Health Insurance Comparison Chart for Senior Citizens in India

Health insurance for senior citizens is a must for the secure and stress-free future of elderly people. Today, there are numerous health insurance plans for senior citizens with different pros and cons. A proper comparison of different plans can make the selection process easier. Read on to compare various senior citizen health insurance plans.

Read More

Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

     

    How to Select the Right Health Insurance Plan for Senior Citizens?

    When finalizing a health policy for senior citizens, an individual must consider certain parameters like premium rates, coverage, benefits, features, exclusions, and terms & conditions. But before choosing a health plan, he/she should first analyze the coverage that he/she may need in the future. Keeping these health requirements in mind, the buyer should choose a policy that offers the required coverage.

    Also, one should check the premium rates along with riders and the benefits available. Although the premium will be higher because of the increased age, buying health insurance is undoubtedly a great investment for senior citizens. An elderly person does not need to worry about his/her financial condition in case of unforeseen medical emergencies with a good health insurance plan.

    Moreover, the policyholder can also avail of free preventive health check-up facilities under most senior citizens' health insurance plans.

    Senior Citizen Health Insurance Comparison Chart

    Below is a comparison chart of various health insurance policies for senior citizens based on major features:

    Senior Citizen Health Insurance Plans

    Entry Age

    Sum Insured (Rs)

    Pre-existing Diseases Covered

    Medical Check-up

    Aditya Birla Activ Care Health Insurance Plan

    55 - 80 years

    3 lakh to 25 lakh

    From the 3rd year

    Required

    Bajaj Allianz Silver Health Plan

    46 - 70 years

    50,000 to 5 lakh

    From the 2nd year

    Required

    Bharti AXA Complete
    Health Insurance Plan

    18 years onwards

    5 lakh to 50 lakh

    From the 3rd year

    Not required up to 45 years of age and Rs 10 lakh SI

    Care Senior Health Insurance Plan

    61 years and above

    3 lakh to 10 lakh

    From the 5th year

    Not required

    Cholamandalam Healthline Insurance Plan

    18-65 years

    2 lakh to 25 lakh

    From the 5th year

    Not required up to 45 years of age

    Digit Health Care Plus Plan

    18 years onwards

    Up to 3 crore

    From 1st/2nd/3rd/4th/5th year (as per plan coverage)

    May be required

    Edelweiss Health Insurance Platinum Plan

    18 years onwards

    15 lakh to 1 crore

    From 3rd/4th/5th year (as per plan type)

    Required for applicants above 50 years and Rs 20 lakh SI

    Future Generali Varishta Bima Plan

    60 years onwards

    2 to 10 lakh

    From the 2nd year

    Required for Rs 7.5 lakh SI and above

    IFFCO Tokio Individual Medishield Plan

    18 - 65 years

    50,000 to 5 lakh

    From the 4th year

    Required after 60 years

    Kotak Mahindra Health Premier Plan

    18 - 65 years

    2 lakh to 2 crore

    From the 4th/5th year

    Required after 55 years of age and Rs 50 lakh & above SI

    Liberty Health Connect Plan

    18 - 65 years

    2 lakh to 15 lakh

    From the 3rd/4th/5th year

    Required after 55 years of age

    Magma HDI OneHealth Insurance Plan

    18 – 65 years

    2 lakh to 1 crore

    From 3rd/4th/5th year

    May be required

    ManipalCigna ProHealth Insurance Plan

    18 years onwards

    2.5 lakh to 1 crore

     From 3rd/4th/5th year

    May be required

    National Senior Citizen Mediclaim Policy

    60 - 80 years

    1 lakh to 10 lakh

    From the 3rd year

    Required

    New India Assurance Senior Citizen Mediclaim Policy

    60 - 80 years

    1 lakh, 1.5 lakh

    After 18 months

    Required

    Niva Bupa Senior First Insurance Plan

    61 – 75 years

    5 lakh to 25 lakh

    From the 3rd year

    Not required

    Oriental Health of Privileged Elders Insurance Policy

    60 years and above

    1 lakh to 5 lakh

    From the 3rd year

    Required

    Raheja Health QuBE Insurance Policy

    18 - 65 years

    1 lakh to 50 lakh

    From the 5th year

    May be required

    Reliance Health Gain Insurance Plan

    18 - 65 years

    3 lakh to 18 lakhs

    From the 4th year

    Required as per the age

    Royal Sundaram Lifeline Insurance Plan

    18 years onwards

    2 lakh to 1.5 crore

    From the 3rd/4th/5th year

    May be required

    SBI Arogya Premier Insurance Plan

    18 - 65 years

    10 lakh to 30 lakh

    From the 5th year

    Not required up to 55 years of age

    Star Senior Citizens Red Carpet Health Insurance Plan

    60 - 75 years

    1 lakh to 25 lakh

    From the 2nd year

    Not required

    Tata AIG MediCare Premier Plan

    18 – 65 years

    5 lakh to 50 lakh

    From the 5th year

    Not required up to 45 years of age

    United India Individual Health Insurance Policy

    61 - 65 years

    2 lakh to 5 lakh

    From the 5th year

    Required

    Universal Sompo Senior Citizen Health Insurance Plan

    60 – 70 years

    1 lakh to 5 lakh

    From the 3rd year

    Required

    Apart from these plans, people can also check out various other senior citizen health policies available in the market and compare the benefits provided. Doing so helps to select the policy which best meets their medical requirements.

    *Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    In a Nutshell

    Choosing the right health insurance plan for a senior citizen is a big responsibility. With the comparison chart above, you can easily compare the benefits and waiting periods of different policies and buy the one that best suits your needs. Make sure to check the premiums before buying with the help of a health insurance premium calculator online on websites like Policybazaar.com

     

    Search
    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Sports & Gym Injuries?

    27 Jun 2022

    Gone are the days when only athletes and professional sports...
    Read more
    Health Insurance for Rural India

    24 Jun 2022

    Healthcare is expensive in India and is increasing with each...
    Read more
    Health Insurance for a Down Syndrome Child in India

    23 Jun 2022

    Down Syndrome is one of the most common genetic disorders in...
    Read more
    Income Tax Slab for Women: Guide to Exemptions and Rebates

    22 Jun 2022

    In India, every person who earns beyond a certain limit is liable...
    Read more
    Is Coconut Water Diabetic Friendly?

    22 Jun 2022

    Coconut water is an excellent beverage for people struggling with...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
    Ayushman Bharat health insurance is a flagship scheme launched by the Government of India, as per the...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL