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      Honda Car Insurance

      A Honda car insurance policy will protect your Honda car from all kinds of mishaps, such as theft, fire, natural disasters, explosions, vandalism, strikes, etc. It also takes care of any third-party claims arising out of causing accidental property damages, bodily injuries or death of a third-party person. In short, it will ensure the overall safety of your Honda car no matter what the situation.

      Read more

      About Honda Motor Company

      Headquartered in Tokyo, Honda Motor Company Ltd is a major producer of automobiles all over the world.

      In the fiscal year 2023, the company sold 3.68 million units of cars. With its unique philosophy, the company aims to be a brand in harmony with people all over the world.

      Some of the popular Honda car models sold in India include the Honda Civic, Honda City, Honda Amaze, and Honda CR-V.

      Honda Car Models With Insurance Price

      Honda Car Models
      (2023 Registration)
      Ex-Showroom Price Insured Declared Value (IDV) Zero Depreciation Cover Honda Insurance Price (Bundled Policy)
      Honda City - 4th Generation SV Rs. 9,50,000 Rs. 9,02,500 Rs. 2,256 Rs. 19,063 onwards
      Honda Amaze E Rs. 7,09,900 Rs. 6,74,072 Rs. 1,685 Rs. 17,416 onwards
      Honda Civic V-CVT Rs. 17,95,000 Rs. 17,05,250 Rs. 5,866 Rs. 46,328 onwards
      Honda Jazz V Rs. 8,01,000 Rs. 7,60,950 Rs. 1,902 Rs. 18,042 onwards
      Honda Elevate SV Rs. 10,99,900 Rs. 10,44,905 Rs. 2,612 Rs. 20,090 onwards

      Disclaimer: The above Honda insurance price will vary as per the coverage, RTO, model variant, year of registration, fuel type, etc. The above-given car insurance prices are for DL1 RTO.

      Honda Car Insurance Premium Calculator

      Honda Car Insurance Premium Calculator is basically an online tool that helps you to compute the estimated amount of premiums that you would have to pay in order to insure your Honda car. Below is a list of details that you would need:

      • Model of your Honda Car
      • Variant of the car (Petrol, Diesel, or CNG)
      • Cubic Capacity of the Car’s Engine
      • Registration Place of the Car
      • Registration Year of the Car
      • Information of the Previous Insurer (if any)

      Honda Car Insurance Coverage

      • Any own damages caused to your Honda car due to natural calamities like earthquakes, cyclones, hurricanes, etc.
      • Accidents and external damage, such as collision
      • Partial or Total loss of the insured car due to theft or burglary
      • Losses arising out of fire, explosion and self-ignition
      • Damages to the insured car due to manmade disasters, including acts of terrorism, strikes, vandalism, etc.
      • In-transit damages to the insured car on land, water, rail or road
      • Third-party property damages or bodily injuries caused by your Honda car
      • Any loss suffered by your Honda car due to depreciation will not be covered.
      • Any loss or damages suffered by your Honda car due to driving it under the influence of drugs or alcohol.
      • The cost of repairing the electrical and mechanical breakdown of your Honda car will not be paid by the insurance company.
      • If you are found driving your Honda car without a valid license, then any damage sustained by the car will not be covered.
      • Any loss or damage sustained by your Honda car due to normal wear and tear.
      • Any destruction or loss caused to your Honda vehicle due to war, nuclear perils or related operations.
      • Any intentional destruction of your Honda car will not be paid for.
      • Any loss or damage caused due to your Honda private car while using it for commercial purposes.

      Honda Car Insurance: Add-Ons

      Add-on covers refer to the additional coverage available under Honda car insurance that can only be availed by paying a higher premium amount. Here is a list of some of the add-on covers offered under the Honda insurance policy:

      • Zero Depreciation Cover
      • Engine & Gearbox Protector
      • NCB Protection
      • Key Replacement Cover
      • Emergency Assistance Cover
      • Cost of Consumable Items
      • Return to Invoice

      How to Buy/Renew Honda Car Insurance Online?

      The easiest way to buy insurance for your Honda car is online. Moreover, you can compare car insurance by different insurers online. Just follow the steps given below and protect your car from all adversities by buying Honda car insurance online:

      • From the homepage of, click on the “Car Insurance” tab
      • Now enter your car number in the given form or proceed with other option if you have or are expecting the delivery of a brand new car
      • Select your car’s RTO, make as Honda and the model
      • Select car’s variant, fuel type and registration year
      • From the given Honda motor insurance plans, choose the desired plan
      • Choose the additional covers you wish to include in your plan
      • Now pay the premium via online payment mode
      • After successful premium payment, your Honda car insurance policy documents will be mailed to you.

      How to Raise a Claim Under Honda Car Insurance?

      Under Honda car insurance, both cashless and reimbursement claims can be made. Cashless claims can only be made if you get your Honda car repaired at a network garage. If your car is repaired at a non-network garage, you will be able to file a reimbursement claim only. To make a Honda car insurance claim, follow the stepwise procedure below:

      • Inform the insurance provider about the mishap with your Honda car
      • The company will send a surveyor to evaluate the damages on the car
      • Fill out the Honda car insurance claim form and send it with all the other required documents to the insurance company
      • Send your vehicle to the nearest network garage or non-network garage as per your convenience
      • The insurance company will pay the repair bill amount to the network garage directly
      • In case of reimbursement claims, you need to pay the repair bill at the non-network garage and then send the bill payment receipts along with other documents to the insurance company. Your insurer will evaluate your claim and pay the claim amount to you

      Documents Required to Raise Honda Car Insurance Claim

      While making a claim under Honda motor insurance, you will be required to submit the following documents:

      • Honda car insurance claim form
      • Honda insurance policy document
      • Registration Certificate or RC of your Honda car
      • Copy of your DL or driving license
      • FIR copy (for theft and third party claims)
      • Car repair bills
      • Bill payment receipts

      Honda Car Insurance: FAQs

      • Q1. How can I reduce my Honda car insurance price?

        Ans: Follow the tips mentioned below to reduce the premium of your Honda four-wheeler insurance policy:

        • Keep your NCB intact
        • Install an ARAI-approved anti-theft device in your car
        • Become a member of the Automobile Association of India
        • Compare plans before purchasing 
        • Choose add-ons wisely
      • Q2. What value is my Honda car to be insured for - reinstatement value or depreciated value?

        Ans: Your Honda car would neither be insured against its depreciated value nor against its reinstatement value. Rather, it would be insured on the basis of its Insured Declared Value (or IDV). Basically, IDV is the value of your Honda car in the market. In case of any loss, the insurer’s liability is the maximum up to the insurance amount or market value of the car, whichever is lower. Thus, in case of the total loss or theft of the insured Honda Car, IDV would be the amount you would receive from the insurer.

      • Q3. Which factors affect the Honda insurance price?

        Ans: The price of a Honda insurance policy is determined based on several factors. Following is the list of the factors that will affect your Honda car insurance price:

        • Make and Model of your Honda car
        • Age of the car
        • Type of coverage opted
        • City of vehicle registration
        • Insured Declared Value of your car
        • Cubic Capacity of your Honda car
        • Manufacturing year of the car
        • No Claim Bonus and claim history
        • Add-on covers
      • Q4. Will my Honda car be inspected before renewal?

        Ans: Mostly, you will have to submit a self-vehicle inspection report to the insurer at the time of renewing your Honda motor insurance policy. But if you are renewing your expired car insurance policy, then your Honda car may be inspected by a representative of the insurer, especially if there is a break in the policy.

      • Q5. Will I lose my NCB if my Honda car insurance?

        Ans: Your No Claim Bonus or NCB will remain secure until 90 days from the expiry date of the previous car insurance policy. If you don’t renew your expired Honda insurance policy within this time frame, you will lose your NCB.

      • Q6. What will happen if I mistakenly fill up the wrong Honda car variant while buying car insurance?

        Ans: In case you have filled in the incorrect model variant of your Honda car in the proposal form while buying car insurance, you must immediately notify your insurer, request a change and provide a copy of your car’s registration certificate as proof. Your motor insurance company will make the changes and issue you an endorsement letter confirming the changes made.

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      Insurance Reviews & Ratings

      5 / 5 (Based on 6 Reviews)
      (Showing Newest 6 reviews)
      Mumbai, February 24, 2024
      No claim bonus
      For not raising any claim request in my policy tenure, Universal sompo insurance company gave me no claim bonus. During the renewal time i got some good discount on the premium from the NCB reward. I had taken my comprehensive car plan for my Civic car from Policybazaar so thanks to the team for suggesting me amazing plan.
      Chandigarh, February 21, 2024
      Attractive features
      I came across Policybazaar while browsing through car insurance plans for my Honda city car and I was able to compare a lot of plans with ease. I found New India Assurance plan the best fit as it includes roadside assistance coverage since I travel a lot to mountaneous areas.
      Dehradun, February 11, 2024
      Add on cover
      I have customized my National own damage car plan with add ons for my new Honda City car. I have added Nil depreciation, ncb protect and invoice protect covers to my plan. Mr. Jitesh customer support executive was very helpful and helped me customize my plan through the website of Policybazaar.
      Mumbai, January 25, 2024
      Good Experince
      I was not happy with the features my dealer’s insurance policy offered and wanted to port it to a new one. Came to know that I could do it at the time of renewal and that too online. Since my car is a Honda City, I wanted a comprehensive policy that could offer me all the coverage. I then started doing research and stumbled upon Policybazaar. These guys helped me in comparing car insurance plans of multiple insurers along with their add-ons as well. Ended up purchasing a Magma car insurance which was not only in my budget but also offered me the add-ons that I needed esp the Return to Invoice add-on. Happy that I could switch my insurer with so much ease and online too. Literally took me some minutes to get the coverage that I actually wanted.
      Mumbai, December 13, 2022
      Reliance Car Insurance
      My Honda City car got protection against unfortunate events. in case of an accident, my Reliance comprehensive car policy will help me financially. Thanks to an executive of Policybazaar who helped me in finding an affordable deal. The entire team was very cooperative and helpful.
      Noida, December 13, 2022
      United India Car Insurance
      United India comprehensive car plan has eased my financial burden as my Honda City car got repaired cashless. Thankfully I had already insured my car from Policybazaar and throughout the process, Policybazaar helped in getting the claim settlement with so much ease.

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.