drive with peace of mind knowing that you are safe from road risks that can lead to financial or legal liabilities.

Add-ons With a Kia Car Insurance Policy

Kia Motor Insurance offers add-ons in car insurance to help vehicle owners enhance their standard policy coverage by paying an additional premium amount. Following are some of the most common add-on covers available under Kia car insurance:

• Zero Depreciation Cover
• Engine Protection Cover
• No Claim Bonus Protection
• Return to Invoice Cover
• Roadside Assistance
• Conveyance Benefit

How to Buy or Renew Kia Car Insurance Online?

You can purchase or renew Kia car insurance online in just a few simple steps:

• Visit Policybazaar.com and tap on the 'Car Insurance' option.
• If it's a new Kia car, select option 'Brand new car'.
• For a car insurance renewal, enter your Kia car number and proceed.
• From the given list, select your model, variant, RTO and registration year.
• From the given Kia car insurance plans, select a policy that suits your needs.
• Select any add-on covers you wish to include in the plan.
• Pay the final premium using a preferred online mode.
• Once the payment is complete, your Kia car insurance policy papers will be mailed to you instantly.

How to Raise a Claim Under Kia Car Insurance?

Here is a step-by-step process to raise a Kia car insurance claim:

• Contact your motor insurance provider and inform them about the unfortunate event.
• Get your Kia car assessed by the surveyor sent by your insurer.
• Once the surveyor sends the assessment report to your insurer, send your vehicle for repair.
• Submit the supporting documents required by your insurer.
• If your Kia car is being repaired at a network garage, collect it post repairs. Your insurer will settle the claim with the garage directly.
• In case the vehicle was repaired at any other garage, pay the repair bill in full.
• Submit the bill payment receipts to the insurer.
• The insurer will settle the claim and pay the amount after verifying all the claim documents and bills/receipts.

Documents Required to Raise a Kia Car Insurance Claim

You will need the following documents to raise a claim under your Kia car insurance policy:

• Your Kia car insurance policy copy
• Police FIR (for third party or theft claims)
• Copy of your driving licence and car's RC (registration certificate)
• Repair bills and estimates of repairs
• Your ID & address proofs
• Duly filled and signed claim form

Documents Required to Raise Hyundai Car Insurance Claim

The following documents are required to raise a Hyundai car insurance claim:

• Duly filled and signed claim form
• Vehicle's RC copy
• Driving licence copy
• Police FIR copy
• Repair Estimates
• KYC