Need of Health Insurance for Senior Citizens

Everyone wishes to spend a happy and healthy life and any severe illness can stop the momentum of your life. And with age the risk of getting ill increases rapidly. The increasing age invites health-related problems because of weak immune system along with lack of nutrition. Hence, senior citizens are required to take proper care of them to live a happy and healthy life.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Find top plans with up to 25% discount**
  • 1 Members
  • 2 Age
  • 3 City
  • 4 Contact

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      valid-mobile-number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
       

      Diabetes is one of the most common sicknesses attacking the senior citizens. It severely affects most of the organs. Heart disease is another common life threatening disease which requires regular monitoring of our food habits etc. Overweight and obesity are couple of other problems faced by the aged people. Cancer, influenza and pneumonia are few of the top 10 causes of death for senior citizens.

      You may also like to Read: Deduction under Section 80D for AY 2016-17

      It is must for senior citizens to have a medical insurance as most of them do not have any stable income or savings to face the big burden of hospitalization. Under health insurance, a person can avail best health services even in his later years. It gives you a boost to enjoy the aged stage of your life without worrying about anything. Insurance is a reminder set in the clock called life, reminding you of living the life to the fullest. Health cover offers best medical advice and medication against all health problems. It helps combating all expensive treatments.

      IRDA has laid new guidelines according to which health insurance providers need to cover individuals up to an age of 65 years and compulsory lifetime renewability. Now the insured can get coverage for a longer period and he/ she can shift insurers in case of the insured is not satisfied with the current insurer.

      As per a senior citizen health insurance policy, an individual can even enter into the policy at an age of 99 years. These plans cover the hospitalization charges, room expenses, doctor’s fee, medicine costs, ambulance charges and pre and post hospitalization expenses. The features of any policy vary from one insurer to the other. Senior citizen health insurance policies are big support sticks of your golden age.



      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      Does Care Health Insurance Cover Dental Treatments?

      26 Apr 2024

      Healthy teeth and gums can go a long way to maintaining oral
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL