Magma HDI Third Party Car Insurance

A Magma HDI third-party car insurance policy aims at protecting a policyholder against any third-party damages arising out of the insured car. As per the motor laws, it is a mandatory cover to ply on Indian roads and can be easily purchased online.

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Benefits of Magma HDI Third-Party Car Insurance

Below mentioned are the benefits of Magma third-party car insurance policy:

  • Abides by the Law: With a Magma HDI third-party insurance policy for your car, you can easily abide by the legal mandate of the Motor Vehicles Act of 1988.
  • Financial Coverage: A Magma HDI third-party car insurance policy offers financial coverage to the policyholder by covering third-party liabilities. 
  • Affordable Premium: The premium of a Magma HDI third-party car insurance is also affordable as compared to the comprehensive car insurance policy.
  • Personal Accident Cover: With third-party four-wheeler insurance, you can also get a personal accident cover for the owner/driver of the car. 

Coverage Under Magma HDI Third Party Car Insurance

A Magma HDI third-party motor insurance provides the following inclusions and exclusions:


Damages that are covered under a Magma third-party car insurance policy include:

  • Death of the third party arising out of the insured vehicle
  • Bodily injury or disability of the third person
  • Damages caused to the property of a third party are also covered under the car policy
  • Personal Accident cover to the owner-driver of the insured vehicle in case they have sustained an accidental injury
  • Accidental damage caused to the vehicle of the third party is also covered


Losses that are excluded from Magma HDI third-party insurance coverage include:

  • Any own damage caused to the insured car due to unforeseen emergencies like accidents, natural calamities, manmade acts, fire and theft
  • Any depreciation borne by the insured car is also not covered under third-party insurance
  • It also does not include any add-on cover offered to enhance the coverage of the policy except Personal Accident Cover
  • Mechanical/Electrical breakdown of the insured vehicle is also not included in the policy coverage

How to Purchase a Magma HDI Third-Party Car Insurance Policy?

A Magma third-party car insurance policy can be purchased easily by following these simple steps:

  • Visit and select the ‘Car Insurance’ page from the ‘Insurance Products’ dropdown
  • In the given form, enter your car number and proceed forward
  • Select your car’s details such as model, variant, fuel type, RTO and registration year
  • Now fill in the proposal form and proceed forward
  • From the list of third-party plans of multiple car insurance companies, find Magma HDI third-party car insurance plan. You can also check policy details here. 
  • Select any additional cover you wish to add to your plan. You can take personal accident cover as per your needs
  • Now select the desired plan and proceed with premium payment. 
  • Pay the premium amount via online payment modes such as cards, net banking or UPI
  • As soon as you have made the payment, your Magma third-party motor insurance documents will be mailed to you.

Documents Required to Raise a Magma HDI Third-Party Car Insurance Claim

To raise a Magma HDI third party claim, you are required to keep these documents handy with you:

  • Copy of third party insurance papers
  • Copy of Police FIR
  • Duly filled and signed claim form
  • Copy of driving license
  • Copy of vehicle’s registration certificate


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